Elliott Community Credit Union Jeannette PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Elliott Community, your trusted partner in financial services located at 920 N 4Th St, Jeannette, PA 15644. Since our establishment in 1935, we have proudly served our community with a commitment to providing personalized banking solutions that cater to the unique needs of our members. With over 6,783 members and total assets exceeding $51 million, we are dedicated to helping you achieve your financial goals. At Elliott Community, we understand the importance of community impact. Our team of 24 dedicated employees, led by CEO James Benson and Board President Dallas Leonard, is here to support you through every stage of your financial journey. Whether you're looking for auto loans, mortgages, or personal banking services, our diverse offerings make it easy to find exactly what you need. Our strong financial foundation is reflected in our impressive figures: we hold $2,117,705 in total deposits and maintain a net worth of $7,081,842. With a focus on responsible lending practices, we currently offer a total of 2,431 loans and leases, ensuring our members can access the funds they need while maintaining stability within our credit union. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 920 North Fourth Street, Jeannette, PA 15644. We invite you to explore our website at elliottfcu.com for more information on our services or to reach out directly at 724-527-2822. Join us today and experience the Elliott Community difference where your financial well-being is our top priority!

Branch History & Mission

Community Engagement

Elliott Community believes in giving back. We actively participate in local outreach initiatives that support education, health services, and economic development within Jeannette and surrounding areas. By partnering with various organizations, we aim to uplift those around us while reinforcing the credit union spirit of cooperation and mutual aid. In conclusion, we invite you to join Elliott Community today! Experience firsthand how our dedicated staff can help you navigate your financial journey while being part of a supportive community. Together, let's build a brighter future for everyone in Jeannette and beyond!

Our Mission

Our mission is clear: we strive to empower individuals by providing accessible financial services while promoting a sense of belonging and community support. We believe that every member deserves a chance to achieve their financial goals without unnecessary barriers. This philosophy drives us to offer competitive rates on loans and savings accounts, ensuring that your money works harder for you. As part of our commitment to service excellence, we have embraced modern conveniences like online and mobile banking. These tools allow you to manage your finances anytime and anywhere. While we currently do not have ATM or drive-thru services at this location, our team is dedicated to providing personalized assistance during our operating hours Monday through Friday from 9 AM to 5 PM, and until 6 PM on Thursdays. While members can visit us at 920 N 4Th St, official correspondence should be sent to 920 North Fourth Street, Jeannette, PA 15644 if needed. Our phone number is 724-527-2822, so feel free to reach out with any questions or concerns.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for everyone. Our location is equipped with ADA-compliant features, including ramps and designated parking spots to ensure that all members can comfortably visit us. With ample parking available, you can stop by without any hassle.

Contact Us

If you have any questions or need assistance, feel free to call us at (724) 527-2822. Our friendly staff is always ready to help you navigate your banking needs. We invite you to come by and experience the Elliott Community difference today!

Operating Hours

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday through Friday from 9 AM to 5 PM, and on Thursdays we stay open an hour later until 6 PM. Whether you're stopping in during your lunch break or after work, we're here to assist you!

Services Offered

Elliott Community offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're a business owner, our merchant services and business loans are designed to help you thrive. While members can visit us at 920 N 4Th St Jeannette Pa 15644, official correspondence should be sent to our mailing address: 920 North Fourth Street, Jeannette, PA 15644.

Member Eligibility

At Elliott Community, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the Jeannette area, you're likely eligible to join our credit union family. We focus on making banking accessible for all, offering benefits like lower fees, competitive rates, and personalized service that make your financial journey smoother. For a detailed look at eligibility requirements and updates, feel free to visit us at . When you're ready to take the next step towards membership, opening an account is just a click away through this link: https://my.homecu.net/banking/hcuactivate.prg?cu=elliott . If you have any questions or need assistance, don't hesitate to reach out at (724) 527-2822 we're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced market, having the right tools is crucial. Our merchant services offer practical benefits like payment processing solutions that help you serve your customers better. Imagine being able to accept payments anytime, anywhere our services make it easy for you to focus on what you do best: running your business. Visit us at 920 N 4Th St Jeannette Pa 15644 or call us at (724) 527-2822 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

If you own a business or are thinking about starting one, Elliott Community offers essential tools through our Business Banking services. This includes Merchant Services to streamline transactions and Business Loans tailored to support growth.

Credit Options

For members looking to earn rewards while spending, our Credit Cards with Rewards provide an excellent way to make every purchase count. You can enjoy benefits while managing your everyday expenses efficiently.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions so that you can manage your accounts anytime and anywhere. Whether it's checking balances, transferring funds, or paying bills, our digital banking features simplify your financial management. Although we currently do not have ATM services available at our branch, rest assured that we strive to make cash withdrawal processes as easy as possible through other means.

Get in Touch

With operating hours from Monday through Friday (9 AM - 5 PM) and extended hours on Thursday until 6 PM, we are here to serve you better. If you have any questions or would like assistance with any of our services, please don't hesitate to contact us at 724-527-2822. At Elliott Community, we're dedicated to providing comprehensive financial solutions that empower our members to achieve their goals. Visit us today at Elliott Federal Credit Union and discover how we can assist you on your financial journey!

Personal Banking Solutions

Whether you're starting your savings journey or looking for a reliable checking account, we have you covered. Our Personal Banking services include both Checking and Savings Accounts designed to fit various lifestyles. For those who are considering purchasing a vehicle, our Auto Loans & Vehicle Financing offer competitive rates that help make your dream car a reality. If you're thinking about homeownership or refinancing your current mortgage, our Mortgage Loans & Refinancing options can guide you through the process with ease. We also understand that life can sometimes throw unexpected challenges your way, which is why our Personal Loans & Debt Consolidation services are here to help you manage expenses more effectively.

Digital & Online Banking

Key Features

We offer electronic statements to help you keep track of your finances easily and efficiently. With e-statements available, you'll receive your account statements electronically saving paper and making it simple to stay organized. While we currently do not support electronic signature authorization or person-to-person transfers, our focus remains on providing a user-friendly experience.

Security and Convenience

Your security is our top priority. Our online banking services use advanced encryption methods to keep your information safe. You can confidently explore features like mobile payments to make purchases quickly and securely without needing cash or cards. Managing your money shouldn't be complicated. At Elliott Community, we strive to provide a smooth banking experience that fits into your lifestyle. Explore all these features and more by visiting us at http://www.elliottfcu.com/ today!

Financial Strength

Commitment to Growth

Our financial strength is further highlighted by $3,101,375 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $842 in used auto loans and $31,925,156 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elliott Community is your trusted partner. Visit us at 920 N 4Th St Jeannette Pa 15644 or call (724) 527-2822 to learn more about how we can help you achieve your financial goals.

Efficiency & Support

Our $370,507 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 10,648, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings

Members' savings are secured through $3,251,427 in share certificates and $4,384,743 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundations

With a net worth of $7,081,842, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,386 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,373,762 in used vehicle loans and $7,178,414 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that suit your needs and budget.

Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $849,527 in loans helping members manage their finances effectively. This is an ideal solution for those looking for convenience and flexibility in their spending.

Credit Lines

For those who need quick access to funds without going through the traditional loan process, our credit lines totaling $500,000 provide an excellent alternative. This option allows you to borrow as needed while only paying interest on what you use. Whether you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to help guide you through every step of the process. Our team is committed to ensuring that you find the right financial solutions tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Elliott Community, your financial success is our priority. Let us help you turn your aspirations into reality today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,820, make buying or refinancing simple. We provide guidance throughout the process to help you secure the best terms available.

Loan Aggregator

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ELLIOTT COMMUNITY FEDERAL CREDIT UNION