Elevate Credit Union Garland UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Elevate Credit Union, where our mission is to empower our community through personalized financial services and support. Located at 1300 S Main St, Garland, UT 84312, we take pride in being a trusted partner for over 14,772 members since our establishment in 1954. With total assets of $273,379,721 and a commitment to fostering financial well-being, we are here to help you achieve your goals. At Elevate Credit Union, we believe that every member deserves access to the best financial products available. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We understand that each member's needs are unique, which is why we tailor our services to suit your personal and business banking requirements. Our dedicated team of 45 employees, led by CEO Scott Webre and Board President Blake Broadhead, works diligently to ensure that you receive the support you need. Whether you're looking for guidance on loans or simply need assistance with online banking, we're here for you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1300 S Main St, Garland, UT 84312-9703. You can reach us at (435) 257-1684 or send a fax to (435) 723-8424 for any inquiries. With a net worth of $46,908,584 and total deposits amounting to $63,659,031, we are proud of our solid financial foundation that allows us to serve you effectively. Our services extend beyond traditional banking; we also provide online and mobile banking options for your convenience. Ready to take the next step? Visit our website at elevatecu.com or stop by our branch today! Your financial journey starts here with Elevate Credit Union where your success is our priority!

Branch History & Mission

Welcome to Elevate Credit Union, a trusted financial partner in Garland, UT, with a rich history that dates back to 1954. Since our doors first opened at 1300 S Main St, we have been dedicated to serving our community with integrity and commitment. Over the years, we have grown alongside our members, reaching a total membership of over 14,772 individuals who rely on us for their financial needs. At Elevate Credit Union, we believe in empowering our members through quality financial services. With total assets amounting to $273,379,721, we are well-equipped to provide a range of offerings including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our mission is simple: to enhance the lives of our members by providing personalized financial solutions that foster growth and stability. Our branch operates Monday through Friday from 9:00 am to 6:00 pm and has drive-thru banking available on Saturdays from 9:00 am to 2:00 pm. This flexibility ensures that we are accessible whenever you need us. Additionally, we proudly offer ATM services for your convenience. Elevate is not just about transactions; it's about building relationships within the community. We actively engage in outreach efforts and partnerships that support local initiatives and improve lives right here in Box Elder County. We focus on creating opportunities for everyone whether it's through financial education programs or community service projects. While members can visit us at our main address in Garland, official correspondence should be sent to our mailing address at 1300 S Main St, Garland, UT 84312-9703. As we look towards the future, we remain committed to embracing digital advancements that make banking easier for you. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere while ensuring your information remains secure and private. Join us at Elevate Credit Union today! Experience firsthand how we can help you achieve your financial goals while being an integral part of our vibrant community. Your journey towards financial empowerment starts here. Call us at 435-257-1684 or visit our website to learn more about becoming a member!

Branch Location & Accessibility

Convenient Access and Amenities

At Elevate, we prioritize making your visit as smooth as possible. Our branch features ADA-compliant entrances and ramps, ensuring accessibility for everyone. Plus, you'll find ample parking available right outside the door, making it convenient whether you're visiting us for a quick transaction or to explore our full range of services. We understand that life can be busy, so our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM. On Saturdays, you can still take advantage of our drive-thru services from 9:00 AM to 2:00 PM. Whether you need to deposit a check or ask about our loan options, we're here to help!

Services Tailored for You

Elevate Credit Union offers a variety of banking services designed with your needs in mind. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, adding an extra layer of convenience. If you prefer self-service options, our ATM is available for balance checks and cash withdrawals. If you need assistance or have questions about membership eligibility or opening an account, don't hesitate to reach out! Give us a call at 435-257-1684; our friendly team is ready to assist you. We invite you to visit Elevate Credit Union at 1300 S Main St today and experience the difference in personalized service and community-focused banking. We look forward to welcoming you!

Member Eligibility

Joining the Elevate family means becoming part of a community that truly cares about your financial well-being. At Elevate, located at 1300 S Main St, Garland, UT 84312, we welcome individuals who live, work, or worship in our service area. If you're looking for a supportive place to manage your finances and grow your savings, you're already on the right path! Our membership criteria are straightforward and inclusive, making it easy for you to become part of something special. For detailed eligibility information, feel free to check out our resource at https://elevatecu.com/about/membership. Opening an account with us is a breeze! Whether you're interested in personal banking services like checking and savings accounts or loans tailored to fit your needs, we're here to help every step of the way. Simply visit our account opening page at https://internetloanapplication.cudl.com/elevatecu/ or give us a call at 435-257-1684 if you have any questions. We can't wait to welcome you into our community where your financial goals can thrive!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or visiting your store. Our solutions help you focus on what you do best running your business while we handle the rest. Visit us at 1300 S Main St Garland Ut 84312 in Garland, UT, or call us at (435) 257-1684 to learn more about how we can support your business goals today!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Elevate offers business banking solutions including merchant services and business loans. We recognize that running a business requires support, which is why we provide tools that can help streamline operations and boost growth.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. Our online and mobile banking services let you manage your accounts from anywhere. Need to check your balance or transfer money? It's all just a few taps away on our user-friendly app. Additionally, our ATM and cash withdrawal services ensure that accessing cash is never a hassle. With basic drive-thru banking available for deposits and withdrawals, even simple transactions become quick and easy.

Financial Support for Your Needs

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. We provide straightforward solutions to help manage those costs effectively, allowing you peace of mind. With our credit cards featuring rewards programs, every purchase can earn you something back. Whether it's cash back or points towards future travel, we want to ensure that your spending is as rewarding as possible.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that allows you easy access to your funds while earning interest on your savings. At Elevate Credit Union, we aim to make everyday banking convenient and rewarding. If you're thinking about purchasing a new car or need financing for a vehicle, our auto loans and vehicle financing options can help you hit the road sooner than you think. With competitive rates and flexible terms, we make it simple for you to get behind the wheel of your dream car. Are home ownership dreams on your mind? Our mortgage loans and refinancing solutions allow you to take that important step towards owning a home. We guide you through the process, ensuring you find the right plan that meets your financial situation.

We're Here for You!

At Elevate, located at 1300 S Main St Garland Ut 84312, we pride ourselves on offering personalized service tailored to each member's unique needs. If you have questions about any of our services or want to learn more about how we can assist you financially, don't hesitate to reach out! Give us a call at (435) 257-1684 or visit us during our operating hours: Monday through Friday from 9:00 AM - 6:00 PM, and Saturday for drive-thru service from 9:00 AM - 2:00 PM. Let us partner with you on your financial journey your success is what matters most!

Digital & Online Banking

Key Services

With our online banking platform available at https://elevatecu.com/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access to your accounts anytime, so you're never left in the dark about your finances. Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends and family instantly, making it simple to share expenses or split bills. Plus, if you're always on the move, our mobile application provides an easy way to manage your accounts right from your smartphone. You can even make mobile payments with just a tap!

Security and Ease of Use

We take your security seriously. With electronic signature authorization available, signing documents is not only quick but also secure. You'll also have peace of mind knowing that all transactions are protected with top-notch security measures. For those who prefer going paperless, we offer e-statements that give you a clear view of your account activity while helping reduce clutter. This way, you can keep track of your finances without worrying about losing important paperwork. Whether you're looking to pay bills, transfer money, or simply check in on your accounts, Elevate makes it easy for you to stay connected and in control of your financial life. Experience the convenience today by visiting https://elevatecu.com/!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 32,948, showing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, reflecting our dedication to supporting your financial journey without unnecessary burdens. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elevate is your trusted partner. Visit us at 1300 S Main St Garland Ut 84312 or call 435-257-1684 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $46,844,485 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,366 in used auto loans and a total of $141,733,632 in loans and leases.

Member-Centric Savings

Members' savings are secured through $86,484,215 in share certificates and $4,265,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $46,908,584, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Elevate, we understand that financial needs can vary widely, whether you're looking to purchase a new vehicle, buy your first home, or manage your day-to-day expenses. That's why we offer a diverse range of loan products designed to help you meet your goals with ease. With over 10,198 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, you'll be pleased to know we have provided over $64,382,285 in used vehicle loans and $7,250,047 in new vehicle loans already helping members get on the road. We pride ourselves on offering some of the lowest rates in the industry, making it easier than ever to finance your next ride. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,685,660, make buying or refinancing simple. We aim to provide a straightforward process so you can focus on what truly matters your new home. In addition to our auto and mortgage loans, we also offer unsecured credit card loans, with a total of $2,891,905 helping members manage their finances effectively. Our flexible terms allow you to choose what works best for you without added stress. For those who may need additional funds for other expenses or projects, our total credit lines available stand at $11,426,000. This flexibility allows you to access cash when you need it most. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to guide you through each step. With personalized service and expert advice, we ensure that your experience with us is as smooth as possible. You can reach us at (435) 257-1684, visit us at our location at 1300 S Main St Garland Ut 84312, or check out more details on our website at Elevate Credit Union. Your financial well-being is our priority, and we're excited to help you find the right loan solution tailored just for you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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