ELGA CREDIT UNION - Saginaw, MI

Welcome to Elga Credit Union in Saginaw, where we believe that financial success is a journey best taken together. Established in 1968, our commitment to serving the community has grown stronger with time, as reflected in our dedicated membership of 98,406 individuals. Located at 2686 Mcleod Dr N, Saginaw, MI 48604, we are proud to offer a range of personal and business banking services tailored to meet your needs. At Elga, we understand that each member's financial goals are unique. With total assets amounting to an impressive $1,549,071,974 and total deposits of $138,889,113, we are equipped to support you whether you're looking for auto loans, mortgage solutions, or credit cards with rewards. Our financial strength is further evidenced by a net worth of $401,522,380 and over 93,371 loans and leases facilitated an indicator of our robust lending capabilities. While members can visit us at our Saginaw branch for personalized service, official correspondence should be sent to our mailing address at 2305 S Center Road, Burton, MI 48519. We invite you to explore all that Elga has to offer through our user-friendly website at elgacu.com. Under the leadership of CEO Terry Katzur and Board President Harold Mott, our team of over 306 employees is dedicated to ensuring you receive exceptional service and support throughout your financial journey. Whether you're coming in for advice or utilizing our online banking services from home, we're here for you every step of the way. We encourage you to reach out with any questions or to learn more about how we can assist you in achieving your financial dreams. Call us today at 810-715-3542, or stop by our branch during our operating hours: Monday through Tuesday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Thursday through Friday from 9 AM to 6 PM. Join us at Elga Credit Union your partner in financial success!

Joining the Elga community is an exciting step toward better banking experiences, and we're thrilled to welcome you! To become a member, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in Saginaw County or have a family member who is already a member, you're likely eligible. We believe everyone deserves access to friendly and personalized financial services. Once you're ready to join us at our welcoming branch located at 2686 Mcleod Dr N Saginaw Mi 48604, simply visit our website for detailed information on eligibility at http://www.elgacu.com/bank/become-a-member/ . If you have any questions or need assistance along the way, feel free to give us a call at (810) 715-3542. Opening an account with us is easy and can be done online too just head over to https://elgacu.financialhost.org/registration ! We're excited to have you on board and look forward to helping you achieve your financial goals.

At Elga, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliable services you deserve, ensuring that your hard-earned money is safe and sound. With a net worth of $401,522,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,587 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,373,491 in share certificates and $382,055,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,643,677, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,498,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $25,661 in used auto loans and $1,202,515,854 in total loans and leases available to help you achieve what you want. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 294 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 234,001 accounts, our growing member base shows the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elga is your trusted partner. Visit us at 2686 Mcleod Dr N Saginaw Mi 48604 or call (810) 715-3542 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.