Elga Credit Union Grand Blanc MI | Convenient ATM Services

Introduction

Welcome to Elga, your trusted financial partner located at 6065 Grand Pointe Blvd, Grand Blanc, MI 48439. Established in 1968, we have dedicated ourselves to serving our community with integrity and care. With a total membership of 98,406, we pride ourselves on being more than just a credit union; we are a family that looks out for one another. At Elga, we understand the importance of sound financial management. Our total assets have reached an impressive $1,549,071,974, reflecting our commitment to providing exceptional services tailored to your needs. Whether you're looking for loans over 93,371 of them currently funded or seeking a safe place for your savings (with total deposits at $138,889,113), we've got you covered. Our team is led by our CEO, Terry Katzur, and Board President, Harold Mott, who together foster an environment that prioritizes member satisfaction and community engagement. With a workforce of 306 employees, we are here to assist you with personalized service that makes banking easy and accessible. While members can visit us at the branch address above for all their banking needs, official correspondence should be sent to 6065 Grand Pointe Dr, Grand Blanc, MI 48439 if different from our main location. At Elga Credit Union, we believe in empowering our members through financial education and support. Our net worth stands at an impressive $401,522,380, ensuring stability and growth for years to come. Plus, with over $9,470,716 in cash readily available, we are prepared to meet your financial requirements promptly. We invite you to explore our comprehensive range of services by visiting our website at www.elgacu.com or calling us directly at 810-715-3542. Let us help you achieve your financial goals today!

Branch History & Mission

Community Connections

Elga's success is deeply intertwined with the Grand Blanc community. We are dedicated to building partnerships that enhance local programs and support those in need. Whether it's sponsoring events or providing financial education workshops, we strive to make a positive difference beyond banking. While members can visit us at 6065 Grand Pointe Blvd, official correspondence should be sent to 6065 Grand Pointe Dr, Grand Blanc, MI 48439 if different from our branch address. As we look forward to the future, we invite you to join us at Elga. Experience firsthand how our values translate into meaningful financial solutions designed just for you. Explore membership opportunities today and become part of a community-focused credit union that truly cares about your financial journey! For more information or to get started, please call us at 810-715-3542 or visit our website.

Our Evolution

Since opening our doors, Elga has continuously evolved to meet the changing needs of our members. With total assets now exceeding $1.5 billion, we have become a cornerstone of financial stability and support within our community. Over the years, we have embraced advancements in technology to provide convenient services like online banking and mobile payments while ensuring that accessibility remains a priority for all members. Our commitment to ADA compliance means that everyone can engage with us easily.

Our Mission

The heart of Elga lies in our mission: to empower our members through exceptional financial services while fostering community growth and well-being. We believe that when we help individuals thrive financially, we uplift the entire community. We achieve this by offering a range of products tailored to meet diverse needs from auto loans to savings accounts while also actively engaging in local outreach initiatives.

Branch Location & Accessibility

Welcome to the Elga branch located at 6065 Grand Pointe Blvd in beautiful Grand Blanc, MI! Our location is designed with your convenience in mind, making it easy for you to access the financial services you need. Situated near local landmarks, including the scenic Grand Blanc Township Park, our branch is a central hub for community members looking for a reliable credit union. At Elga, we prioritize accessibility. Our branch features ADA-compliant entrances and parking, ensuring everyone can visit us comfortably. Although we do not currently offer drive-thru banking or ATM services, our friendly staff is always ready to assist you inside the branch during our operating hours. We are open Monday through Friday from 9 AM to 5 PM, providing ample time for you to drop by before or after work. If you have any questions or need assistance, feel free to reach out to us at 810-715-3542. While members can visit us at our Grand Pointe location, official correspondence should be sent to our mailing address at 6065 Grand Pointe Dr, Grand Blanc, MI 48439. Whether you're looking to open an account or explore loan options, we encourage you to stop by and see how we can help you achieve your financial goals. Visit us today and experience the personalized service that sets Elga apart!

Member Eligibility

Joining the Elga family is more than just opening an account; it's about becoming part of a welcoming community that cares about your financial well-being. To become a member at Elga, you need to meet some friendly eligibility criteria, which typically include being a resident, worker, or student in the local area or having family ties to existing members. We invite everyone who meets these simple requirements to enjoy the benefits of membership, such as personalized service and competitive rates on loans and savings. For a detailed look at what qualifies you for membership, feel free to check out our eligibility page at http://www.elgacu.com/bank/become-a-member/. Ready to get started? Opening an account with us is straightforward and can be done online through our account opening portal available at https://elgacu.financialhost.org/registration. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (810) 715-3542. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,525 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $149,592,376, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine a scenario where your payment processing is as seamless as your customer service. Our merchant services provide easy-to-use payment solutions that let you focus on what you do best running your business. From point-of-sale systems to online payment options, we're here to simplify transactions and enhance your customer experience. Located at 6065 Grand Pointe Blvd Grand Blanc Mi 48439 in Grand Blanc, MI, our dedicated team is ready to assist you with all your business banking needs. Connect with us today at (810) 715-3542 and take the next step toward financial success!

Comprehensive List Of Services

Digital Banking for Convenience

In today's fast-paced world, digital banking solutions are more important than ever. Our online banking platform allows you to manage your accounts from the comfort of your home or on the go. With features like mobile payments, e-statements, and person-to-person transfers, handling your finances has never been easier.

Everyday Banking Solutions

Our core services include essential banking features that cater to the everyday needs of our members. We understand that having easy access to your funds is crucial. That's why we offer ATM Services Only, ensuring you can withdraw cash and check balances whenever necessary.

Join Us Today!

Becoming a member of Elga means joining a community that prioritizes your financial well-being. We invite you to explore all that we have to offer and see how we can assist you in reaching your financial aspirations. For more information about membership eligibility and how to join, visit our website. Experience the difference at Elga where we put our members first!

Support When You Need It

We believe in being there for our members every step of the way. If you have questions or need assistance, don't hesitate to reach out. You can contact us at (810) 715-3542. Our friendly staff is ready to help you navigate through any financial queries or concerns you might have.

Digital & Online Banking

Accessibility Anytime, Anywhere

Whether you're rushing through your morning routine or relaxing at home in the evening, our online banking platform gives you real-time access to all your account information. This means you're always in control of your finances no more waiting in lines or adjusting your schedule just to visit the bank. Experience the convenience of modern banking today with Elga! Visit us online at https://www.elgacu.com/ and take full advantage of our digital services tailored just for you.

Convenient Online Banking Services

Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds whenever it suits you. You can even send money to friends and family using our person-to-person transfer feature, making it simple to share expenses or settle up after a night out. Plus, if you're looking for a paperless option, we provide e-statements that keep your financial records organized and accessible all while helping the environment.

Secure and User-Friendly Experience

Security is a top priority at Elga. With electronic signature authorization available, signing documents is not only quick but also safe. Our mobile application enhances this experience by allowing you to manage your finances directly from your smartphone. You can make mobile payments effortlessly, giving you more time to enjoy life without the hassle of cash or cards.

Financial Strength

Commitment to Reinvestment

With $225,498,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $25,661 in used auto loans and $1,202,515,854 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 234,001, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve our offerings for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elga is your trusted partner. Visit us at 6065 Grand Pointe Blvd Grand Blanc Mi 48439 or call (810) 715-3542 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $137,373,491 in share certificates and $382,055,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,643,677, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 294 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $401,522,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,587 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,046,925 in used vehicle loans and $94,175,508 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or opting for a reliable used one, our flexible financing options are tailored to fit your budget.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $149,592,376 provide the capital needed to take your business to the next level. We understand the challenges faced by entrepreneurs and are here to support you with financing solutions designed specifically for businesses. We also have refinancing options available for most of our loan products. If you're considering refinancing an existing loan or exploring eligibility options for any of our offerings, don't hesitate to ask our team for guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Elga Credit Union, we're committed to helping you make informed financial decisions every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $77,194,234, which can help turn your dream of owning a home into reality. Our team will work with you to find a mortgage solution that suits your lifestyle and financial situation.

Unsecured Credit Card Loans

Managing daily expenses just got easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $64,232,832 available to help members manage their finances effectively. Whether it's for unexpected expenses or planned purchases, our credit cards provide the convenience you need without the stress.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that all offers presented are fair and transparent. LendMesh takes several steps to maintain the integrity of its loan comparisons: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, helping users stay informed about their options.

User Trust and Satisfaction

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. If you want to take control of your financial future and find competitive loan rates without the hassle, compare real-time loan offers today at LendMesh and discover the best options for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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