Eecu Watauga TX Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Eecu, your trusted financial partner located at 7436 Denton Hwy, Watauga, TX 76148. Since our establishment in 1934, we have dedicated ourselves to serving our community with integrity and care. With a proud membership of 288,605, we are committed to making a positive impact on the lives of our members and the communities we serve. At Eecu, we understand that financial decisions can be overwhelming. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total assets stand impressively at $3,990,622,863, showcasing our strength and stability as a credit union you can rely on. Whether you are looking to take out a loan or simply need guidance on managing your finances, our team is here for you. We currently hold $483,676,608 in deposits and have successfully facilitated 128,157 loans and leases for our members. This demonstrates not only our commitment to supporting your financial goals but also our ability to do so responsibly. Our leadership is helmed by CEO Lonnie Nicholson and Board President Frank Molinar, who work tirelessly alongside our dedicated staff of 400 employees to ensure that every member's experience is top-notch. Feel free to reach out to us at 817-882-0425 or visit us online at Eecu.org for more information about how we can assist you. While members can visit us at our branch for face-to-face interactions, please note that official correspondence should be sent to the same address: 7436 Denton Hwy, Watauga, TX 76148. Join us today and discover the Eecu difference where your financial success is our mission!

Branch History & Mission

Commitment to Innovation

Ecu embraces modern technology while ensuring ADA compliance so all members can access our services without barriers. Whether it's through mobile payments or electronic statements, we prioritize convenience and security for our members. Additionally, we understand the importance of being there when you need us most. That's why we offer drive-thru banking for quick transactions and an ATM for easy cash withdrawals.

Join Us!

As we look towards the future, we invite you to be part of our continuing legacy at Eecu. Experience firsthand how we blend tradition with innovation in serving you better every day. Visit us at 7436 Denton Hwy or call us at 817-882-0425 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Together, let's build a brighter financial future!

Our Journey

Our journey began in a time when financial services were not easily accessible to everyone. Eecu was established to provide affordable banking solutions to our community. As we evolved, we embraced innovation while staying true to our mission of member-focused service. Today, our branch at 7436 Denton Hwy, Watauga, TX 76148, stands as a testament to our growth and commitment. For official correspondence, please send your mail to the same address. Over the years, Eecu has introduced various services that reflect the changing needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've expanded our offerings while ensuring that each member receives personalized attention. We also take pride in being accessible with services such as online and mobile banking along with convenient ATM access available at our branch.

Our Mission

At Eecu, our mission is simple yet powerful: to empower individuals and families through financial education and support. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's buying a car, purchasing a home, or planning for retirement. We are committed not just to providing financial products but also to fostering community spirit through outreach programs and partnerships with local organizations. By investing in our community, we aim to enhance the lives of those around us and create lasting positive impacts.

Branch Location & Accessibility

All the Services You Need

Eecu offers a wide range of services tailored just for you from personal checking and savings accounts to auto loans and mortgage refinancing. We also have ATMs available for quick cash withdrawals or balance checks whenever you need them. Whether you're looking for a credit card with rewards or business banking options, we've got you covered. While members can visit us at 7436 Denton Hwy, official correspondence should be sent to the same address since it serves as both our branch and mailing address. So why wait? Stop by Eecu today or give us a call at 817-882-0425. Our friendly staff is eager to assist you with all your financial needs!

Convenient Access and Features

At Eecu, we prioritize making banking easy for you. Our branch features ample parking and ADA-compliant access, ensuring that everyone can walk in with ease. For those who prefer the drive-thru, we offer basic banking services like deposits and withdrawals right from your vehicle, making it even simpler for you to get what you need without stepping inside.

Operating Hours Tailored to You

We know that everyone has busy schedules, so our operating hours are designed to fit your lifestyle. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We're closed on Sundays, giving our team a chance to recharge while preparing for another week of serving you.

Member Eligibility

Welcome to the Eecu community! At Eecu, we believe that everyone deserves access to quality financial services and a supportive banking experience. Becoming a member is easy and opens the door to a world of benefits. If you live, work, or worship in certain areas of Texas or have family members who are already part of our credit union, you may qualify for membership. This means you can enjoy personalized service and competitive rates on loans and savings accounts. For detailed eligibility criteria, feel free to check out this resource. Once you're ready to join us, opening an account is just a click away! You can start the process online by visiting this link or give us a call at (817) 882-0425 if you have any questions. Our branch is located at 7436 Denton Hwy Watauga Tx 76148, where we're excited to welcome you into our growing family. Joining Eecu means being part of a community that values your needs and supports your financial journey every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $379 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $416,508,623, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who helps you handle payments smoothly. Our merchant services are designed for real-world applications, allowing you to accept various payment methods easily. This not only enhances customer satisfaction but also streamlines your cash flow, letting you focus on what you do best running your business. Located at 7436 Denton Hwy Watauga Tx 76148, Watauga, TX, our team is ready to assist you every step of the way. For more information about how we can support your business needs, visit us or call us at (817) 882-0425. Let's work together to take your business to new heights!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our ATM services provide easy access to cash withdrawals and balance checks. Additionally, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days. At Eecu, we're not just about providing services; we're about creating lasting relationships with our members. If you have questions or need assistance selecting the right service for you, don't hesitate to reach out at (817) 882-0425. We're here to help! Ready to take control of your financial future? Visit us online at https://eecu.org/home or come see us in person at 7436 Denton Hwy Watauga Tx 76148 in Watauga, TX!

Business Banking

For entrepreneurs, our business banking services include essential tools such as merchant services and business loans that can help your business thrive. We understand the importance of having financial support tailored specifically for businesses.

Credit Cards

Enjoy shopping rewards with our credit cards with rewards program. You can earn points on everyday purchases while benefiting from competitive rates.

Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, pay bills, and even make person-to-person payments.

Loans and Financing

Thinking about buying a new car or refinancing your home? Our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. Plus, with our mortgage loans and refinancing services, we can help make homeownership more affordable. If you're managing debt, consider our personal loans and debt consolidation options that can simplify payments and reduce interest rates.

Personal Banking

Managing your day-to-day finances is easier with our personal banking services. Whether you're looking for a checking account that fits your lifestyle or a savings account to help you build for the future, we've got you covered. Our checking and savings accounts offer flexibility and convenience, making it simple for you to access your funds when you need them.

Digital & Online Banking

Effortless Transactions Anytime, Anywhere

Need to send money to a friend? With our person-to-person transfer feature, sending cash is just a few taps away. You can also enjoy mobile payment options that allow you to make purchases directly from your smartphone, providing even more flexibility in how you spend. With these digital tools, you'll have real-time access to your accounts whenever you need it whether you're at home or out and about. At Eecu, we're dedicated to making banking easy and accessible for everyone. Come see how our digital and online banking services can work for you!

Explore Our Digital Services

Head over to https://eecu.org/home to discover all the features available at your fingertips. Whether you want to check your balance, transfer funds, or pay bills, our online banking service makes it simple and straightforward. You can sign up for e-statements to keep track of your transactions without the clutter of paper statements it's both eco-friendly and convenient!

Stay Secure with Ease

Security is a top priority at Eecu. We utilize electronic signature authorization for safe and quick document signing. This means you can complete important transactions without having to visit a branch in person. Plus, our mobile application lets you manage your finances on the go while keeping your information secure.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 446,726, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,511,288. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eecu is your trusted partner. Visit us at 7436 Denton Hwy Watauga Tx 76148 or call (817) 882-0425 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,835,839 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $488,483,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our diverse lending capacity; with $59,773 in used auto loans and $3,180,625,869 in total loans and leases, we support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,155,106,134 in share certificates and $768,283,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $509,448,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,227,536,302 in used vehicle loans and $618,482,732 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, our flexible terms can help make your purchase easier.

Commercial Loans

For business owners, our outstanding commercial loans totaling $416,508,623 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community.

Credit Lines

Our total credit lines amount to $625,202,308, providing access to funds when you need them most. This service allows for greater financial flexibility and can be especially useful for managing cash flow or funding larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,301,263, make buying or refinancing simple. We know that navigating the mortgage landscape can be daunting, which is why we offer personalized support throughout the process.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss eligibility options tailored to your financial situation. We aim to make refinancing straightforward and beneficial for all our members. At Eecu, we prioritize transparency and accessibility in all our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have any questions or would like more information about our loan products, feel free to reach out at (817) 882-0425 or visit us at 7436 Denton Hwy Watauga Tx 76148 in Watauga, TX. We're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,280,145 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or cover everyday expenses without collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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EECU CREDIT UNION - Watauga, TX