Elga Credit Union Grand Blanc MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Elga at our Grand Blanc branch, located at 6019 Grand Pointe Blvd, Grand Blanc, MI 48439. Since our establishment in 1968, we have been dedicated to serving our members with integrity and care. With a robust membership of 98,406, we pride ourselves on being a trusted partner in your financial journey. At Elga, our commitment to the community is evident through our impressive total assets of $1,549,071,974 and total deposits amounting to $138,889,113. We understand that financial needs vary from person to person, which is why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Under the leadership of CEO Terry Katzur and Board President Harold Mott, our dedicated team of 306 employees is here to ensure you receive exceptional service tailored to your unique financial situation. Whether you're looking for guidance on loans or want to explore saving opportunities, we're here for you. While members can visit us at 6019 Grand Pointe Blvd, official correspondence should be sent to our mailing address at 2303 S Center Rd, Burton, MI 48519-1147. We invite you to experience the difference with Elga. Call us today at 810-715-3542 or visit our website at elgacu.com to learn more about how we can help you achieve your financial goals.

Branch History & Mission

Welcome to Elga, a credit union deeply rooted in the heart of Grand Blanc, MI. Since opening our doors in 1968, we have been dedicated to serving our community with integrity and passion. Located at 6019 Grand Pointe Blvd, our branch is not just a financial institution; it's a part of the community fabric where relationships are built and nurtured. Over the years, Elga has grown tremendously, now boasting a membership of over 98,406 individuals. Our total assets have reached an impressive $1,549,071,974, showcasing our commitment to responsible financial management and growth. As we evolved, we have embraced technology while ensuring that our services remain accessible to everyone. We pride ourselves on being ADA compliant and offering digital advancements that cater to the needs of our members. At Elga, our mission is simple yet powerful: to provide exceptional financial services while supporting the well-being of our community. We strive to empower individuals through personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, our business banking services help local businesses thrive by providing merchant services and business loans. While members can visit us at 6019 Grand Pointe Blvd, official correspondence should be sent to 2303 S Center Rd, Burton, MI 48519-1147. Our operating hours are Monday through Friday from 9:30 AM to 5:30 PM, making it easy for you to drop by whenever convenient. With both ATM availability and drive-thru banking options, we ensure that accessing your funds is hassle-free. Community outreach is at the heart of what we do at Elga. We actively participate in local events and partner with organizations that share our values of support and empowerment. This dedication allows us to make a meaningful impact beyond just financial transactions. We invite you to join us at Elga and experience firsthand the benefits of being a member of our family-oriented credit union. Together, we can build a brighter financial future for you and your community! For more information on how to become a member or to explore our offerings further, visit us online at Elga Credit Union or give us a call at 810-715-3542 today!

Branch Location & Accessibility

Accessibility Features

At Elga, we believe in making banking accessible for everyone. Our branch features ADA-compliant entrances and ramps to ensure that all members can visit comfortably. Parking is available right outside, making it easy for you to pop in whether you're driving or walking.

Get in Touch

If you have any questions or need assistance before your visit, feel free to call us at 810-715-3542. We invite you to come by and experience the friendly service that sets Elga apart from the rest. Your financial wellness is our priority!

Operating Hours

We understand how busy life can get. That's why our lobby is open Monday through Friday from 9:30 AM to 5:30 PM, allowing you to fit your banking into your schedule with ease. For those who prefer a quick transaction, we also offer drive-thru services for simple deposits and withdrawals.

Services Available

At our Grand Blanc location, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we are here to support you every step of the way. Plus, with ATM availability on-site, accessing your funds is just a quick visit away! While members can visit us at 6019 Grand Pointe Blvd, official correspondence should be sent to our mailing address at 2303 S Center Rd, Burton, MI 48519-1147.

Member Eligibility

Joining the Elga family is like stepping into a supportive community where your financial needs come first. If you're looking to become a member, you're in for a treat! Membership is open to anyone who lives, works, worships, or attends school in our local communities. Plus, immediate family members of existing members are also welcome! This means that whether you're starting your journey toward financial wellness or simply looking for better banking options, we're here to help you every step of the way. You can explore all the details about eligibility by visiting our website at http://www.elgacu.com/bank/become-a-member/ . Getting started is simple! To open an account with us, just follow the easy steps outlined at https://elgacu.financialhost.org/registration . If you have any questions or need assistance, feel free to give us a call at (810) 715-3542. We can't wait to welcome you to Elga, located at 6019 Grand Pointe Blvd Grand Blanc Mi 48439, where your goals and aspirations become our mission!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,525 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $149,592,376, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions for business owners. Whether it's processing credit card payments or managing cash flow, we provide the tools you need to run your operations smoothly. Picture a busy café using our services to handle daily sales efficiently while focusing on what matters most serving customers delicious coffee. Visit us at 6019 Grand Pointe Blvd Grand Blanc Mi 48439 in Grand Blanc, MI or call us at (810) 715-3542 to learn how our Business Banking & Commercial Services can empower your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With accessible ATM services, you can easily withdraw cash or check balances whenever needed. For those who prefer face-to-face interactions, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. At Elga, we are committed to providing high-quality services tailored just for you. Explore how we can assist in making your financial journey smoother by visiting us at 6019 Grand Pointe Blvd Grand Blanc Mi 48439 or calling us at (810) 715-3542 today! Join us as a member by checking out our eligibility requirements here or start opening an account here.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. We understand that purchasing a vehicle is a significant investment, so we offer competitive rates and terms that work for you.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services that include merchant services and business loans. We understand the unique challenges businesses face and strive to provide solutions that support growth and stability.

Credit Cards with Rewards

Enjoy shopping with our credit cards that come with rewards! Earn points on every purchase and redeem them for exciting benefits. It's an easy way to make your spending work for you while enjoying the perks of being a member at Elga.

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our mortgage loans. Whether you're buying your first home or looking to refinance an existing mortgage, we are here to guide you through the process with personalized service and expert advice.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, or even deposit checks all from the palm of your hand making banking easier than ever before.

Personal Banking

Managing your finances should be simple and straightforward. That's why we offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just need a reliable place to manage your day-to-day expenses, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover emergencies or finance personal projects without hassle. Additionally, if you're looking to simplify your finances, consider our debt consolidation options to help manage multiple debts into one easier payment plan.

Digital & Online Banking

Enhanced Accessibility

Need to send money to a friend or family member? Our person-to-person transfers make it quick and effortless. You can easily send money directly from your account without needing cash or checks. Additionally, our mobile payments feature lets you pay for purchases using just your phone no wallet required! At Elga, we prioritize both accessibility and security in all our digital services. Our systems are designed to be user-friendly while ensuring that your personal information remains safe and sound. With our comprehensive suite of online banking options, managing your finances has never been easier. Visit us online at https://www.elgacu.com/ to explore all these features and more! Your financial journey is important to us, and we're here to support you every step of the way.

Key Features

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Plus, our mobile application allows you to manage your accounts on the go. Whether you're at home or out running errands, your financial needs are just a tap away. For those who prefer electronic statements, we offer e-statements that let you view and manage your financial documents digitally. It's not only environmentally friendly but also helps keep your information organized and accessible. And if you ever need to sign documents from anywhere, our electronic signature authorization feature makes it easy and secure.

Financial Strength

Commitment to Financial Health

With a net worth of $401,522,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,587 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Trust

With 234,001 total share accounts, we are proud to have a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $917,123, reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elga is your trusted partner. Visit us at 6019 Grand Pointe Blvd Grand Blanc Mi 48439 or call (810) 715-3542 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings and Investments

Your savings are in good hands at Elga. We have $137,373,491 in share certificates and $382,055,773 in money market shares, which provide stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize you; with non-member deposits at $49,643,677, our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to keep offering competitive loan rates and solid financial products for you. We also take pride in having 294 full-time employees and 12 part-time employees ready to assist you with knowledgeable service whenever you need it.

Reinvesting for Your Benefit

We believe in reinvesting our earnings back into our community. With $225,498,882 in undivided earnings, we enhance our banking tools, strengthen lending options, and improve security measures all designed to serve you better. Our lending capacity supports your financial goals with $25,661 in used auto loans and $1,202,515,854 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,046,925 in used vehicle loans and $94,175,508 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring you find the perfect fit for your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $149,592,376 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting your financial success. At Elga, we believe in providing our members with options that empower them financially. If you're interested in refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Credit Lines and Unsecured Credit Cards

For those who need flexibility, our total credit lines amounting to $263,127,345 offer just that. You can manage unexpected expenses or make larger purchases without hassle. We also offer flexible terms on unsecured credit card loans, with a total of $64,232,832 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $77,194,234, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our competitive rates and personalized service can help ease the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers for users seeking loans. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information. Moreover, LendMesh prioritizes transparency by eliminating sponsored listings. Unlike many comparison tools, LendMesh does not rank lenders based on paid promotions; instead, it focuses solely on providing unbiased results. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This up-to-date information empowers users to make informed decisions about their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to navigate the complexities of loan shopping effectively, LendMesh stands out as a reliable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ELGA CREDIT UNION