Eecu Plano TX Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Eecu, your trusted financial partner in the heart of Plano, TX. Since our establishment in 1934, we have dedicated ourselves to serving our community with integrity and commitment. Located at 6001 Preston Road, Plano, TX 75093, our branch is more than just a place to bank; it's a hub for support and growth for our 288,605 members. At Eecu, we understand the importance of your hard-earned money. That's why we proudly manage over $3.99 billion in assets and ensure that your deposits are not only safe but also working for you. With total deposits of $483,676,608, we focus on providing competitive rates on savings and loans alike. Our total loans and leases exceed 128,157, reflecting our dedication to helping members achieve their financial dreams. Our leadership team, led by CEO Lonnie Nicholson and Board President Frank Molinar, works tirelessly to create a supportive environment where everyone can thrive. With a team of 400 employees, we strive to offer personalized service that meets the unique needs of each member. While members can visit us at our branch location, official correspondence should be sent to the same address: 6001 Preston Road, Plano, TX 75093. We invite you to explore the range of services we offer from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Discover how easy it is to manage your finances with our online banking options or through our mobile app. If you're ready to take control of your financial future or if you have questions about any of our services, don't hesitate to reach out! Call us at 469-344-4660 or visit our website at Eecu. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Join Us

As you consider your options for banking services, we invite you to experience the unique benefits that Eecu offers. With operating hours designed for your convenience Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM we are here when you need us most. Plus, with ATM availability and online banking features like mobile payments and person-to-person transfers, managing your finances has never been easier. Join us today and become part of a vibrant community dedicated not only to your financial success but also to uplifting one another. At Eecu, we're not just about numbers; we're about people your people! For more information or to open an account, please visit Eecu's website or call us at 469-344-4660.

Our Evolution

Eecu was established with a simple yet powerful vision: to empower individuals and families through accessible financial services. Since opening our doors, we have continually adapted to meet the changing needs of our community. With advancements in technology, we've embraced digital banking solutions that allow our members to manage their finances conveniently from anywhere. Our services include everything from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. While members can visit us at 6001 Preston Road for all their banking needs, official correspondence should be sent to the same address as we keep it streamlined for your convenience.

Our Mission

Our mission is clear: We strive to enhance the financial well-being of our members while fostering a sense of community support. We believe that everyone deserves access to quality financial resources and education. This commitment drives us to offer competitive rates on loans and deposits while also providing valuable financial literacy programs. We are proud to serve not just as a financial institution but as an active participant in community outreach efforts. Our partnerships with local organizations help us contribute positively to the lives of those around us. Whether through financial workshops or charitable initiatives, Eecu is dedicated to making a difference.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 469-344-4660. We're here to make your banking experience as smooth as possible! We invite you to come by Eecu today and discover how we can help you achieve your financial goals. Your satisfaction is our priority!

Location Highlights

Nestled right off Preston Road, Eecu is easy to find and get to. We're situated near several local landmarks, making us a convenient stop whether you're running errands or just passing through. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking so everyone can visit us with ease.

Operating Hours

At Eecu, we value your time. Our lobby hours are flexible to fit your schedule: we're open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Unfortunately, we are closed on Sundays. Feel free to drop by during these hours for any of your banking needs!

Services and Amenities

We offer a variety of services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. While we currently don't offer drive-thru banking, our friendly staff is always ready to help you inside. If you need official correspondence sent our way, please note that while you can visit us at our branch address, the mailing address is also 6001 Preston Road, Plano, TX 75093.

Member Eligibility

At Eecu, we believe that becoming a member is like joining a warm and welcoming family, where your financial well-being is our top priority. If you're looking to experience the benefits of personalized service and community support, joining us is simple! You can become a member if you live, work, worship, or attend school in our local area. We also welcome family members of existing members, making it easier for everyone to enjoy the advantages of credit union membership. For detailed eligibility criteria and any updates, feel free to check out this resource. Opening an account with us is just as straightforward! You can easily start the process online by visiting this link or give us a call at (469) 344-4660 for assistance. Our branch located at 6001 Preston Road Plano Tx 75093 is ready to help you every step of the way. Join us today and take advantage of all that Eecu has to offer!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $379 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $416,508,623, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a busy café using our point-of-sale systems to streamline transactions while focusing on serving customers. Our solutions help you manage payments efficiently, so you can concentrate on what matters most: running your business. Visit us at 6001 Preston Road Plano Tx 75093, Plano, TX, or call us at (469) 344-4660 to learn more about how our business banking and commercial services can support your goals today!

Comprehensive List Of Services

Business Banking

If you're a business owner or aspiring entrepreneur, our business banking services, including merchant services and business loans, are here to help your business thrive. We understand the unique challenges businesses face and are committed to providing solutions that work for you.

Convenient Access

We know convenience matters in today's fast-paced world. That's why we offer ATM and cash withdrawal services throughout the area, ensuring you have access to your money wherever you go. Our basic ATM access allows easy withdrawals and balance checks right at your fingertips. At Eecu, we prioritize making banking as simple as possible for all our members. With dedicated staff ready to assist you and various digital tools available, accessing your finances has never been easier. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Give us a call at (469) 344-4660 or visit us at 6001 Preston Road Plano Tx 75093 in Plano, TX. Your financial well-being is our top priority!

Credit Cards with Rewards

For those who love to earn rewards on their spending, our credit cards with rewards program is perfect for you. Enjoy benefits like cashback or points that can be redeemed for travel, merchandise, or even gift cards.

Home Financing

Thinking about buying a home? We provide mortgage loans and refinancing solutions that can help make homeownership a reality for you. Our team will guide you through the process, ensuring you understand every detail along the way.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking options have you covered. We offer checking and savings accounts that fit your lifestyle, allowing easy access to your funds whenever you need them. Imagine being able to manage your money effortlessly through our online and mobile banking features, where you can check balances, transfer funds, and even pay bills from the comfort of your home.

Personal Loans

Life can throw unexpected expenses at us. That's why we offer personal loans and debt consolidation options that can provide relief when needed most. Whether it's for emergencies or planned purchases, we've got flexible terms to fit your situation.

Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, look no further. Our auto loans and vehicle financing options are designed with competitive rates to help you drive away in the car you want without breaking the bank. You can get pre-approved quickly, making your car-buying experience smoother.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your accounts with ease. You can view your balances, transfer funds, and even set up alerts to keep track of your spending. One of the standout features is our ability to facilitate person-to-person transfers, making it simple to send money to friends or family right from your mobile device or computer. If you prefer using your smartphone, our mobile application is perfect for on-the-go banking. It supports mobile payments, allowing you to make purchases quickly and securely without needing cash or cards. Plus, with electronic signature authorization available, signing documents is easier than ever no need for printing or scanning!

Security and Accessibility

We prioritize your security while providing user-friendly services. Our online banking system utilizes advanced encryption technologies to protect your personal information and transactions. You can feel confident knowing that your data is secure every time you log in. Additionally, e-statements are available for those who prefer going paperless. This not only helps the environment but also makes it easier for you to keep track of your financial records. In summary, Eecu is committed to offering accessible and easy-to-use digital banking solutions that fit into your lifestyle. Whether you're checking balances from home or making payments on the go, we've got you covered!

Financial Strength

At Eecu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic environment, having a solid financial foundation is essential for your peace of mind. With a net worth of $509,448,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,155,106,134 in share certificates and $768,283,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $488,483,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident with $59,773 in used auto loans and $3,180,625,869 in total loans and leases. Our $4,835,839 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $27,511,288. Total Share and Deposit Accounts: 446,726, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eecu is your trusted partner. Visit us at 6001 Preston Road Plano Tx 75093 or call (469) 344-4660 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,227,536,302 in used vehicle loans and $618,482,732 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, we have options to suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $416,508,623 provide the capital needed to grow and expand. We recognize the challenges businesses face and are committed to supporting your entrepreneurial dreams.

Credit Lines

Additionally, we provide access to credit lines with a total of $625,202,308, offering you financial flexibility when you need it most. Whether it's for unexpected expenses or planned purchases, our credit lines can help keep your finances on track. If you're considering refinancing or want to explore eligibility options, our team is here to assist you. We're dedicated to finding solutions that fit your financial needs. For any inquiries or further assistance, feel free to reach us at (469) 344-4660 or visit us at our branch located at 6001 Preston Road Plano Tx 75093 in Plano, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,301,263, make buying or refinancing simple. We aim to guide you through the process with clear information and friendly service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,280,145 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparisons provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, allowing users to see current options and make decisions based on reliable information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users seeking loans.

Eecu

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Connect With Us

Location Highlights

Operating Hours

Services and Amenities

Member Eligibility

Business Banking & Commercial Services

Business Loans That Empower Growth

Merchant Services for Everyday Operations

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards with Rewards

Home Financing

Personal Banking Solutions

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community