Elga Credit Union Burton MI | Best Auto Loans & Business Banking

Introduction

Welcome to Elga at our Burton branch, located at 2303 S Center Rd, Burton, MI 48519. Since opening our doors in 1968, we've been dedicated to serving our community and fostering a sense of belonging among our 98,406 members. With total assets exceeding $1.5 billion, we are proud to offer a wide range of financial services designed to meet the needs of individuals and businesses alike. At Elga, trust and reliability are at the heart of what we do. Our commitment to excellence is reflected in our financial strength, with total deposits amounting to $138,889,113 and a net worth of $401,522,380. We understand that financial decisions can be daunting; that's why our experienced team is here to guide you every step of the way. Led by our CEO Terry Katzur and Board President Harold Mott, our dedicated staff of 306 employees is ready to assist you with personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Whether you're looking for financing options or simply need assistance with everyday transactions, we're here for you. While members can visit us at our Burton location for all their banking needs, official correspondence should be sent to the same address: 2303 S Center Rd, Burton, MI 48519-1147. We invite you to explore what makes Elga special. Visit our website at elgacu.com or give us a call at 810-715-3542 today! Let us help you achieve your financial goals while making a positive impact in the community we serve.

Branch History & Mission

Elga Credit Union, located in the heart of Burton, Michigan, has been a pillar of the community since it first opened its doors in 1968. Founded with the vision of providing accessible financial services to individuals and families, Elga has grown significantly over the years. Today, we proudly serve a diverse membership base of over 98,000 people, helping them achieve their financial goals and dreams. Our branch can be found at 2303 S Center Rd, conveniently situated near local landmarks that make it easy for our members to access our services. While members can visit us at this address, official correspondence should be sent to our mailing address: 2303 S Center Rd, Burton, MI 48519-1147. At Elga Credit Union, our mission is simple yet powerful: to improve the financial well-being of our members and empower our community. We strive to offer a range of services that meet the unique needs of every member be it personal banking, auto loans, mortgages, or business financing. With total assets reaching an impressive $1.5 billion, we are committed to ensuring that your money is safe while providing competitive rates and exceptional service. Over the decades, we have embraced technology to enhance your banking experience. Our digital platforms allow for online banking and mobile payments, making transactions easier than ever. We also prioritize accessibility; our branch is ADA compliant and features both ATM availability and drive-thru banking services for your convenience. Elga Credit Union is not just about banking; it's about building relationships within our community. We actively engage in outreach programs and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or supporting educational initiatives, we believe in giving back to the community that supports us. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Elga Credit Union can make a difference in your financial life. For more information or to become a member today, please call us at 810-715-3542 or visit our website. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Made Easy

At Elga, we offer a variety of banking options tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to make banking straightforward and beneficial for everyone. Plus, enjoy the convenience of ATM access right at our location for quick cash withdrawals or balance checks. While members can visit us at 2303 S Center Rd, official correspondence should be sent to the same address. We invite you to come by and experience our welcoming atmosphere firsthand. Whether you're a long-time member or considering joining us, we're excited to serve you!

Nearby Landmarks and Accessibility

Located just off Center Road, we're a short drive from popular spots like the Burton Historical Museum and the scenic parks that line the area. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to ensure that everyone can visit us without hassle.

Operating Hours and Services

We know how important it is to fit banking into your busy schedule. That's why our lobby hours are open Monday through Friday from 8 AM to 5 PM. If you're looking to take advantage of our drive-thru services on Saturdays, we're here for you from 9 AM to 1 PM! Need assistance? Feel free to give us a call at 810-715-3542; our team is ready to help you with any questions or services you might need.

Member Eligibility

Becoming a member of Elga is like opening the door to a supportive community that genuinely cares about your financial well-being. If you live, work, or worship in the area around our branch at 2303 S Center Rd Burton Mi 48519, you're already on your way to joining us! We welcome anyone who meets these simple criteria, making it easy for you to tap into a wealth of resources and services designed just for you. The benefits are abundant from personalized banking options to competitive loan rates that can help you achieve your goals. To get started, simply visit our website at http://www.elgacu.com/bank/become-a-member/ for more details on eligibility and to ensure you meet all the criteria. When you're ready to open an account, head over to this link: https://elgacu.financialhost.org/registration. If you have any questions or need assistance, don't hesitate to reach out at (810) 715-3542. We're here to help you take that next step toward financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,525 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $149,592,376, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: your customers can easily pay for their purchases using cards or mobile payments, ensuring quick transactions and enhancing customer satisfaction. Our services are here to help streamline your operations so you can focus on what you do best running your business. Visit us at 2303 S Center Rd Burton Mi 48519 in Burton, MI, or call us at (810) 715-3542 to learn more about how our business banking solutions can support your goals!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Need a new car? We offer competitive auto loans and vehicle financing options that can help turn your dream into reality. From purchasing your first vehicle to refinancing an existing loan, we're here to assist with flexible terms that fit your budget.

Business Banking Services

For local businesses, we offer tailored banking solutions including merchant services and business loans. We know how important it is for small businesses to thrive, which is why we provide personalized support to help your business grow.

Convenient Banking Access

Your time is valuable, and we strive to make banking convenient for you. With ATM access for quick withdrawals and balance checks, as well as basic drive-thru banking services for deposits and simple transactions, we're here when you need us. At Elga, we take pride in being part of the Burton community by offering comprehensive financial services designed with you in mind. Explore all that we have to offer by visiting us at 2303 S Center Rd Burton Mi 48519 or call us at (810) 715-3542 today! Your financial journey starts here!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring benefits back to you! Imagine earning points on groceries, gas, or travel it's our way of saying thank you for being a member of Elga.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans and refinancing options provide you with the tools necessary to navigate this process confidently. Our knowledgeable staff will guide you through each step, ensuring you find the right mortgage solution for your needs.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine having a place where your money works for you while you enjoy easy access through our online and mobile banking platforms. With features like e-statements and mobile payments, managing your finances has never been easier.

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether you're planning a big purchase or looking to consolidate debt, we offer flexible terms and rates that can help ease your financial burden.

Digital & Online Banking

Key Features

Our online banking services are user-friendly and packed with features that make it simple to manage your money. You can enroll in e-statements, which allows you to view your account statements electronically no more paper clutter! Plus, if you need to sign documents quickly, our electronic signature authorization makes the process hassle-free. For those who are always on the go, our mobile application is available for download, giving you access to your accounts right from your smartphone. You can also make mobile payments easily with just a few taps. Whether you're splitting a dinner bill or sending money to a friend, our person-to-person transfer feature ensures that moving money is quick and straightforward.

Security & Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while providing you the freedom to manage your finances as you wish. Plus, with all these features accessible from one place, you can take control of your financial life without the hassle of visiting a branch. Join us at Elga and explore how our digital and online banking services can simplify your banking experience. Visit us today at https://www.elgacu.com/ and start enjoying the convenience of managing your finances at your fingertips!

Financial Strength

Commitment to Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 294 full-time employees and 12 part-time employees ready to assist you with any banking needs.

Growing Membership Trust

With a total of 234,001 share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust is the foundation of our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elga is your trusted partner. Visit us at 2303 S Center Rd Burton Mi 48519 or call (810) 715-3542 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Your savings are safe with us. Members' funds are secured through $137,373,491 in share certificates and $382,055,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,643,677, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Member Services

With $225,498,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also supported our community by providing $25,661 in used auto loans and $1,202,515,854 in total loans and leases, helping our members achieve their financial goals across various sectors.

Strong Capital Foundation

With a net worth of $401,522,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,587 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering business ventures, our outstanding commercial loans totaling $149,592,376 provide the capital needed to grow and expand. We cater to both personal and business banking needs, ensuring you have access to the resources necessary for success. If you're interested in refinancing or checking your eligibility for any of our loan products, visit us online at https://www.elgacu.com/ or give us a call at (810) 715-3542. Our dedicated staff is here to assist you during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 1 PM. Explore how Elga can support you on your financial journey today! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,046,925 in used vehicle loans and $94,175,508 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $77,194,234, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,232,832 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

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