Elements Financial Credit Union Indianapolis IN | Basic ATM & Shared Branch Access

Introduction

Welcome to Elements Financial, your trusted partner in achieving financial wellness! Located at 302 W Washington St Rm E030, Indianapolis, IN 46204, our branch has been serving the community since 1976. With a strong commitment to our members, we proudly support nearly 99,528 individuals and families with a robust asset base of over $2.29 billion. At Elements Financial, we believe in making banking straightforward and accessible. Our diverse range of services includes everything from personal loans to savings accounts, all designed to empower you on your financial journey. Currently, we manage total loans amounting to 43,739, alongside deposits that reach an impressive $64,633,263. With a net worth of $236,305,920, you can rest assured that your finances are in safe hands. Our leadership team is dedicated to fostering a member-focused culture. Under the guidance of CEO John Huesing and Board President Mark Saltsgaver, we strive to provide personalized service and community-oriented solutions. Whether you're looking for advice or need assistance with your accounts, our friendly staff is here for you. While members can visit us at our branch address, official correspondence should be sent to 302 West Washington Street, Indianapolis, IN 46204. We invite you to drop by during our lobby hours from Monday through Friday between 8:00 AM and 4:00 PM or give us a call at 317-232-7674. Join us as we continue to build a brighter financial future together! For more information about our services or to get started with your membership, please visit our website at elements.org. Your journey towards financial success starts here!

Branch History & Mission

Community Engagement

Our commitment goes beyond banking; it extends into community outreach efforts. We engage with local organizations and initiatives to uplift those around us. Together with our members, we work towards building a stronger Indianapolis supporting local events and programs that make a difference. As we look toward the future, we remain focused on integrating digital advancements to enhance your banking experience while ensuring compliance with ADA standards so that all members feel welcome and supported.

Join Us

We invite you to become part of the Elements Financial family. Experience firsthand how we prioritize your needs and contribute positively to our vibrant community. If you're ready to take control of your financial journey or simply want to learn more about what we offer, give us a call at 317-232-7674 or visit us online at Elements Financial. Join us today and discover the many benefits of being an Elements member!

Our Mission

At the core of Elements Financial is a mission that resonates deeply within our team: to provide outstanding financial services while fostering a supportive community environment. We believe that everyone deserves access to reliable financial products and educational resources that can help them thrive. Whether you are seeking loans, savings accounts, or guidance on managing your finances, we are here for you every step of the way. We understand that convenience matters. That's why we offer services like ATM access and basic shared transactions with other partner credit unions. While members can visit us at 302 W Washington St Rm E030, official correspondence should be sent to our mailing address: 302 West Washington Street, Indianapolis, IN 46204.

Branch Location & Accessibility

Accessibility Features

At Elements Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. If you're driving, you'll find convenient parking options nearby, making your visit hassle-free.

Get in Touch

Have questions? Feel free to give us a call at 317-232-7674. We invite you to visit us today and discover how Elements Financial can support your financial journey!

Operating Hours

We're here to serve you Monday through Friday from 8:00 AM to 4:00 PM. Whether you need assistance with transactions or have questions about your accounts, our friendly team is ready to help during these hours.

Services Offered

Our branch offers essential services tailored to meet your banking needs. You can access ATM services for quick withdrawals and balance checks. We also provide basic shared branch transactions for deposits and withdrawals if you're a member of one of our partner credit unions. Although we don't currently have drive-thru banking available, rest assured that our staff is dedicated to making your in-branch experience as efficient and pleasant as possible.

Member Eligibility

At Elements Financial, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Indianapolis area, you're likely eligible to join us. We aim to support you with friendly services and financial solutions tailored to your needs. Plus, being a member means gaining access to exclusive benefits, including competitive loan rates and personalized financial advice. For complete details on eligibility, feel free to check out our website at . Opening an account is just as easy! You can start the process by visiting our online platform at https://ebranch.elements.org/elementsautoenrollment/autoenrollment_uux.html , or if you have any questions, don't hesitate to give us a call at (317) 232-7674. We're here to help you every step of the way as you join our 302 W Washington St Rm E030 Indianapolis In 46204 family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $224 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $194,991,547, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, efficient payment processing can be a game-changer for your business. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Imagine having the ability to accept payments anytime, anywhere, seamlessly integrating with your point-of-sale system. This means faster service for your customers and improved cash flow for you. Located at 302 W Washington St Rm E030 Indianapolis In 46204 in Indianapolis, IN, we're here to help you achieve your business goals. Reach out to us at (317) 232-7674 or visit our website here to explore how we can assist you on your journey toward success!

Comprehensive List Of Services

Digital Convenience

Understanding the importance of digital banking in today's fast-paced world, we have integrated features that enhance your banking experience. With services like online banking and mobile payments, managing your accounts has never been easier. Whether you prefer using our website or mobile application, accessing your account information is just a few taps away. If you ever need assistance or have questions about our services, don't hesitate to reach out. Call us at (317) 232-7674 during our operating hours from Monday to Friday, 8:00 AM - 4:00 PM. Our team is ready to help you navigate all aspects of your financial journey.

Get Started Today

At Elements Financial, we're more than just a credit union; we're your partners in achieving financial success. Stop by our location at 302 W Washington St Rm E030 Indianapolis In 46204 in Indianapolis, IN, or visit us online at Elements_igc to learn more about how we can serve you better. Join us today and experience the difference!

Our Services

At Elements Financial, we understand that modern banking requires convenience and flexibility. That's why we offer ATM Services Only, ensuring you have easy access to your funds when you need them most. Picture this: it's a busy Monday morning, and you're rushing to get to work. You can quickly stop by one of our ATMs for a cash withdrawal or balance check without any hassle. In addition to ATM services, we provide Basic Shared Branch Transactions for partner credit union members. If you're a member of another participating credit union, you can enjoy the ease of making deposits and withdrawals right here at our branch. This means even when you're away from your primary credit union, accessing your money is straightforward and stress-free. Our branch also facilitates Basic ATM Access, allowing for essential transactions like withdrawals and balance checks. We know that staying on top of your finances is crucial, so our ATMs are equipped to handle these basic yet vital tasks efficiently.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefit of e-statements, which means no more waiting for paper statements in the mail. You'll have instant access to your financial information while helping the environment. For those on the go, our mobile application makes banking even easier. With features like mobile payments, you can pay for purchases directly from your smartphone. Plus, if you need to send money to friends or family, our person-to-person transfer option lets you do that quickly and securely.

Security You Can Trust

Your security is our top priority. At Elements Financial, we use electronic signature authorization to keep your transactions safe and secure. This ensures that only you can authorize actions on your account, giving you peace of mind as you manage your finances online. We're dedicated to making your banking experience user-friendly. Whether you're tech-savvy or just getting started with digital banking, our platform is designed for ease of use. In summary, with all these convenient features at your fingertips, banking with Elements Financial has never been easier or safer. Join us today at https://www.elements.org/ and take control of your finances!

Financial Strength

Commitment to Growth and Innovation

With $208,173,047 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive too with $16,064 in used auto loans and $1,608,445,955 in total loans and leases available for our members' diverse financial goals.

Growing Member Base

Total Share and Deposit Accounts stand strong at 174,718, showing a thriving community that trusts us with their finances. Net Shares available for lending and investments amount to $41,410,357, further supporting our commitment to your financial wellness. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elements Financial is your trusted partner. Visit us at 302 W Washington St Rm E030 Indianapolis In 46204 or call (317) 232-7674 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $524,914,292 in share certificates, offering stable and rewarding growth opportunities. Additionally, with non-member deposits at $6,616,651, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,000,242 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees ready to assist you with any questions or needs you may have.

Solid Financial Foundation

With a net worth of $236,305,920, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $301,393,433 in used vehicle loans and $30,130,306 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $194,991,547 provide the capital needed to grow and expand your business. We understand the challenges of running a business and are here to support you with accessible funding solutions.

Flexible Financing Solutions

If you're considering refinancing or checking eligibility options, our team is ready to assist you every step of the way. We work closely with each member to ensure they find the best loan product suited for their needs. Feel free to reach out at (317) 232-7674 or visit us at 302 W Washington St Rm E030 Indianapolis In 46204, located conveniently in Indianapolis, IN. Let us help you take the next step toward your financial future!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $183,157,311, make buying or refinancing simple. We offer various mortgage products that can accommodate your unique situation, making it easier than ever to step into your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $24,497,624 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or make purchases without tying up collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By using verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, giving users peace of mind in their borrowing decisions.

Benefits of Using LendMesh

One of the key advantages of LendMesh is its dedication to unbiased results. The platform does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, LendMesh focuses solely on providing accurate comparisons so users can make informed choices without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This means users can easily find up-to-date loan rates that fit their needs, helping them save time and money in their search for loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective the platform is in delivering valuable insights to borrowers. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ELEMENTS FINANCIAL FEDERAL CREDIT UNION