Welcome to elko, a trusted financial institution rooted in the heart of Elko, NV since 1960. Under the leadership of CEO Todd Sorenson and Board President Thomas Ballew, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Our mission is to provide accessible financial services that cater to the needs of our community, including military members and their families. As an NCUA-insured institution since 1/4/1971 0:00, we prioritize the security and well-being of our members' finances.

At elko, we understand the importance of modern banking tools in today’s fast-paced world. That’s why we offer a suite of services designed for convenience and efficiency, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and more. We believe that everyone deserves access to reliable financial resources, which is why our member-first approach guides everything we do. For more information or assistance, please visit our website at https://efcu.org/ or reach out via fax at (775) 738-2582. Join us in experiencing a better way to bank!

At elko in Elko, NV, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you are looking for personal banking solutions such as checking and savings accounts, or need assistance with auto loans and vehicle financing, we have you covered. Our mortgage loans and refinancing options are tailored to help you achieve your homeownership dreams, while our personal loans can provide the financial flexibility necessary for debt consolidation or other life milestones. For small business owners, we offer business banking services including merchant services and business loans to help you grow your enterprise.

In today's fast-paced digital world, we understand that convenience is key. That’s why we provide robust online banking services that allow you to manage your finances from anywhere at any time. Our mobile application enhances this experience further with features like person-to-person transfers and mobile payments, enabling seamless transactions on the go. Additionally, our e-statements keep you organized while reducing paper clutter. While we don’t currently offer electronic signatures, our dedicated team is always ready to assist you personally—feel free to reach out via (775) 738-2582 for any support or inquiries.

Joining our community is accessible and straightforward; explore membership qualifications at to see how you can benefit from all that we offer. And if you're considering a loan, don't forget to check out https://www.lendmesh.com/loans/personal_loans for competitive rates and options that suit your financial goals. At elko, we’re here to support you in every step of your financial journey.

In the heart of Elko, NV, elko stands as a beacon of trust and financial stability, embodying the values that have driven our community since 1960. With a Total Membership of 17,630, we take pride in serving our members with personalized care and commitment. Our financial health is evidenced by impressive metrics, including Total Assets amounting to 291,096,618 and a Net Worth of 37,154,210, reflecting our robust position in the market. We are dedicated to fostering growth, which is underscored by a strong Net Income of 4,937,623 and Total Deposits reaching 47,229,030.

Our diverse portfolio includes a Total Loans and Leases figure of 5,878, illustrating our capability to meet various financial needs—be it personal banking, auto loans, or business financing. Our experienced team of 51 employees works tirelessly to ensure each member receives exceptional service tailored to their unique circumstances. The strength of our organization is further highlighted by a remarkable Net Worth Ratio of 1,276, showcasing our resilience and ability to navigate changing economic landscapes.

In addition to these impressive figures, we offer an extensive range of services designed to empower our members financially. With Credit Card Loan Volume at 999 and Auto Loan Volume at 1,556, we provide flexible options that cater to your lifestyle. Furthermore, we proudly support local businesses with 103 Commercial Loans, reinforcing our commitment to community growth.

As part of our dedication to transparency and member-focused service, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to join the growing number of satisfied members who trust us as their financial partner. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.