Eecu Granbury TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Eecu, your trusted financial partner located at 3804 E Us Highway 377, Granbury, TX 76049. Established in 1934, we have grown into a robust community credit union with a commitment to serving our 288,605 members. Our mission is simple: to provide exceptional financial services tailored to meet the needs of our community. With total assets of $3,990,622,863 and total deposits amounting to $483,676,608, we pride ourselves on being a solid foundation for your financial aspirations. Whether you are looking for personal banking solutions such as checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated team is here to help. We also understand the importance of flexibility in today's world; that's why we offer online and mobile banking options for easy access to your finances. Our CEO, Lonnie Nicholson, alongside Board President Frank Molinar, leads a passionate team of 400 employees who are committed to supporting you every step of the way. We believe in building lasting relationships based on trust and transparency. You can reach us at 817-248-0566 or explore more about our services at Eecu. While members can visit us at our branch location, official correspondence should be sent to the same address: 3804 E US Hwy 377, Granbury, TX 76049. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Eecu, we take pride in our rich history and unwavering commitment to our community. Established in 1934, our Granbury branch has been a beacon of financial support for nearly nine decades. Located at 3804 E Us Highway 377, Granbury, TX 76049, we have witnessed the growth and transformation of this vibrant city while remaining dedicated to serving its residents. Since our inception, Eecu has evolved significantly. Our journey began with a small group of members who shared the vision of providing affordable financial services to those in need. Today, we proudly serve over 288,000 members and manage total assets exceeding $3.99 billion. This remarkable growth reflects our commitment to offering exceptional services while ensuring that our members' needs come first. Our mission is clear: we strive to empower individuals and families through accessible banking solutions and community support. At Eecu, we believe that everyone deserves the opportunity to achieve their financial goals. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions all designed with our members' best interests in mind. While members can visit us at our Granbury location for all their banking needs, official correspondence should be sent to our mailing address at 3804 E US Hwy 377, Granbury, TX 76049. Our branch operates Monday through Friday from 10:00 AM to 6:00 PM and on Saturdays from 10:00 AM to 2:00 PM making it convenient for you to reach us. Eecu also embraces digital advancements to enhance your banking experience. We provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. Our commitment to ADA compliance ensures that all members can access our services comfortably. Community involvement is at the heart of what we do. We actively engage in local initiatives and partnerships aimed at making Granbury a better place for everyone. From educational workshops to charity events, we are dedicated to giving back and supporting those around us. As you consider joining Eecu, remember that you are not just becoming a member of a credit union; you are becoming part of a family that cares deeply about your financial well-being. Experience the benefits of personalized service and community-focused initiatives by visiting us today or exploring more about what we offer at Eecu's website. Join us as we continue this journey together because at Eecu, your success is our mission!

Branch Location & Accessibility

Accessibility Features

At Eecu, we believe that everyone should have access to our services. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all members. Your comfort and convenience are our priorities.

Nearby Landmarks and Parking

We're situated near popular local spots, making it simple for you to combine banking errands with your daily activities. If you're headed to the nearby shopping center or enjoying a day out in town, feel free to swing by. We have ample parking available right outside our door, so you won't have to worry about finding a spot.

Operating Hours

We know your time is valuable. That's why we're open during the week from 10:00 AM to 6:00 PM, and on Saturdays from 10:00 AM to 2:00 PM. Unfortunately, we're closed on Sundays, but we encourage you to visit during our extended hours throughout the week.

Services Offered

Our branch is equipped with an ATM for your cash needs and offers a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. While we don't currently offer drive-thru service or shared service center availability, our friendly staff is always ready to assist you inside the branch. If you have any questions or need assistance, don't hesitate to give us a call at (817) 248-0566. We look forward to welcoming you at Eecu!

Member Eligibility

At Eecu, we believe that becoming a member is like joining a family that supports each other in achieving financial goals. If you're interested in joining us, you'll find that eligibility is quite straightforward and welcoming. Generally, anyone who lives, works, or worships in our community can become a member. This means that whether you're new to the area or a long-time resident, you're likely already eligible! We pride ourselves on offering personalized services tailored to your needs and being part of a cooperative that puts members first. To learn more about the specific eligibility requirements, please check out our detailed resource. Once you see how easy it is to join us, you can start the account opening process by visiting https://eservices.eecu.org/onlineapp/register. If you have any questions along the way, don't hesitate to reach out at (817) 248-0566. We're excited to welcome you to our 3804 E Us Highway 377 Granbury Tx 76049 location and help you thrive financially!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to accept payments easily while managing your cash flow efficiently. Our merchant services offer exactly that. Whether you're a small café or a larger retail store, our payment processing solutions ensure you can serve your customers effectively, allowing you to focus on what you do best running your business. Located at 3804 E Us Highway 377 Granbury Tx 76049, we're here to partner with you every step of the way. Let's work together to elevate your business! For more information, feel free to call us at (817) 248-0566 or visit our website at https://eecu.org/home.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $379 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $416,508,623, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Eecu, we offer competitive auto loans and vehicle financing options. Our friendly staff can help guide you through the loan process, ensuring you get the best rate possible. Imagine driving off in your new car without the stress of complicated financing!

Business Banking Services

For our business members, we offer merchant services and business loans tailored to meet your needs. We understand how important it is for businesses to thrive, and our solutions aim to simplify banking so you can focus on what matters most growing your business.

Credit Cards with Rewards

Our credit cards come with rewards programs designed to give back to our members. Whether you're using them for everyday purchases or special occasions, enjoy benefits such as cashback and points redeemable for travel or merchandise.

Digital Banking Features

Convenience is key in today's fast-paced world. With our online and mobile banking platforms, accessing your accounts has never been easier. Enjoy features like ATM access for cash withdrawals and balance checks at any time that fits your schedule. At Eecu, we pride ourselves on being more than just a credit union; we are part of this community. If you're interested in learning more about any of our services or if you have questions about how we can assist you with your financial journey, don't hesitate to reach out! Call us at (817) 248-0566 or visit us at 3804 E Us Highway 377 Granbury Tx 76049 in Granbury, TX. Let's work together toward achieving your financial goals!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, look no further. We provide mortgage loans tailored to fit your financial situation. Our team is ready to assist you in navigating through the various options available so you can make informed decisions that align with your goals.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we have options that can help you manage your everyday expenses while saving for the future. Our accounts come with features designed for convenience, including online banking and mobile banking services. You can easily check balances, transfer funds, and even pay bills right from your phone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can help cover those costs or consolidate debt into manageable payments. With our personalized approach, you'll feel supported as you work towards achieving financial stability.

Digital & Online Banking

Key Features

Our online banking platform allows you to view e-statements, making it easier to keep track of your transactions without the clutter of paper. Plus, with electronic signature authorization, signing documents is quick and hassle-free. No need to visit the branch; just a few clicks and you're done! For those who love using their mobile devices, our mobile application offers the same great features as online banking, plus the added benefit of mobile payments. You can make purchases directly from your phone, which is perfect for those busy days when you're out and about. If you want to send money to friends or family instantly, our person-to-person transfers feature makes this possible with just a few taps. It's an easy way to share expenses without the need for cash. At Eecu, we prioritize user-friendly design and strong security measures so that you can manage your finances confidently. Our digital services are designed not just for convenience but also with your safety in mind. With real-time account management at your fingertips, you'll always know where you stand financially. Experience the ease of managing your money digitally with us at Eecu today! Whether you're checking balances or making payments, we have everything you need right here: https://eecu.org/home.

Financial Strength

Community Trust

Total Share Accounts stand at 446,726, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $27,511,288, indicating that we have the resources necessary to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eecu is your trusted partner. Visit us at 3804 E Us Highway 377 Granbury Tx 76049 or call (817) 248-0566 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,155,106,134 in share certificates and $768,283,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $18,556,040, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $488,483,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $59,773 in used auto loans and $3,180,625,869 in total loans and leases supporting members' financial goals across various sectors.

Strong Financial Position

With a net worth of $509,448,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,227,536,302 in used vehicle loans and $618,482,732 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that cater to your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $416,508,623 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our team is here to support you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,301,263, make buying or refinancing simple. We provide personalized assistance to guide you through the process, ensuring you find the right mortgage solution for your financial situation.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we can help with that too. Our refinancing options are designed to simplify your financial journey and potentially lower your monthly payments. At Eecu, we prioritize transparency and support throughout your lending experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions about our loan products or to explore eligibility options, feel free to reach out at (817) 248-0566 or visit us at 3804 E Us Highway 377 Granbury Tx 76049, Granbury, TX. We're here to assist you on your path toward achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $38,280,145 in loans helping members manage their finances effectively. Enjoy the convenience and purchasing power of our credit cards while benefiting from competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which guarantees transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions this means users receive truly unbiased results without hidden agendas. Another significant advantage is the platform's real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EECU CREDIT UNION - Granbury, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Granbury, TX (76049)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Nearby Landmarks and Parking

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Business Growth

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Community Trust

Member Savings and Investments

Operational Efficiency

Reinvestment in Member Services

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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