EMBARRASS VERMILLION FEDERAL CREDIT UNION

Welcome to Embarrass Vermillion, your trusted financial partner located at 600 W 3rd Ave N, Aurora, MN 55705. Since our establishment in 1941, we have dedicated ourselves to serving the community with integrity and care. With a total membership of 4,796 and assets exceeding $60 million, we are proud to be a cornerstone of financial support for individuals and families in Aurora. At Embarrass Vermillion, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs, whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. We believe in empowering our members with the tools they need to achieve their financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 600 W 3rd Ave N, Aurora, MN 55705-1269. Our doors are open from 8:00 AM to 5:00 PM, Monday through Friday, ready to welcome you with friendly faces and expert guidance. Under the leadership of CEO James Kramar and Board President Marty Hendrickson, our team of 16 employees is committed to providing excellent service while fostering a strong sense of community. With total deposits reaching $3,021,522 and a net worth of $9,091,147, we have built a solid foundation that allows us to invest back into the community we serve. We invite you to explore more about our offerings by visiting our website at www.evfcu.org. Whether you're interested in opening an account or learning about loan options, we're here to help every step of the way. Feel free to call us at 218-229-2048 with any questions or visit us today!

At Embarrass Vermillion, we pride ourselves on a rich history that reflects our commitment to the community in Aurora, MN. Established in 1941, our branch has grown from humble beginnings into a trusted financial partner for nearly 4,800 members. Located at 600 W 3Rd Ave N, Aurora, MN 55705, we are situated in a vibrant area that fosters connection and support among residents. Our mission is clear: to empower our members by providing exceptional financial services while actively supporting the community we serve. We believe in putting people first, offering a range of services that include personal banking, auto loans, mortgages, and business banking solutions. We are here to help you achieve your financial goals with integrity and transparency. Over the years, we've seen significant growth in both membership and assets. Today, our total assets stand at an impressive $60,088,606. This growth not only demonstrates our stability but also allows us to invest more back into the community through various outreach programs and partnerships aimed at enhancing local development. In addition to traditional banking services, Embarrass Vermillion embraces modern technology to make banking easier for everyone. Our branch is equipped with online and mobile banking options, as well as ATM services available for those who need quick access to cash. For added convenience, we offer drive-thru banking during our operating hours of 8:00 AM to 5:00 PM from Monday to Friday. While members can visit us at 600 W 3Rd Ave N, official correspondence should be sent to 600 W 3rd Ave N, Aurora, MN 55705-1269 if different from the branch address. We also have a shared service center available for our members' convenience. Our vision extends beyond just providing financial products; we strive to create a positive impact within the community. Whether it's through financial literacy workshops or local sponsorships, we are dedicated to fostering growth and prosperity for all. Join us at Embarrass Vermillion and experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Feel free to reach out via phone at 218-229-2048 or explore more about our offerings at our website. Together, let's build a brighter future!

At Embarrass Vermillion, we believe that everyone deserves the opportunity to be part of a caring financial community. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in our local area or have family members who are already part of our credit union, you're likely eligible to join us! We love supporting our community by offering personalized services tailored to your needs. For more detailed information about eligibility criteria, please visit our website at http://www.evfcu.org/membership-application . Opening an account with us is just as easy! You can start your journey toward better financial options by visiting https://www.mobicint.net/evf/login/loanapp . If you have any questions or need assistance, feel free to reach out to us at (218) 229-2048. We're here to help you every step of the way at 600 W 3Rd Ave N Aurora Mn 55705. Join us today and discover the benefits of being part of the Embarrass Vermillion family!

At Embarrass Vermillion, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which is built on solid foundations that ensure we can continue to serve you effectively. With a net worth of $9,091,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,513 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,125,436 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our $7,535,981 in undivided earnings. These funds are reinvested into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,098 in used auto loans and $46,095,048 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our impressive $959,006 showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $332,870. Total Share and Deposit Accounts: 9,819, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Embarrass Vermillion is your trusted partner. Visit us at 600 W 3Rd Ave N Aurora Mn 55705 or call (218) 229-2048 to learn more about how we can help you achieve your financial goals.

At Embarrass Vermillion, we understand that everyone has unique financial needs, and we're here to help you meet them. Whether you're considering purchasing a new vehicle, refinancing your home, or looking for a way to manage expenses with an unsecured credit card, our diverse loan products are tailored to suit your goals. With over 3,038 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,166,812 in used vehicle loans and $6,710,733 in new vehicle loans already helping members get on the road. If you're contemplating homeownership or want to refinance your existing mortgage, we provide straightforward mortgage options. Our Junior Lien 1-4 Family Residential Properties loans total $0, making buying or refinancing simple and accessible. For those who need extra funds without collateral, our unsecured credit card loans can be a great solution. We have a total of $1,043,376 in these loans available to assist members in managing their finances effectively. Additionally, if you're a business owner, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand your business operations. Don't forget about our flexible refinancing options as well; whether it's for your vehicle or home mortgage, we can help you find solutions that fit your budget. To learn more about our loan offerings or eligibility requirements, feel free to reach out at (218) 229-2048 or visit us at 600 W 3Rd Ave N Aurora Mn 55705 in Aurora, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!