EECU Frisco TX Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Eecu, your trusted financial partner in Frisco, Texas! Located at 4800 Main St, Frisco, TX 75033, we have been serving our community since 1934. With a robust membership base of 288,605 members, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At Eecu, we understand that financial wellness is essential for you and your family. Our commitment to our members is reflected in our impressive total assets of $3,990,622,863 and total deposits amounting to $483,676,608. We also offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed to empower you on your financial journey. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 4800 Main Street, Frisco, TX 75033-3773. With a dedicated team of 400 employees, led by our CEO Lonnie Nicholson and Board President Frank Molinar, we are here to help guide you every step of the way. Whether you're looking for competitive loan rates or convenient online banking options such as mobile payments and e-statements, Eecu is equipped with the resources to support you. Our commitment goes beyond just numbers; it's about building relationships and enhancing the financial well-being of our community. Ready to take the next step? Call us today at 469-294-1446 or visit our website at eecu.org to learn more about how we can assist you in achieving your financial goals. We look forward to welcoming you into the Eecu family!

Branch History & Mission

Community Engagement

Community involvement is integral to who we are. Eecu actively seeks partnerships that enhance local outreach programs and initiatives. From sponsoring local events to hosting financial literacy workshops, we aim to uplift those around us and create lasting impacts within Frisco and beyond. As technology evolves, so do we. Ecu offers modern conveniences like online and mobile banking, ensuring that you can manage your finances anytime and anywhere. Plus, with ADA-compliant facilities and ATM availability right here at our branch, we're dedicated to making banking accessible for all.

Join Us

We invite you to become part of the Eecu family! Experience firsthand the benefits of being a member of a credit union that puts you first. Together, let's build a brighter financial future for yourself and our community. For more information or to open an account today, please visit Eecu or call us at 469-294-1446. Join us on this exciting journey towards achieving your financial dreams!

Our Mission

At Eecu, our mission is simple yet profound: to empower our members through accessible financial services while fostering community growth. We believe in supporting not just individual financial goals but also the overall well-being of the neighborhoods we serve. Whether it's offering personal banking options like checking and savings accounts or assisting with auto loans and mortgages, we strive to make banking easy and beneficial for everyone. While you can visit us at our branch address of 4800 Main St, Frisco, TX 75033 for all your banking needs during our operating hours Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM official correspondence should be sent to our mailing address: 4800 Main Street, Frisco, TX 75033-3773.

Branch Location & Accessibility

Accessibility and Convenience

At Eecu, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious areas to ensure everyone can navigate comfortably. You'll find ample parking available right outside our doors, making your visit hassle-free.

Get in Touch

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 469-294-1446. We invite you to come visit us at Eecu where your financial journey begins!

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule: we're open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Our team is ready and waiting to assist you during these hours, ensuring you have plenty of opportunities to take care of your financial needs.

Services Offered

Eecu offers a variety of services designed with you in mind. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. Need cash? We have an ATM on-site for easy withdrawals and balance checks. While we don't currently offer drive-thru service, our friendly staff is always ready to help you inside the branch.

Member Eligibility

Becoming a member of Eecu is like joining a close-knit community where everyone works together to support one another's financial goals. If you're located in or around Frisco, TX, you'll find that eligibility is quite simple and welcoming. Typically, anyone who lives, works, worships, or attends school in the area can join us. We also embrace family members of existing members, making it easy for your loved ones to benefit from our services too. Joining Eecu comes with great perks, including competitive loan rates and personalized service tailored just for you. Opening an account is just as straightforward! You can start the process right from home by visiting our account opening page or give us a call at (469) 294-1446 if you have any questions about becoming a member. For more detailed information on eligibility requirements, feel free to check out our resource at . We're excited to welcome you into the Eecu family!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, seamless transactions are key. Our merchant services make it easy for you to accept payments from customers, whether they're shopping in-store or online. This means more convenience for your customers and faster access to your funds so you can focus on what really matters: growing your business. Whether you're just starting out or looking to expand, Eecu is here to support you every step of the way. Visit us at 4800 Main St Frisco Tx 75033 or contact us at (469) 294-1446 to learn more about how we can help your business thrive!

Unlocking Business Potential with Loans

Imagine having the financial support you need to take your business to new heights. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $379 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $416,508,623, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping into the branch. It's just one more way we strive to enhance your banking experience. We invite you to explore all these services and more at Eecu. For any questions or assistance, please don't hesitate to contact us at (469) 294-1446. Visit us today at 4800 Main St Frisco Tx 75033 in Frisco, TX, or check out our website at Frisco - Heb for more information. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans make it easy for you to drive away in your dream vehicle. We offer competitive rates and flexible terms that fit your budget, whether you're buying a brand-new car or refinancing an existing loan.

Business Banking

If you're a business owner, our merchant services and business loans can help your enterprise thrive. We understand the challenges of running a business and provide tailored solutions to support growth and success.

Credit Cards with Rewards

Enjoy shopping and earning rewards at the same time! Our credit cards come with perks that benefit you every time you use them. From cashback offers to travel rewards, we have options that suit various lifestyles.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Eecu, we provide mortgage loans with personalized service to help you find the right fit for your financial situation. If you're considering refinancing, our team can guide you through options that may lower your monthly payments or shorten your loan term.

Online & Mobile Banking

Convenience is key in today's fast-paced world. With our online and mobile banking platforms, accessing your accounts has never been easier. You can pay bills, transfer money, and even send money to friends directly from our app.

Personal Banking

Navigating personal finances can be overwhelming, but our checking and savings accounts are designed to simplify your banking experience. With easy online and mobile banking options, you can manage your money anytime and anywhere. Imagine having the ability to check your balance or transfer funds right from your phone while on the go!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans offer a straightforward solution for those moments when you need extra cash, whether it's for home repairs, medical bills, or consolidating debt into one manageable payment.

Digital & Online Banking

Key Features

Our online banking services can be explored at https://eecu.org/home . With 24/7 access, you can check balances, make transfers, and pay bills whenever it suits you. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and simple. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified, giving you peace of mind. Additionally, we provide e-statements so you can keep track of your finances without the clutter of paper statements.

Mobile Banking Made Easy

For those who prefer banking on the move, our mobile application is available for download. With mobile payments enabled, you can make purchases directly from your device without hassle. This means less time fumbling with cash or cards and more time enjoying what matters most to you. Whether you're checking your account balance or making a payment while waiting in line, our services are designed to fit seamlessly into your lifestyle. At Eecu, we're committed to providing accessible and efficient banking solutions that meet your needs. Experience the convenience of digital banking today!

Financial Strength

Building Trust Through Numbers

Net Shares (Funds available for lending and investments): $27,511,288. Total Share Accounts: 446,726, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eecu is your trusted partner. Visit us at 4800 Main St Frisco Tx 75033 or call (469) 294-1446 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $488,483,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $59,773 in used auto loans and $3,180,625,869 in total loans and leases, supporting our members' financial goals across various sectors.

Member Savings

Members' savings are secured through $1,155,106,134 in share certificates and $768,283,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust $4,835,839 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $509,448,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,227,536,302 in used vehicle loans and $618,482,732 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, we have competitive rates and terms designed to help you get behind the wheel with confidence.

Credit Lines and Commercial Loans

For those looking for more flexibility in their borrowing needs, our total credit lines amount to $625,202,308. Additionally, we support local businesses with outstanding commercial loans totaling $416,508,623, providing the capital needed to grow and expand operations. At Eecu, we prioritize our members' financial well-being by offering accessible lending solutions. If you're interested in refinancing options or want to explore eligibility criteria for any of our products, don't hesitate to reach out to us at (469) 294-1446. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 4800 Main St Frisco Tx 75033, or check out our website for more information about how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,301,263, make buying or refinancing simple. We are committed to providing you with clear guidance throughout the process, ensuring that you understand your options and feel comfortable every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $38,280,145 in loans helping members manage their finances effectively. This option allows you to have access to credit when you need it most without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are fair and transparent.

EECU CREDIT UNION - Frisco, TX