Eglin Credit Union Fort Walton Beach FL | Best Auto Loans & ATM Services

Introduction

Welcome to Eglin Federal Credit Union, your trusted financial partner since 1954! Located at 838 Eglin Pkwy Ne, Fort Walton Beach, FL 32547, we are proud to serve our community with a commitment to personal banking that truly puts you first. With a strong membership base of over 124,891 members and total assets exceeding $2.8 billion, we have the resources and expertise to help you achieve your financial goals. At Eglin, we understand that every member's journey is unique. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our diverse range of services is designed with your needs in mind. Our dedicated team of 446 employees, led by CEO Catherine Staton and Board President Daniel McInnis, is here to provide personalized support and guidance every step of the way. As a member-owned credit union, we focus on giving back to our community. With total deposits reaching $217,986,578 and total loans amounting to 58,444, we're not just about numbers; we're about making a positive impact in the lives of our members. We pride ourselves on maintaining a strong net worth of $352,900,942, ensuring your money is safe and sound. While members can visit us at our branch location, official correspondence should be sent to the same address: 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530. If you have any questions or need assistance, don't hesitate to reach out by calling us at 850-862-0111 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Join us today at Eglin Federal Credit Union and discover how we can support your financial journey!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become a part of the Eglin family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Contact us today at 850-862-0111 or visit Eglin Federal Credit Union for more information on becoming a member or opening an account online. Your journey towards financial empowerment begins here!

Our Mission

At Eglin Federal Credit Union, our mission is clear: We strive to empower our members through comprehensive financial solutions while actively supporting the community around us. We believe in providing not just banking services but also educational resources and outreach programs that foster financial literacy. This commitment has helped us create lasting partnerships within Fort Walton Beach and beyond. We are proud of our ADA-compliant facilities and customer-centric initiatives designed to serve all members effectively. Whether you need assistance with a loan or advice on savings strategies, we're here for you every step of the way. While members can visit us at 838 Eglin Pkwy NE for all their banking needs, official correspondence should be sent to 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530 if different.

Our Story

From our humble beginnings, Eglin has always prioritized the financial well-being of our members. Initially established to serve military personnel and their families, we've expanded our reach to include everyone in the community. Our journey has been marked by significant milestones including the introduction of various financial services such as personal banking, auto loans, mortgages, and credit cards. As we continue to grow, our dedication to innovation remains steadfast. We offer convenient online and mobile banking services that allow members to manage their finances from anywhere. Our ATM availability and drive-thru services ensure that accessing your funds is both easy and efficient.

Branch Location & Accessibility

Accessibility and Convenience

Our location is easily accessible, with ample parking available to make your visit as hassle-free as possible. If you require assistance, our facility is ADA compliant, featuring ramps and accessible entrances. We understand that convenience matters, which is why we offer both drive-thru banking services and an ATM on-site for quick transactions.

Get In Touch!

Ready to experience personalized banking? We invite you to visit us or give us a call at 850-862-0111. Our friendly staff is eager to assist you with any questions or services you may need. Come see how Eglin Federal Credit Union can make your financial journey smoother!

Nearby Landmarks

You'll find us nestled near popular local spots, making it easy to incorporate your banking errands into your day. Whether you're stopping by after a visit to the nearby parks or running errands in the area, we are right where you need us.

Operating Hours

We are open Monday through Friday from 9:00 am to 5:00 pm, allowing you plenty of time to drop by whenever it fits your schedule. Our team is always ready to assist you during these hours.

Services Offered

At Eglin Federal Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit everyone. Plus, if you're a member of another participating credit union, our shared services ensure you can access your accounts easily. While members can visit us at 838 Eglin Pkwy NE for all their banking needs, official correspondence should be sent to our mailing address at 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530.

Member Eligibility

At Eglin, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're living, working, worshiping, or attending school in Okaloosa County, you're likely eligible to join us. We also invite family members of current members to become part of our family. This inclusive approach means you can enjoy all the benefits of membership at Eglin, including competitive rates on loans and savings, personalized service, and access to various financial products tailored to your needs. To get started, just visit us at 838 Eglin Pkwy Ne Fort Walton Beach Fl 32547 or check out our detailed eligibility criteria at https://www.eglinfcu.org/join . If you're ready to open an account, the process is straightforward; you can easily apply online by visiting https://www.eglinfcu.org/applyonline/ . For any questions or assistance, feel free to give us a call at (850) 862-0111 we're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with payment processing that just works. Our merchant services make it easy for you to accept payments from customers, whether online or in-store. By streamlining transactions, you can focus on what really matters growing your business. Visit us at 838 Eglin Pkwy Ne Fort Walton Beach Fl 32547 in Fort Walton Beach, FL, or call us at (850) 862-0111 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our offerings extend into the realm of business banking. From merchant services to business loans, we provide the tools needed to help your business thrive. We understand that running a business requires support, which is why we're here to assist with tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we emphasize our robust online and mobile banking platforms. With these features, you can manage your accounts on-the-go, whether it's checking balances, transferring funds, or paying bills all from the convenience of your smartphone or computer. Additionally, our ATM services ensure you can withdraw cash easily whenever you need it.

Drive-Thru and Shared Services

If you're on the move but still need banking assistance, take advantage of our basic drive-thru banking services for quick deposits and withdrawals. We also partner with other credit unions through shared branching transactions so if you're a member of another participating credit union, you can access basic deposits and withdrawals right here at Eglin! At Eglin Federal Credit Union, we're committed to making banking easier for everyone in our community. Your financial well-being is important to us, so come visit us at 838 Eglin Pkwy Ne Fort Walton Beach Fl 32547 or give us a call at (850) 862-0111 today! Let's start working together toward achieving your financial goals!

Loans and Credit Options

When life throws unexpected expenses your way, our personal loans and debt consolidation services can help lighten the load. Plus, with our credit cards featuring rewards, you can earn benefits for every dollar spent! Whether you're looking to make a big purchase or manage existing debt, we have solutions that work for you.

Personal Banking

We understand that managing your day-to-day finances is essential. That's why we offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. Need some extra cash for a new car? Our auto loans and vehicle financing make purchasing a new or used vehicle simple and straightforward. If you're thinking about buying a home, our mortgage loans and refinancing options provide competitive rates and personalized service to help you secure your dream home.

Digital & Online Banking

Enhanced Features

Keeping track of your spending is straightforward with e-statements. You can opt-in for this feature and receive your bank statements electronically, helping you save paper while keeping everything organized in one place. For those moments when you need to send money quickly, our person-to-person transfer option allows you to send funds directly to friends and family without any hassle.

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can easily manage your finances on the go with our user-friendly mobile application, which is also available for download. Plus, with features like electronic signature authorization, signing documents has never been simpler or more secure.

Security and Support

Your security is our top priority. At Eglin, we utilize advanced security measures to protect your information while ensuring a smooth banking experience. Our mobile payments feature lets you make purchases quickly and securely using your smartphone. Whether you're at home or on the go, rest assured that your transactions are safe with us. With all these options at your fingertips, managing your finances is not just easy; it's also efficient. Join us at Eglin today and discover how our digital banking services can enhance your financial journey!

Financial Strength

Commitment to Growth and Stability

While the economy can be unpredictable, our $0 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $20,172 in used auto loans and $1,035,953,075 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us! We hold $388,857,259 in share certificates and $619,224,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $109,684, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 416 full-time employees and 30 part-time employees who are dedicated to ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $352,900,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 showcases a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner for Your Financial Journey

With total share accounts reaching 244,940, it's clear that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eglin is your trusted partner. Visit us at 838 Eglin Pkwy Ne Fort Walton Beach Fl 32547 or call (850) 862-0111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $388,674,710 in used vehicle loans and $152,048,360 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to drive away with confidence.

Credit Lines and Refinancing Options

For those who require additional flexibility, our total credit lines amounting to $912,969,500 are designed for various borrowing needs. If you're considering refinancing existing loans or are unsure about eligibility options, our knowledgeable staff is ready to assist you with all the information you need. Our commitment at Eglin goes beyond just offering loans; we strive to empower our members by providing them with the financial tools necessary for success. You can reach us at (850) 862-0111 during our operating hours from 9:00 am to 5:00 pm Monday through Friday if you have any questions or need assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 838 Eglin Pkwy Ne Fort Walton Beach Fl 32547 in Fort Walton Beach, FL, and let's explore how we can support your financial journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,608,813, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,592,347 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your spending habits while providing the convenience you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. Whether you are looking for a new car, a home, or personal financing, LendMesh offers a straightforward way to see your options clearly. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results from the NCUA (Source: https://www.ncua.gov ), ensuring that you receive fair and reliable offers. One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in what you see. Furthermore, LendMesh does not prioritize lenders based on paid promotions this means you can trust that the results are truly unbiased. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, helping them make informed decisions about their financial future. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and efficient the tool can be for everyday borrowers seeking better rates. If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EGLIN FEDERAL CREDIT UNION - Fort Walton Beach, FL

Type of Loan Offerings

Vehicle Loans