Eecu Saginaw TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Eecu, your trusted financial partner since 1934! Located at 717 W Bailey Boswell Rd, Saginaw, TX 76179, we are proud to serve our community with dedication and care. With a strong commitment to our members, we've grown to support over 288,605 individuals, offering them a wide range of financial services tailored to meet their needs. At Eecu, our total assets have reached an impressive $3,990,622,863, while our deposits stand at $483,676,608. This demonstrates not only our stability but also the trust that our members place in us. We believe in empowering you with the right tools for financial success from personal banking solutions like checking and savings accounts to specialized loans and business banking services. Our dedicated team of 400 employees is here to ensure that your experience is seamless and supportive. Under the leadership of CEO Lonnie Nicholson and Board President Frank Molinar, we strive to create an environment where every member feels valued and understood. Whether you're looking for auto loans or mortgage refinancing options, we're equipped to help you every step of the way. While you can visit us at our branch for any assistance, official correspondence can be sent to the same address: 717 W Bailey Boswell Rd, Saginaw, TX 76179. Don't hesitate to reach out via phone at 817-882-0460 or explore more about our offerings on our website: Eecu. Join us in making a difference in your financial journey come see how Eecu can help you today!

Branch History & Mission

At Eecu, we take pride in our rich history and deep-rooted commitment to the community of Saginaw, Texas. Since opening our doors in 1934, we have grown from a small local credit union into a trusted financial partner for over 288,605 members. Our branch is located at 717 W Bailey Boswell Rd, Saginaw, TX 76179, a convenient spot where we can serve you best. Over the decades, Eecu has embraced change and innovation while remaining true to our core values. With total assets now exceeding $3,990,622,863, we have successfully adapted to the evolving financial landscape. Our mission has always been clear: to provide personalized financial services that empower our members to achieve their goals. Whether it's through offering affordable loans, competitive savings accounts, or modern online banking options, we strive to enhance the financial well-being of our community. Our operating hours reflect our dedication to convenience; we are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We also offer ATM services and drive-thru banking for quick transactions. While members can visit us at our physical location for assistance, official correspondence should be sent to the same address. Eecu believes in giving back to the community that supports us. We actively engage in outreach programs and partnerships aimed at improving local lives. This commitment is mirrored in our efforts toward financial education and support for various community initiatives. As we look toward the future, we remain focused on enhancing member experiences through digital advancements like mobile payments and online banking. Our goal is not just about growing as an institution but also about ensuring every member feels valued and supported. Join us at Eecu and discover how we can help you navigate your financial journey with care and expertise. Together, let's build a brighter future! For more information or to open an account today, visit our website or call us at 817-882-0460.

Branch Location & Accessibility

Welcome to Eecu, your friendly neighborhood credit union located at 717 W Bailey Boswell Rd in Saginaw, Texas. Our branch is conveniently situated near popular local spots, making it easy for you to stop by whether you're running errands or just passing through. With ample parking available, accessing our services has never been easier. At Eecu, we pride ourselves on creating a welcoming environment for all our members. Our branch is ADA compliant and features ramps for easy accessibility. Whether you're here for personal banking needs or looking into auto loans and mortgages, our team is ready to assist you with a smile. We understand that life can be busy, so we've designed our operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We're closed on Sundays, but our ATM is available around the clock for your convenience. While you can reach us at our Saginaw address for all your banking needs, please note that any official correspondence should be sent to the same address. If you need assistance or have questions about our services like checking and savings accounts, auto financing, or credit cards with rewards don't hesitate to give us a call at 817-882-0460. Additionally, if you're in need of quick transactions, we offer drive-thru banking for deposits and withdrawals. For those who prefer digital solutions, our online and mobile banking services are always at your fingertips. We invite you to come visit us at Eecu where your financial well-being is our top priority!

Member Eligibility

At Eecu, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial journey. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We embrace everyone who shares our values and mission, so whether you're looking for personal banking services or business solutions, there's a place for you here. To find out more about eligibility criteria, feel free to visit our detailed resource at . Joining is simple and straightforward! You can open your account online by visiting https://eservices.eecu.org/onlineapp/register or give us a call at (817) 882-0460 if you have any questions. Our dedicated team is here to help you every step of the way as you unlock the advantages of membership at Eecu, located at 717 W Bailey Boswell Rd Saginaw Tx 76179. Your journey to better banking starts with us!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $379 in commercial loans for our members, helping businesses scale and succeed. This financing allows companies to invest in new equipment, expand their workforce, or increase inventory all essential steps toward growth. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that empower even more local businesses. With an outstanding commercial loan portfolio of $416,508,623, we continue to drive economic growth by financing new and expanding businesses in our area.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that streamline payment processes. Imagine a busy Saturday at your store; with our easy-to-use payment solutions, you can quickly process transactions while keeping customers satisfied. Our tools help you manage sales efficiently, allowing you to focus on what truly matters growing your business. Located at 717 W Bailey Boswell Rd Saginaw Tx 76179, Saginaw, TX, we're here to serve you. Connect with us today at (817) 882-0460 and discover how Eecu can be a key player in your business journey!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those busy days when you're on the go. Our ATMs are available for balance checks and withdrawals so you can handle your finances without any hassle. If you're ready to explore all these services or have questions about what we offer at Eecu, don't hesitate to reach out! Visit us at 717 W Bailey Boswell Rd Saginaw Tx 76179 in Saginaw, TX, or call us at (817) 882-0460 for personalized assistance. Your financial journey starts here!

Business Banking Solutions

For local businesses, we understand that time is money. That's why our business banking services include merchant services and business loans designed to support your growth and operational needs. We aim to help you succeed by offering financial products that cater specifically to small businesses.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Eecu offers robust online and mobile banking services. With just a few clicks on your smartphone or computer, you can access your accounts, make transfers, pay bills, and even enjoy person-to-person payment options. Our ATM and cash withdrawal services ensure that you have easy access to your funds whenever you need them.

Loan Options

Managing debt can be challenging, but at Eecu, we provide personal loans and debt consolidation options that can help ease your financial burden. If you're looking to earn rewards while spending, check out our credit cards that come with attractive benefits tailored for everyday use.

Personal Banking Services

When it comes to personal banking, we offer various options designed to help you manage your money effectively. You can open checking and savings accounts that fit your lifestyle. For those considering a new car or needing vehicle financing, our auto loans provide competitive rates and flexible terms. If you're dreaming of homeownership or want to refinance your current mortgage, our mortgage loans are here to assist you every step of the way.

Digital & Online Banking

Key Services

With our online banking platform, available at https://eecu.org/home, you can enjoy 24/7 access to your accounts. Check balances, pay bills, and transfer money between accounts all from the comfort of your home or wherever you are. Plus, our user-friendly mobile application makes it easy to manage your finances right from your smartphone. Need to send money to a friend or family member? Our person-to-person transfers make it simple and fast. You can send funds in real-time without any hassle. Additionally, if you prefer paperless options, we provide e-statements for quick and easy access to your account statements whenever you need them.

Security and Convenience

We take security seriously at Eecu. With electronic signature authorization, you can complete transactions confidently, knowing that your information is protected. Enjoy peace of mind as you navigate through our services your financial safety is our top priority. Our mobile payments feature allows you to make purchases directly from your phone, adding another layer of convenience to your daily life. Whether you're shopping or dining out, just tap and go! In today's fast-paced world, having control over your finances is essential. With our digital banking solutions, you have everything you need at your fingertips. Embrace the ease of managing your money anytime, anywhere with Eecu!

Financial Strength

Focused on Members First

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts stand at 446,726, showing a strong and growing member base that trusts us with their finances. This trust is what motivates us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eecu is your trusted partner. Visit us at 717 W Bailey Boswell Rd Saginaw Tx 76179 or call (817) 882-0460 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $488,483,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to stay ahead of the curve while continuing to provide top-notch service.

Lending Support for Your Needs

Our lending capacity supports your financial goals across various sectors with $59,773 in used auto loans and $3,180,625,869 in total loans and leases. Whether you're looking to finance a vehicle or need assistance with personal or business loans, we've got you covered.

Member Savings Are Safe

Your savings are our priority. Members' savings are secured through $1,155,106,134 in share certificates and $768,283,657 in money market shares, offering stable and rewarding financial growth opportunities. This level of commitment ensures that your funds are not just safe but also working effectively for you.

Operational Efficiency

Our $4,835,839 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $509,448,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,227,536,302 in used vehicle loans and $618,482,732 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $416,508,623 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to offer supportive financing solutions.

Credit Lines

Additionally, our total credit lines amount to $625,202,308, providing members with easy access to funds when they need them most. This flexibility can be crucial for managing day-to-day expenses or unexpected costs. At Eecu, we're committed to helping you navigate your financial journey with confidence. If you're interested in learning more about our loan products or want to discuss eligibility options, please reach out to us at (817) 882-0460 or visit us at 717 W Bailey Boswell Rd Saginaw Tx 76179 in Saginaw, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,301,263, make buying or refinancing simple. We offer competitive rates and flexible terms that can help make your dream of owning a home a reality. If you're considering refinancing your current mortgage, our team can guide you through the process to find the best solution for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $38,280,145 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to suit various spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your search for the best rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You get access to up-to-date loan rates from multiple institutions, helping you make informed choices without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. If you're looking for a straightforward way to compare real-time loan offers, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that you receive fair and transparent offers. Each listed loan option has been vetted for reliability, ensuring you are making informed decisions based on trustworthy information.

Eecu

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for You

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Additional Services

Business Banking Solutions

Digital Banking Features

Loan Options

Personal Banking Services

Digital & Online Banking

Key Services

Security and Convenience

Financial Strength

Focused on Members First

Growing Together

Investing Back into Services

Lending Support for Your Needs

Member Savings Are Safe

Operational Efficiency

Our Solid Foundation

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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