Eglin Credit Union Niceville FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Eglin, your trusted financial partner located at 4558 E Highway 20, Niceville, FL 32578. Established in 1954, we have proudly served our community for decades, growing to support over 124,891 members with a commitment to providing exceptional financial services and fostering strong relationships. With total assets exceeding $2.8 billion and deposits totaling $217,986,578, we stand ready to help you achieve your financial goals. At Eglin, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and credit cards designed to meet your needs. Our experienced team is dedicated to guiding you through each step of your financial journey, ensuring you feel confident and secure. While members can visit us at our branch location, official correspondence should be sent to 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530. Our friendly staff is here from 9:00 AM to 5:00 PM Monday through Friday to assist with any inquiries or transactions. Under the leadership of CEO Catherine Staton and Board President Daniel McInnis, Eglin continues to thrive as a community-focused credit union. We believe in giving back and making a positive impact on our members' lives and the communities we serve. Whether you're looking for a new checking account or need assistance with a loan, we invite you to explore all that Eglin has to offer. Visit our website at eglinfcu.org or call us at 850-862-0111 today! Join us in building a brighter financial future together.

Branch History & Mission

Community Engagement

Our dedication goes beyond banking. We actively engage with local organizations and initiatives aimed at enhancing the quality of life in Niceville and surrounding areas. By partnering with schools and charities, we strive to make a positive impact on those around us. Eglin Credit Union is also committed to providing accessible services for everyone. With ADA-compliant facilities and user-friendly digital platforms including mobile payments and online banking we ensure that all members can enjoy a seamless experience.

Join Us Today!

We invite you to become part of the Eglin family! Experience firsthand how our member-focused approach makes us unique in today's financial landscape. Join us today and take advantage of the wide range of benefits that come with being an Eglin member. Together, let's build a brighter future for our community! For more information or to start your journey with us, please call us at 850-862-0111 or visit our website at EglinFCU.org.

Our Evolution

From our humble beginnings, Eglin has continually evolved to meet the changing needs of our members. We've embraced advancements in technology while maintaining the personal touch that defines us. Over the years, we've expanded our services to include everything from auto loans and mortgages to online banking options, ensuring that we can cater to all your financial needs efficiently. As we grew, so did our commitment to serving the community. Today, with total assets exceeding $2.8 billion, we proudly offer a variety of services designed with our members in mind. Our drive-thru banking and ATM services make accessing your funds convenient and quick.

Our Mission

At Eglin Credit Union, our mission is simple yet powerful: to provide exceptional financial services while fostering community support. We believe in empowering individuals and families through sound financial education and personalized service. Whether you're opening your first savings account or seeking guidance on a mortgage, we're here to assist you every step of the way. While members can visit us at 4558 E Highway 20 in Niceville, official correspondence should be sent to 838 Eglin Pkwy NE in Fort Walton Beach. Our dedicated team is available during operating hours from 9:00 AM to 5:00 PM, Monday through Friday, ready to help you achieve your financial goals.

Branch Location & Accessibility

Easy Access and Parking

At Eglin, we understand that convenience is key. That's why we offer ample parking right outside our doors, ensuring you can get in and out quickly. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances for all members to navigate effortlessly.

Get in Touch!

Ready to take the next step? Whether you're interested in opening an account or simply have questions about our services, don't hesitate to give us a call at 850-862-0111. We look forward to welcoming you into the Eglin family!

Operating Hours

We know your time is valuable, so we've structured our hours to fit your busy schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM for all your banking needs. Whether you need help with personal banking, loans, or just have a question, our friendly staff is here to assist you during these hours.

Services Tailored for You

Our Bluewater Bay Branch offers a range of services designed to meet your financial needs. Enjoy hassle-free transactions with our drive-thru banking option and take advantage of our ATM availability for quick cash withdrawals and balance checks. We also provide shared service center access, allowing partner credit union members to conduct basic transactions like deposits and withdrawals. While members can visit us at 4558 E Highway 20, official correspondence should be sent to our mailing address at 838 Eglin Pkwy NE in Fort Walton Beach, FL.

Member Eligibility

At Eglin, becoming a member is like joining a close-knit family where everyone supports one another. If you live, work, or worship in the local area, you're likely eligible to join our community! We're here to help you with everything from personal banking to auto loans, and being a member means you get access to exclusive benefits designed just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at https://www.eglinfcu.org/join. Once you know you're eligible, opening an account is a breeze! Just visit us online at https://www.eglinfcu.org/applyonline/ or give us a call at (850) 862-0111 if you have any questions. We're excited to welcome you to Eglin at 4558 E Highway 20 Niceville Fl 32578, where your financial journey can truly begin!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your business smoothly with easy payment options for your customers. Our merchant services allow you to accept payments in various forms be it credit cards, mobile payments, or even online transactions. This convenience not only enhances customer satisfaction but also improves your cash flow, letting you focus on what you do best growing your business! Located at 4558 E Highway 20 Niceville Fl 32578 in Niceville, FL, we're here to partner with you every step of the way. Call us at (850) 862-0111 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those quick transactions, our branch features an ATM and basic drive-thru banking, allowing for deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions for added convenience.

Business Banking

If you're a small business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth. Whether you need funding for new equipment or assistance managing daily transactions, we're here for you.

Convenient Digital Solutions

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with ease using our user-friendly mobile app or online platform.

Credit Cards and Rewards

Looking for a credit card that rewards you? Our credit cards with rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's a great way to make the most of your spending!

Get Started Today!

At Eglin, we believe that banking should be simple and accessible. With our variety of services from personal banking to business solutions all supported by modern technology we're ready to assist you every step of the way. If you'd like to learn more about how we can serve you better or if you're ready to open an account, don't hesitate to reach out! Call us at (850) 862-0111 or visit us online at Bluewater Bay Branch. Let's work together towards achieving your financial goals!

Personal Banking

Our personal banking options are designed with you in mind. With checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring you drive away in the car that fits your lifestyle. Thinking about buying a home? Our mortgage loans and refinancing solutions can help you secure the best possible terms for your mortgage. For those who need quick cash or want to consolidate debt, our personal loans and debt consolidation services offer straightforward solutions without hidden fees.

Digital & Online Banking

24/7 Access and Security

With our 24/7 online banking services, you have complete control over your finances at all times. Manage your accounts in real-time from the comfort of your home or while out and about. We prioritize your security, ensuring that all transactions are protected with top-notch encryption technology. At Eglin, we strive to provide accessible and straightforward banking solutions tailored to meet your needs. Embrace the ease of digital banking today!

Key Services

Our online banking features allow you to view your account balances, transfer funds, and pay bills with just a few clicks. You can enjoy the benefits of e-statements, making it easy to stay organized without the hassle of paper documents. Plus, if you need to sign documents digitally, we provide electronic signature authorization for added convenience. For those on the go, our mobile application offers a user-friendly experience right from your smartphone. You can even set up mobile payments to make transactions quick and easy. Whether you're splitting a dinner bill or sending money to friends, our person-to-person transfers feature lets you do it effortlessly.

Financial Strength

Commitment to Growth

With $20,172 in used auto loans and $1,035,953,075 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operations reflect efficiency with a net income of $7,802,058, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 416 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts have reached an impressive 244,940, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eglin is your trusted partner. Visit us at 4558 E Highway 20 Niceville Fl 32578 or call (850) 862-0111 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $388,857,259 in share certificates and $619,224,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $109,684, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $352,900,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $388,674,710 in used vehicle loans and $152,048,360 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in your dream vehicle.

Credit Lines

For those who need access to quick cash without the hassle, our total credit lines amounting to $912,969,500 allow for easy borrowing whenever you need it. This can be an excellent option for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,608,813, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring that you find a solution that fits your budget and lifestyle.

Refinancing Options

If you're already a member and want to explore refinancing options for any existing loans, we are here to assist you with competitive rates that could lower your payments or shorten your loan term. Our branch is located at 4558 E Highway 20 Niceville Fl 32578 in Niceville, FL, and our friendly staff is always ready to assist you. Feel free to reach out at (850) 862-0111 during our operating hours from 9:00 am to 5:00 pm, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website for more information about our loan products and how they can benefit you: https://www.eglinfcu.org/. Whether you're taking the first step towards homeownership or seeking financial solutions tailored for your needs, Eglin is here for you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,592,347 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to provide convenience while you build your credit history.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers.

EGLIN FEDERAL CREDIT UNION - Niceville, FL

Type of Loan Offerings

Vehicle Loans

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Loan rates in Niceville, FL (32578)