Efcu Financial Credit Union Prairieville LA | Low Mortgage Rates & Auto Loans

Introduction

Community Focus

At Efcu Financial, we are more than just a credit union; we are an active member of the Prairieville community. Our mission is to empower our members by providing valuable resources and support for their financial journeys. We take pride in our leadership team, with CEO Tom Kuslikis and Board President Darrell Langlois guiding us toward a brighter financial future for everyone. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 17235 Old Jefferson Hwy, Prairieville, LA 70769. We are here to assist you Monday through Friday from 8:30 AM to 5:00 PM and on Saturdays from 9:00 AM to 12:00 PM.

Connect With Us

Whether you're looking for a loan or simply want to open a new account, our dedicated staff is ready to help you every step of the way. Feel free to reach out at (225) 214-6800 or visit us online at Efcu Financial. Join us today and discover how we can make a positive impact on your financial journey!

Branch History & Mission

Join Us!

With an unwavering focus on member satisfaction and community engagement, Efcu Financial invites you to experience the benefits of membership firsthand. Whether you're looking for checking accounts, loans, or other banking services tailored just for you, we're here every step of the way. Join us today and become part of a credit union that truly cares about your financial future! For more information or to open an account online, visit our website or call us at 225-214-6800.

Our Evolution

From our humble beginnings, Efcu Financial has grown significantly, adapting to the changing needs of our community while maintaining our core values. Initially established to provide accessible financial services during challenging times, we have evolved into a full-service credit union that offers personal banking, auto loans, mortgage options, and business services. Each milestone in our journey reflects our commitment to supporting the financial well-being of those we serve. We understand that financial stability is essential for building strong communities. As such, we have continually invested in enhancing our services. In recent years, we've embraced digital advancements like online banking and mobile payments while ensuring compliance with ADA standards to serve all members effectively.

Our Mission

Our mission at Efcu Financial is simple yet impactful: to provide exceptional financial services that empower individuals and strengthen communities. We strive not just to meet the financial needs of our members but also to support local initiatives through partnerships and community outreach programs. By giving back to Prairieville and surrounding areas, we help create opportunities for growth and success. While members can visit us at 17235 Old Jefferson Hwy for all their banking needs, official correspondence should be sent to the same address. We are here for you from Monday through Friday between 8:30 a.m. and 5:00 p.m., with convenient drive-thru service on Saturdays from 9:00 a.m. to 12:00 p.m.

Branch Location & Accessibility

Convenient Access and Parking

At our Prairieville Branch, accessibility is a top priority. We offer ample parking right outside our doors, so you can enjoy a hassle-free visit. Plus, our facilities are designed with ADA compliance in mind, ensuring that everyone can access our services comfortably. If you're in need of quick transactions, our drive-thru service is available for your convenience.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 8:30 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 12:00 p.m. This means you can drop by after work or on your way to run errands without any stress.

Services Tailored Just for You

Our Prairieville Branch offers a wide range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking options for those times when you prefer to bank from home. While members can visit us at 17235 Old Jefferson Hwy Prairieville La 70769, official correspondence should be sent to the same address as our mailing address: 17235 Old Jefferson Hwy, Prairieville, LA 70769. If you're looking for an ATM, you're in luck! We provide easy access to ATM services right at our branch location. And if you're a member of a partner credit union, feel free to utilize our shared service center for basic transactions like deposits and withdrawals.

We're Here for You!

Have questions or need assistance? Our dedicated team is just a phone call away at (225) 214-6800. We look forward to welcoming you at Efcu Financial's Prairieville Branch come see us today!

Member Eligibility

At Efcu Financial, we believe that everyone deserves the chance to join a community that supports their financial goals. Becoming a member is easy and welcoming! If you live, work, or worship in the area, or if you have family who are already members, you can qualify for membership. We strive to create an inclusive environment where your financial needs are prioritized, giving you access to various services like checking accounts, loans, and more. For detailed eligibility requirements, feel free to visit our website at http://www.efcufinancial.org/join-us/membership-benefits/ . Ready to take the next step? Opening an account with us is straightforward! You can start the process by visiting https://online.efcufinancial.org/auth/enrollment or by calling us at (225) 214-6800 if you have any questions. Our team at Efcu Financial, located at 17235 Old Jefferson Hwy Prairieville La 70769, is here to help you every step of the way as you embark on your journey with us. Join our community today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a hassle-free way to accept payments from your customers our merchant services do just that. With easy-to-use payment processing options, you can focus on what matters most: running your business. Our services simplify transactions and provide insights into sales trends, helping you make informed decisions that drive profitability. Located at 17235 Old Jefferson Hwy Prairieville La 70769 in Prairieville, LA, we invite you to explore how our business banking and commercial services can support your journey toward success. Reach out at (225) 214-6800 to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to financing your next vehicle, Efcu Financial offers competitive Auto Loans & Vehicle Financing options. We believe that getting behind the wheel should be straightforward and stress-free. Our team is ready to assist you in finding a loan that matches your budget, whether you're buying new or used.

Business Banking Services

For business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand the challenges of running a business and are committed to supporting your growth with tailored financial products designed specifically for entrepreneurs.

Convenient Access Points

In addition to these core services, Efcu Financial makes banking easy with features like ATM access for cash withdrawals and balance checks, basic drive-thru banking for quick transactions like deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. Whether you're visiting us in person at our branch or using our online resources from home, we ensure that banking with us is simple and efficient. If you're ready to explore how we can support your financial journey, give us a call at (225) 214-6800, or visit us at our location in Prairieville, LA today! Experience the difference at Prairieville Branch where community matters!

Credit Cards with Rewards

Want to make the most out of your purchases? Our Credit Cards with Rewards program lets you earn points on everyday spending that can be redeemed for travel, gifts, and more. It's a smart way to get more out of what you already buy!

Home Ownership Made Easy

Thinking about owning a home? Our Mortgage Loans & Refinancing services provide flexible solutions for first-time buyers or those looking to refinance an existing mortgage. We'll guide you through the process and help you secure the best rates available.

Personal Banking Solutions

We understand that everyone has unique banking needs. That's why we offer tailored Personal Banking options, including checking and savings accounts that fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to manage your finances from anywhere. You can view balances, transfer funds, and even set up e-statements for paperless convenience.

Personal Loans & Debt Solutions

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those costs head-on without feeling overwhelmed. Whether it's for emergencies or planned expenses, we're here to lend a helping hand.

Digital & Online Banking

Key Features

Our mobile application allows you to carry your credit union in your pocket. You can make mobile payments, ensuring quick and easy transactions without needing cash or cards. Plus, with person-to-person transfers, sending money to friends or family is as simple as sending a text! For those who prefer going paperless, we provide e-statements for easy access to your financial documents. This not only keeps your information organized but also contributes to a greener planet. And if you need to sign documents electronically, our electronic signature authorization feature makes it fast and hassle-free.

Security and Accessibility

Your security is our top priority. We employ advanced security measures to protect your personal and financial information while using our services. Rest assured that every transaction is secure. At Efcu Financial, we believe that banking should be straightforward and available to everyone. Our digital tools are designed for ease-of-use, allowing you to manage your accounts in real-time without any complicated procedures. Join us today and experience how our digital and online banking services can simplify your financial life!

Financial Strength

Growing Membership Base

We currently support 119,693 share accounts, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $234,295, further demonstrating our commitment to responsibly managing your funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Efcu Financial is your trusted partner. Visit us at 17235 Old Jefferson Hwy Prairieville La 70769 or call (225) 214-6800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $491,821,406 in share certificates and $26,546,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $82,977,178, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable service.

Reinvesting for Your Future

With $91,421,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,538 in used auto loans and $990,240,146 in total loans and leases.

Strong Financial Position

With a net worth of $107,948,008, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $298,715,423 in used vehicle loans and $291,694,348 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle, making it easier than ever to drive the vehicle you need.

Credit Lines

Our total credit lines amount to $500,980,078, allowing members to access funds when they need them most. This can be an excellent option for those who want flexibility in managing their cash flow without committing to a traditional loan structure.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,318,175, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our dedicated team can assist you in understanding your options better. We strive to ensure that all members find the best solutions tailored to their financial situations. For more information about our loan offerings or to discuss which option might be best for you, please contact us at (225) 214-6800 or visit us at our branch located at 17235 Old Jefferson Hwy Prairieville La 70769 in Prairieville, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your journey towards financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,810,706 in loans helping members manage their finances effectively. These cards are designed to provide you with the purchasing power you need while giving you control over your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers, allowing you to make informed choices without confusion or hidden fees.

EFCU FINANCIAL FEDERAL CREDIT UNION