Eglin Credit Union Destin FL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Eglin Credit Union, your trusted financial partner since 1954! Located at 180 Main St, Destin, FL 32541, we are dedicated to serving our community with a personal touch and a commitment to your financial well-being. With over 124,891 members and total assets of $2,806,593,701, we pride ourselves on being a solid choice for all your banking needs. At Eglin Credit Union, we understand that every member's journey is unique. That's why we offer a variety of services tailored to fit your needs whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages. Our total deposits stand at an impressive $217,986,578, reflecting the trust our members place in us. Led by our CEO, Catherine Staton, and Board President, Daniel McInnis, our team of 446 employees is here to support you every step of the way. Whether you have questions about loans or need assistance with online banking, don't hesitate to reach out. You can contact us at 850-862-0111 or visit our website at eglinfcu.org for more information. While members can visit us at our Destin branch, official correspondence should be sent to our mailing address at 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530. Join us today and experience the Eglin difference where community meets commitment!

Branch History & Mission

Community Engagement

We take pride in being more than just a credit union; we are an active participant in community development. Through partnerships with local organizations and outreach programs, we strive to support education, health initiatives, and economic growth within Destin and surrounding areas. In embracing technology, we've ensured that our services meet modern needs. With features like online banking, mobile payments, and e-statements available to all members, managing your finances is easier than ever.

Join Us

As we continue our journey into the future, Eglin Credit Union invites you to be part of this vibrant community-focused family. Whether you're looking for personal banking options or business services, we're here to guide you every step of the way. Discover how we can help you reach your financial dreams by visiting us today or checking out our website at Eglin Credit Union. Come experience the difference with Eglin Credit Union where your success is our mission!

Our Journey

Located at 180 Main St, Destin, FL 32541, Eglin Credit Union has witnessed remarkable changes throughout its history. We've adapted to the evolving needs of our members while staying true to our mission: to provide exceptional financial services that enhance the lives of individuals and families in our community. As we expanded our offerings over the years, we remained focused on maintaining a welcoming environment where everyone feels valued. While members can visit us at our branch location, official correspondence should be sent to 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530. This ensures we stay connected with you every step of the way.

Our Mission

At Eglin Credit Union, our mission goes beyond just banking; it's about making a positive impact in people's lives. We aim to offer affordable financial solutions while supporting local initiatives that uplift our community. With total assets exceeding $2.8 billion, we are committed to providing competitive rates on loans and savings products that help you achieve your financial goals. Our operating hours are from 9:00 am - 5:00 pm, Monday through Friday, making it convenient for you to access our services. We also offer drive-thru banking and ATM availability for those on-the-go moments when you need quick access to your funds.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ADA-compliant entrances and ramps to ensure everyone can easily access our services. Parking is available right at our location, making it hassle-free for members to come in and out.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM, making it convenient to fit your banking into your busy schedule. If you need assistance outside of these hours, feel free to give us a call at 850-862-0111.

Services Offered

At Eglin's Destin Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick transactions without leaving your vehicle, making it easier than ever to manage your finances on the go. Plus, we provide ATM access for withdrawals and balance checks whenever you need cash. If you're interested in shared services, we also partner with other credit unions to make banking more accessible for all members. While you can visit us at our Destin location for all your banking needs, please note that any official correspondence should be sent to our mailing address at 838 Eglin Pkwy NE, Fort Walton Beach, FL 32547-2530. We look forward to welcoming you soon! Whether it's your first visit or you're a long-time member, we're here to help you every step of the way. Come see how Eglin Credit Union makes banking easier and more enjoyable!

Member Eligibility

At Eglin, we believe that becoming a member means joining a welcoming community where your financial needs are truly understood and prioritized. If you're looking to join us, you'll find that eligibility is straightforward and inclusive. Typically, anyone who lives, works, worships, or attends school in the area can become a member. We also welcome family members of current members! This opens the door for you to enjoy our range of services designed just for you, from checking and savings accounts to auto loans and credit cards with rewards. To get started, simply visit our website at https://www.eglinfcu.org/join for detailed information about eligibility requirements. When you're ready to open an account, the process is easy just head over to https://www.eglinfcu.org/applyonline/ to apply online. If you have any questions or need assistance, feel free to call us at (850) 862-0111. We're excited to help you take this important step toward achieving your financial goals at Eglin!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In today's fast-paced world, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine seamlessly accepting payments from customers while managing your cash flow effectively; that's what we aim to provide at Eglin. Visit us at 180 Main St Destin Fl 32541 in Destin, FL or call us at (850) 862-0111 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Convenient Access

We know that convenience matters in today's busy world. That's why we offer basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. This means whether you need to make a quick deposit or withdraw cash during lunch, we've got you covered.

Credit Cards and Business Services

For those who enjoy rewards while spending, our credit cards with rewards make every purchase more valuable. And if you're a small business owner, our business banking services, including merchant services and business loans, can support your entrepreneurial journey by providing the right financial tools.

Get Started Today!

With all these services available at Eglin, located at 180 Main St Destin Fl 32541, we invite you to take advantage of everything we have to offer. For more information or assistance, feel free to reach out at (850) 862-0111 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Join us today at Destin Branch, where your financial success is our priority!

Loans and Financing

If you're considering purchasing a vehicle or refinancing your home, look no further than our auto loans and mortgage options. We understand that buying a car or home is a significant investment. That's why we provide competitive rates and flexible terms to fit your budget. Need some extra cash for unexpected expenses? Our personal loans and debt consolidation options are here to help you manage those costs without stress.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for your everyday needs. Imagine effortlessly managing your finances with online and mobile banking features that let you check balances, transfer funds, and pay bills from anywhere. Plus, our ATM services ensure that you have easy access to your cash whenever you need it.

Digital & Online Banking

Key Features

With our online banking services available at https://www.eglinfcu.org/ , you can view your account balances, transfer funds, and pay bills all in one place. Whether you're at home or on the go, our 24/7 online banking ensures you have real-time access to your financial information. Plus, with the ability to set up electronic statements, you can say goodbye to paper clutter and keep everything organized right from your device. Managing money with ease is crucial today. Our mobile application makes it even simpler to check balances, send person-to-person payments, and manage transactions straight from your smartphone. If you're someone who loves making quick payments, you'll appreciate our mobile payments feature that allows you to make purchases without needing cash or cards.

Security You Can Trust

Your security is paramount to us. We utilize electronic signature authorization for added protection when completing transactions online. This means you can sign documents securely without the hassle of printing or mailing them. At Eglin, we aim to empower you with tools that not only simplify banking but also enhance your overall experience. From e-statements that keep you informed about your finances to instant transfers between friends and family, we've got you covered. Experience convenience and peace of mind as you take control of your financial journey with us!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 244,940, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, which further supports our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eglin is your trusted partner. Visit us at 180 Main St Destin Fl 32541 or call (850) 862-0111 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $388,857,259 in share certificates and $619,224,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $109,684, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 416 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $0 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $20,172 in used auto loans and $1,035,953,075 in total loans and leases, helping our members achieve their financial goals across various sectors.

Strong Financial Health

With a net worth of $352,900,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $388,674,710 in used vehicle loans and $152,048,360 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although we currently have no outstanding commercial loans listed at this branch, we encourage local entrepreneurs to reach out for future opportunities as we aim to support our community's business landscape.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,592,347 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your spending experience while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,608,813, make buying or refinancing simple. We help guide you through the mortgage process so you can find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing existing debts or exploring eligibility options for any of our loan products, we're here to help. Feel free to contact us at 850-862-0111 or visit us at 180 Main St Destin FL 32541 for more information on how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Eglin, we're committed to providing clear pathways to financial success for all our members.

Loan Aggregator

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EGLIN FEDERAL CREDIT UNION - Destin, FL

Type of Loan Offerings

Vehicle Loans