Electrical Workers Credit Union Arvada CO | Best Auto Loans & ATM Services

Introduction

Welcome to Electrical, where we believe in empowering our community through financial wellness and personalized service. Located at 5080 W 60th Ave, Arvada, CO 80003, our main branch has been a trusted partner since 1953, serving over 4,045 members with dedication and care. With total assets of $50,841,339 and a strong net worth of $6,091,290, we are committed to providing reliable financial solutions tailored to meet your needs. At Electrical, we understand the importance of financial stability. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our experienced team is here to guide you every step of the way, ensuring you have access to the resources that matter most. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 5080 W 60th Ave, Arvada, CO 80003-6919. Our dedicated team of six employees is ready to assist you from 9 AM to 5 PM, Monday through Friday. If you have any questions or need assistance, feel free to call us at 303-428-5080 or send a fax to 303-428-6602. Led by CEO Sheila Gonzales and Board President Tilden Hollcroft, our leadership team is passionate about fostering a supportive environment that prioritizes your financial success. We take pride in being more than just a credit union; we are your community partner committed to making a positive impact in your life. Join us on this journey toward financial empowerment! Visit our website at www.electricalfcu.org for more information about becoming a member or opening an account today. Together, let's build a brighter financial future!

Branch History & Mission

Community Connection

While you can visit us at 5080 W 60th Ave, official correspondence should be sent to 5080 W 60th Ave, Arvada, CO 80003-6919. Our branch features convenient amenities such as an ATM and drive-thru service for those who prefer quick transactions without stepping inside. With operating hours from 9 AM to 5 PM, we're here when you need us most. As part of our commitment to accessibility, we have embraced digital advancements allowing members to manage their finances online or through mobile banking applications. We ensure that all services meet ADA compliance standards so that everyone can benefit from what we offer.

Join Us Today

The story of Electrical is one of growth, resilience, and community spirit. We invite you to be part of this journey. Experience firsthand how our member-focused approach sets us apart from traditional banks. Whether you're looking for a new account or need assistance with loans, we're here for you every step of the way. Join us today and discover the benefits of being a member at Electrical! For more information on membership eligibility or to open an account, visit us at Electrical FCU or call us at 303-428-5080. Let's build a brighter financial future together!

Our Mission

At Electrical, we believe that everyone deserves access to quality financial services. Our mission is to empower our members through personal banking solutions that cater to their unique needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to offer products that help individuals achieve their financial goals. But our commitment goes beyond just banking. We actively engage in community outreach and partnerships aimed at making a positive impact in Arvada and beyond. Whether it's through local events or educational initiatives, we aim to enhance the quality of life for all residents.

Branch Location & Accessibility

Welcome to the Electrical Credit Union, your friendly financial partner located conveniently at 5080 W 60th Ave in Arvada, Colorado. Nestled in the heart of Jefferson County, our Main Branch is easily accessible for all your banking needs. Whether you're coming from nearby landmarks like the Arvada Center for the Arts or just passing through this vibrant community, we are here to serve you. While members can visit us at our branch address, official correspondence should be sent to 5080 W 60th Ave, Arvada, CO 80003-6919. Our location offers ample parking and features that ensure everyone can visit us comfortably, including ADA-compliant access and ramps for those with mobility challenges. We pride ourselves on our welcoming environment and dedicated service hours. Our lobby is open Monday through Friday from 9 AM to 5 PM, making it easy for you to drop by during your day. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car. For those needing cash or ATM services, we have an ATM available on-site to assist with your banking needs around the clock. Additionally, as part of our commitment to community service, we offer shared services for partner credit union members, ensuring that you can access even more resources while banking with us. If you have any questions or need assistance, feel free to call us at 303-428-5080. We invite you to stop by and discover how Electrical Credit Union can support your financial journey today!

Member Eligibility

Becoming a member of Electrical is like joining a family where your financial well-being is our top priority. We welcome anyone who lives, works, or worships in the area to apply for membership. Plus, if you have an immediate family member who's already part of our community, you can easily join too! It's all about creating a supportive network that helps each other thrive. At Electrical, you'll enjoy personalized service and access to a range of financial products tailored just for you. If you're ready to take the next step, check out the detailed eligibility criteria at https://www.electricalfcu.org/become-a-member and see how simple it is to get started. When you're ready to open an account, visit us online at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/10501764/2297?isframed=f&cuid=10501764&loanlistid=2297&channelid=5846109901086172520&locationid=5846109901086172520 or give us a call at (303) 428-5080. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, our merchant services make everyday transactions smoother for your business. Imagine easily accepting payments from customers through various methods, ensuring they have options that fit their preferences. This convenience can lead to increased sales and customer satisfaction. Located at 5080 W 60Th Ave Arvada Co 80003, Arvada, CO 80003, we're here to help your business thrive. If you're interested in learning more about how we can assist you, feel free to call us at (303) 428-5080 or visit our website at https://www.electricalfcu.org/. Let's work together to achieve your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easy for you to hit the road in style. We offer competitive rates tailored to your budget. Imagine driving away in the vehicle of your dreams without breaking the bank it's possible with us!

Business Banking Services

For our business members, we provide essential services like merchant services and business loans. These tools empower local businesses to thrive and grow. Imagine focusing on what you do best while we take care of the financial side.

Convenient Access Points

At Electrical, convenience is key. We offer ATM and cash withdrawal services, allowing you quick access to your funds when needed. Our drive-thru banking makes simple transactions even easier think quick deposits or withdrawals without leaving your car! Moreover, if you're part of another credit union, our basic shared branch transactions enable you to conduct deposits and withdrawals effortlessly. We invite you to explore all these services and more at Main Branch! If you have questions or want to get started today, give us a call at (303) 428-5080 or visit our website at https://www.electricalfcu.org/. Your journey towards better banking begins here!

Credit Cards with Rewards

Enjoy shopping rewards while managing expenses with our credit cards with rewards program. Whether you're making everyday purchases or planning a big trip, these cards offer benefits that add up over time.

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance an existing mortgage, we have flexible mortgage loans designed just for you. Picture yourself settling into a space that truly feels like home, backed by financing that meets your needs. Our knowledgeable staff will guide you through the process, ensuring everything is simple and straightforward.

Personal Banking Solutions

Whether you're looking to open a checking account for everyday expenses or a savings account to set aside funds for a special occasion, our personal banking services cater to all your needs. Imagine easily managing your finances with accounts that fit your lifestyle. With our online and mobile banking options, you can check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

For those unexpected expenses or projects you've been putting off, our personal loans can help ease the burden. Additionally, if you're looking to simplify your finances, consider our debt consolidation options. Think about having one manageable monthly payment instead of juggling multiple debts our team is here to help make that happen.

Digital & Online Banking

At Electrical, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a comprehensive range of digital and online banking services designed to keep you connected to your money 24/7. With just a few clicks or taps, you can take control of your finances from the comfort of your home or on the go. Our online banking platform is user-friendly and accessible anytime through https://www.electricalfcu.org/. You can check your account balances, view transaction history, and transfer funds with ease. Plus, our electronic signature authorization feature allows you to sign documents securely without the hassle of printing or scanning. For those who prefer paperless statements, our e-statements are available for all members. This not only helps you stay organized but also contributes to protecting the environment. And if you're on the move, don't forget about our mobile application! It offers all the same functionalities as online banking right at your fingertips. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple. Just enter their details, and you're set no need for cash or checks! Additionally, if you're a fan of mobile payments, we've got you covered there too. Use your smartphone to make quick and secure transactions wherever contactless payments are accepted. At Electrical, we prioritize your security. Our systems use advanced encryption technology to protect your personal information while allowing you to manage your accounts with confidence. Whether it's day or night, our 24/7 online banking services ensure that you're always in control. Experience the convenience of digital banking with us today! For more information and to get started, visit https://www.electricalfcu.org/.

Financial Strength

A Solid Foundation

With a net worth of $6,091,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our dedication to reinvesting in our community is evident through our $6,091,290 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and improve security measures for your peace of mind. Additionally, with $471 in used auto loans and $24,410,719 in total loans and leases, we support our members' diverse financial goals across various sectors.

Growing Trust

We proudly serve a growing member base with 6,703 total share accounts, showcasing the trust placed in us by the community. Our net shares (funds available for lending and investments) stand at $0, reinforcing our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Electrical is your trusted partner. Visit us at 5080 W 60Th Ave Arvada Co 80003 or call (303) 428-5080 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We currently hold $6,386,040 in share certificates and $6,326,042 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products tailored for you. With a dedicated team of 6 full-time employees and 0 part-time employees, we ensure that our branches are always ready to assist you with knowledgeable service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,341,008 in used vehicle loans and $1,145,951 in new vehicle loans already helping members get on the road. Whether you're buying new or used, our flexible terms make it easy for you to drive away with confidence.

Credit Lines

For those who want added flexibility, our credit lines totaling $6,000,000 provide an excellent option. These lines allow you to access funds as needed while only paying interest on what you use. If you're considering refinancing options or want to know if you qualify for one of our loan products, feel free to reach out. Our knowledgeable team is here to assist you in exploring the best solutions tailored just for you. To learn more about our loan offerings or begin your application process, contact us at (303) 428-5080 or visit our website at https://www.electricalfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,347,759, make buying or refinancing simple. We provide personalized support to guide you through the mortgage process, ensuring you find the right fit for your financial situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,085,801 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to give you more control over your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each listing is carefully vetted to maintain high standards of accuracy.

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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