Eglin Credit Union Freeport FL | Quick Personal Loans & ATM Access

Introduction

Welcome to Eglin Credit Union, your trusted financial partner right here in Freeport, Florida. Established in 1954, we have proudly served our community for nearly seven decades, focusing on the financial well-being of our 124,891 members. Located at 16970 Us Highway 331 S, we are dedicated to providing personalized services that make a real difference in your financial journey. At Eglin Credit Union, we understand that each member's needs are unique. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total assets exceeding $2.8 billion and total deposits amounting to $217,986,578, our solid financial foundation ensures that you can trust us with your money. While members can visit us at our Freeport branch for all their banking needs, official correspondence should be sent to our mailing address: 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530. Our friendly team is ready to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Led by our CEO Catherine Staton and Board President Daniel McInnis, we pride ourselves on being more than just a credit union; we are an integral part of the community. With over 446 employees, we are committed to serving you with integrity and dedication. We invite you to explore how Eglin Credit Union can enhance your financial life. Whether you're looking to open an account or apply for a loan, visit our website at Eglin Credit Union or call us at 850-862-0111 today! Your financial success starts here!

Branch History & Mission

Community Commitment

Eglin Credit Union is dedicated not only to its members but also to the communities we serve. We actively engage in various outreach programs that support local initiatives and foster partnerships within Freeport and surrounding areas. Our shared service center allows us to collaborate with other credit unions to provide even more convenience for our members. With operating hours from 9:00 AM to 5:00 PM, Monday through Friday, we strive to be here when you need us most. Whether you prefer visiting us in person or accessing services digitally from home or on the go using our ATM or drive-thru facilities, we ensure you receive exceptional service every time. Join us today at Eglin Credit Union! Experience firsthand how we can assist you in achieving your financial goals while making a positive impact in the community. Visit us or explore more about membership opportunities at Eglin Credit Union. Together, let's build a brighter financial future!

Our Mission

At Eglin Credit Union, our mission goes beyond just offering financial products; we aim to enhance the lives of our members and empower our community. We provide a wide range of services including personal banking (checking and savings accounts), auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our goal is to ensure that everyone who walks through our doors feels valued and supported on their financial journey. We take pride in being responsive to the needs of our members by continually adapting and integrating new technologies into our services. With features such as online banking, mobile payments, e-statements, and person-to-person payment options available at your fingertips, managing your finances has never been easier.

Branch Location & Accessibility

Accessibility Features

At Eglin Freeport Branch, we prioritize accessibility for everyone. Our facility is ADA compliant, featuring ramps and designated parking spots to ensure ease of access for all visitors. You won't have any trouble finding a spot to park when you arrive!

Banking Hours

We're here to serve you during convenient hours from 9:00 AM to 5:00 PM, Monday through Friday. Our team is ready to assist you with all your banking needs within these hours.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 850-862-0111. We're eager to help you navigate your financial journey! We invite you to stop by the Eglin Freeport Branch soon and discover all the ways we can support your financial goals.

Mailing Information

While members can visit us at our branch location, official correspondence should be sent to our mailing address at 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530.

Services Offered

Our branch provides a variety of services designed with your convenience in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you need assistance with simple transactions, our drive-thru service allows you to bank on the go without leaving your vehicle. Plus, we offer shared services for partner credit union members so that even more people can benefit from our offerings.

Member Eligibility

At Eglin, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is easy and open to individuals who live, work, worship, or attend school in our local area. If you have family members who are already part of Eglin, you can join too! This inclusive approach ensures that we create a strong bond with our members while providing them with personalized financial services tailored to their needs. As a member, you'll enjoy benefits like lower loan rates, higher savings returns, and access to a variety of banking services designed just for you. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.eglinfcu.org/join . When you're ready to take the next step, opening an account is just a click away through our simple online application found at https://www.eglinfcu.org/applyonline/ . If you have any questions or need assistance, don't hesitate to call us at (850) 862-0111. We're here to welcome you into the Eglin family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a payment processing system that grows with your business. At Eglin, our merchant services streamline transactions, making it easy for you to accept payments from customers seamlessly. This means you can focus more on serving your clients and less on handling cash flow issues. With tools tailored for various industries, our services can help you thrive in a competitive marketplace. Visit us at 16970 Us Highway 331 S Freeport Fl 32439 in Freeport, FL or give us a call at (850) 862-0111 to learn how we can help your business succeed!

Comprehensive List Of Services

Accessibility

Our branch is designed with accessibility in mind. Whether you prefer using an ATM for balance checks or engaging directly with our staff at the branch, we aim to provide options that suit all members' preferences. If you're interested in learning more about what we offer or wish to open an account with us, don't hesitate! Call us at (850) 862-0111 or visit us online at Freeport Branch. We're excited to assist you on your financial journey!

Business Banking

For local entrepreneurs, our business banking services, which include merchant services and business loans, are designed to help your business thrive. We know how important it is for small businesses to have access to financial support when they need it most.

Credit and Loans

Life can be unpredictable, and sometimes you need extra cash. Our personal loans and debt consolidation services can give you the financial flexibility you require. Plus, with our credit cards featuring rewards, every purchase can earn you points towards exciting benefits!

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face service, we have a basic drive-thru banking option for quick deposits, withdrawals, and simple transactions. Additionally, if you're a member of one of our partner credit unions, you can take advantage of shared branch transactions right here at Eglin!

Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to making payments, everything is just a tap away. You can also enjoy easy access through our ATM and cash withdrawal services, ensuring that your money is always within reach.

Personal Banking

We understand that everyone has different financial goals. That's why we offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. Need to buy a car? Our auto loans and vehicle financing solutions make it easier than ever to drive off in the vehicle you love. For those looking to purchase a home, we provide comprehensive mortgage loans and refinancing options, helping you secure the best rates available.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills without ever stepping foot in a branch. If you're on the go, our mobile application makes it easy to manage your accounts right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family is quick and hassle-free. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter. Need to make purchases quickly? Our mobile payments feature allows you to pay with just a tap of your phone, adding an extra layer of convenience to your everyday transactions. Whether you're at home or out and about, Eglin is here to support your financial journey with accessible and easy-to-use online banking tools. Join us today and take control of your banking experience!

Financial Strength

Commitment to Innovation and Growth

With $0 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,172 in used auto loans and a total of $1,035,953,075 in loans and leases.

Growing Trust Among Members

We are grateful for the trust shown by our members, as reflected in our total share accounts of 244,940, showcasing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eglin is your trusted partner. Visit us at 16970 Us Highway 331 S Freeport Fl 32439 or call (850) 862-0111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $388,857,259 in share certificates and $619,224,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $109,684, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is reflected in our $0. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 416 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $352,900,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $388,674,710 in used vehicle loans and $152,048,360 in new vehicle loans already helping members get on the road. We provide flexible terms to make purchasing your vehicle easy and affordable.

Credit Lines

If you're looking for flexibility in managing expenses, our total credit lines amounting to $912,969,500 can provide you with the extra cash flow you need for unexpected costs or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,608,813, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we have solutions tailored for every situation.

Refinancing Options

If you're considering refinancing any existing loans or would like to explore eligibility options for our various products, we're here to help! Our team at Eglin is dedicated to guiding you through the process and finding the best solutions that fit your financial situation. For more details on our loan offerings or to discuss how we can assist you further, feel free to reach out at 850-862-0111. We're located at 16970 Us Highway 331 S Freeport Fl 32439, ready to serve you from 9:00 AM - 5:00 PM Monday to Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,592,347 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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EGLIN FEDERAL CREDIT UNION