Eight Credit Union Rossford OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Eight Federal Credit Union, your trusted financial partner since 1970, located at 727 Lime City Rd, Rossford, OH 43460. We are proud to serve a vibrant community of over 2,425 members, offering personalized banking solutions tailored to meet your needs. Our commitment to providing exceptional service is reflected in our impressive financial standing, with total assets reaching $20,429,983 and total deposits of $5,950,291. At Eight Federal Credit Union, we understand the importance of community. Our dedicated team of just 3 employees, led by CEO Timothy Ozuk and Board President Keith Stanbery, works diligently to ensure that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we're here to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 60319, Rossford, OH 43460. With a net worth of $3,057,993 and cash in hand totaling $146,682, we are financially strong and ready to assist you. Our dedication extends beyond transactions; we aim to build lasting relationships with our members through trust and transparency. Feel free to reach out via phone at 419-666-7334 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday. We invite you to explore our services further on our website at eightfederalcu.org. Join us today and experience the difference that comes with being part of the Eight family!

Branch History & Mission

Eight Federal Credit Union, located at 727 Lime City Rd in Rossford, OH, has been a cornerstone of the community since its establishment in 1970. Over the years, we have grown and evolved, currently serving a vibrant membership of 2,425 individuals. Our total assets stand at an impressive $20,429,983, reflecting our commitment to providing financial services that empower our members. From our humble beginnings, Eight Federal Credit Union has always focused on fostering strong relationships with our members and the local community. We pride ourselves on being more than just a financial institution; we are a partner in your journey towards financial well-being. Our mission is clear: to offer personal banking solutions that meet the diverse needs of our members while enhancing their quality of life. Our operating hours are convenient for our members, open Monday through Friday from 9:00 AM to 5:00 PM. While we currently do not offer ATM services or drive-thru banking, we are dedicated to providing excellent customer service within our branch. Additionally, for official correspondence, please send mail to PO Box 60319, Rossford, OH 43460. At Eight Federal Credit Union, we believe in embracing modern technology to better serve you. We provide online and mobile banking services that allow you to manage your finances anytime and anywhere. Our digital advancements ensure that you have easy access to your accounts while maintaining the highest standards of security and accessibility. Our mission goes beyond just providing financial products; it extends into community support and outreach initiatives. We collaborate with local organizations to help improve the lives of those around us. By partnering with community programs and participating in outreach efforts, we strive to make a positive impact on Rossford and its residents. Join us today at Eight Federal Credit Union! Experience personalized service tailored to your unique needs and become part of a community-focused institution that truly cares about your financial success. For more information or assistance, don't hesitate to call us at 419-666-7334 or visit our website at eightfederalcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Whether you're coming in for personal banking or exploring our loan options, we want your experience to be as smooth as possible. While you can drop by at our physical address, please note that if you need to send official correspondence, it should be directed to our mailing address: PO Box 60319, Rossford, OH 43460.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 419-666-7334. Our friendly staff is ready to help you navigate your financial journey. We invite you to stop by and discover how we can assist you today!

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to visit us during your busy schedule. At Eight Federal Credit Union, we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. Plus, we provide online banking services so you can manage your finances anytime, anywhere.

Member Eligibility

Becoming a member of Eight is like joining a caring community that puts your needs first. If you're looking to become part of something special, we welcome individuals who live, work, or worship in the area around our branch at 727 Lime City Rd Rossford Oh 43460. It's all about creating a supportive environment for our members, and we believe everyone deserves access to excellent financial services. To learn more about the specific eligibility criteria, feel free to check out this detailed resource. Opening an account with us is straightforward and hassle-free. Whether you need a checking or savings account, auto loans, or other banking services, we're here to help every step of the way. If you have questions or need assistance, don't hesitate to reach out at (419) 666-7334 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. We're excited to welcome you into the Eight family!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Managing payments shouldn't be a hassle. Our merchant services provide reliable tools for processing transactions seamlessly, allowing you to focus on what matters most growing your business. From payment processing to cash management solutions, we offer services that fit the demands of your operations, making every sale smoother and more efficient. Explore how Eight can partner with you to fuel your business aspirations. Visit us at 727 Lime City Rd Rossford Oh 43460 or call us at (419) 666-7334 to learn more about our offerings!

Comprehensive List Of Services

Accessibility & Convenience

While we pride ourselves on personalized service at our branch, we also recognize the importance of convenience in today's fast-paced world. Our ATM and cash withdrawal services ensure that accessing your money is quick and hassle-free whenever you need it. We invite you to explore all these services at Eight Federal Credit Union, where member satisfaction is always a priority. Visit us today or check out our website at eightfederalcu.org for more information about how we can assist you in achieving your financial goals!

Business Banking Services

For our business members, we provide comprehensive business banking solutions, including merchant services and business loans. We believe in supporting local businesses and helping them thrive with the financial tools they need.

Credit Cards & Rewards

At Eight, we also offer credit cards with rewards that allow you to earn points on everyday purchases. Imagine getting cash back or travel rewards just by using your card for shopping! It's a smart way to maximize your spending while enjoying great benefits.

Home Financing

If owning a home is on your horizon, consider our mortgage loans and refinancing options. We understand that every family's situation is unique, which is why we work closely with our members to find the best mortgage solution that fits their needs. Whether you're buying your first home or refinancing an existing mortgage for better rates, we are here to guide you through the process.

Personal Banking Solutions

Managing your personal finances is easier than ever with our various banking options. We offer checking and savings accounts that suit different lifestyles and goals. Imagine being able to access your funds anytime through our online and mobile banking platforms. This means you can check balances, transfer money, and pay bills all from the comfort of your home or on-the-go! For those looking to purchase a vehicle, our auto loans and vehicle financing options provide flexible terms that can fit any budget. With competitive rates and quick approvals, you'll be driving away in your new car before you know it.

Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Need a little extra cash for a big purchase or want to simplify multiple debts into one payment? We'll help you find the right loan option tailored just for you.

Digital & Online Banking

At Eight, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, you can access your accounts anytime, anywhere through our user-friendly platform. One of the standout features is our robust online banking service, which you can explore more about at https://www.eightfederalcu.org/. With 24/7 access, you can check your balance, pay bills, and transfer funds without waiting in line or rushing to the bank before closing time. Plus, our electronic signature authorization allows you to sign documents from the comfort of your home, making transactions smoother and more efficient. If you're looking for ways to keep track of your spending, consider opting for e-statements. Available at Yes, these digital statements are not only environmentally friendly but also allow you to easily store and manage your financial records without clutter. For those who love the convenience of mobile technology, our mobile application is here to help. You can download it today and enjoy features like person-to-person transfers. This means sending money to friends or family is just a few taps away no need for cash or checks! While we currently do not support mobile payments, we prioritize security in all transactions. Our services are designed with safety in mind so that you can bank with peace of mind. In short, Eight makes it simple for you to stay on top of your finances while ensuring everything is secure and accessible. We're here to support your financial journey every step of the way!

Financial Strength

Commitment to Growth

Our strength is further reflected in our $2,714,756 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $330 in used auto loans and $8,337,691 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Trust

With total share accounts reaching 3,474, it is clear that more members trust us with their finances every day. This growing membership base underlines our commitment to building lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eight is your trusted partner. Visit us at 727 Lime City Rd Rossford Oh 43460 or call (419) 666-7334 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,417,113 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares, our focus remains on maximizing your investment potential in other ways. We prioritize our members above all else; therefore, with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $89,835, which enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees who are dedicated to providing exceptional service.

Solid Financial Health

With a net worth of $3,057,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,826,676 in used vehicle loans and $1,308,010 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with flexible terms and competitive interest rates. Whether you're considering a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines and Unsecured Loans

For those who need flexibility, we offer credit lines with a total of $250,000 available for our members. Additionally, we provide unsecured credit card loans totaling $291,421. These options are designed to help you manage your finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $565,809, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and find the right fit for your budget.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you in finding better rates and terms that suit your financial situation. Our team is here to discuss eligibility options and answer any questions you may have about making your current loan more manageable. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Eight, we strive to provide financial solutions that fit your needs while maintaining transparency and support throughout your journey. Reach out today to explore how our loan offerings can benefit you!

Loan Aggregator

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Take Action Today

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EIGHT FEDERAL CREDIT UNION - Rossford, OH

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