ELCA FEDERAL CREDIT UNION

Welcome to Elca, your trusted financial partner located at 8765 W Higgins Rd, Chicago, IL 60631. Since our establishment in 2015, we have been dedicated to providing exceptional service and support to our community members. With a current membership of over 2,299, we pride ourselves on fostering strong relationships built on trust and reliability. At Elca, we understand the importance of financial stability. That's why we manage total assets amounting to $23,729,519 and offer various services tailored to meet your needs, from personal banking solutions like checking accounts and auto loans to business banking options including merchant services and business loans. Our commitment is reflected in our total deposits of $7,300,227 and a robust net worth of $3,248,893. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. We are proud to operate with a team of six dedicated employees under the leadership of our CEO, Luis Reyes, and Board President, Eva Roby. Together, they ensure that every member receives personalized attention and guidance. For those looking for reliable financial solutions or simply want to learn more about what we offer, feel free to explore our website at elcafcu.org or give us a call at 877-715-1111. Join us in building a brighter financial future together!

Welcome to Elca, your friendly financial partner located at 8765 W Higgins Rd Chicago Il 60631 in beautiful Chicago, IL. Nestled conveniently for our members, we're just a stone's throw away from local landmarks, making it easy to stop by whenever you need assistance with your banking needs. While you can visit us at 8765 W Higgins Rd Chicago Il 60631, official correspondence should be sent to our mailing address: 8765 W Higgins Rd, Chicago, IL 60631. We take pride in providing a welcoming environment with ample parking and accessibility features, ensuring everyone can reach us easily. Our branch complies with ADA standards, featuring ramps and accessible entrances for those who require assistance. At Elca, we understand that your time is valuable. That's why our operating hours are designed with your busy schedule in mind: we're open from 10 AM to 2 PM on Monday, Tuesday, Thursday, and Friday. Please note that we are closed on Wednesdays. If you have any questions or need help outside these hours, feel free to give us a call at (877) 715-1111; we're here to help! While we currently do not have ATM services or drive-thru banking at this location, our team is ready to assist you with a variety of services such as personal banking options, auto loans, mortgages, and more. We invite you to come visit us soon! Whether you're looking for advice on financing or simply want to chat about your banking options, the team at Elca is excited to welcome you in person!

At Elca, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the local area, you're likely eligible to join us. We invite individuals who share our values of community and mutual support to experience all that we offer. Our members enjoy personalized services tailored to their needs, whether it's for personal banking, auto loans, or even business services. If you're curious about the specific eligibility requirements, feel free to check out more details at http://www.elcafcu.org/new-membership . When you're ready to take the next step, opening an account is straightforward and easy! Simply give us a call at (877) 715-1111, or visit us at our branch located at 8765 W Higgins Rd Chicago Il 60631. We can't wait to welcome you into the Elca family!

At Elca, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in good hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $3,248,893, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,369 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,421,665 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,180,415 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $208 in used auto loans and $11,518,324 in total loans and leases. Our $64,065 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 4,609, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Elca is your trusted partner. Visit us at 8765 W Higgins Rd Chicago Il 60631 or call (877) 715-1111 to learn more about how we can help you achieve your financial goals.