EDWARDS FEDERAL CREDIT UNION

Welcome to Edwards, your trusted partner in financial growth, located at 39963 10Th St W, Palmdale, CA 93551. Since our establishment in 1962, we have been dedicated to serving our community with personalized banking solutions and a commitment to member satisfaction. With a strong membership base of 12,499 individuals and total assets exceeding $261 million, we pride ourselves on being a reliable source of support for all your financial needs. At Edwards, we understand that every dollar counts. Our total deposits currently stand at $14,385,277, reflecting the trust our members place in us. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Whether you're looking to buy your first home or need assistance with debt consolidation, our experienced team is here to help guide you through every step. Our leadership team is committed to upholding the values of integrity and community service. Led by CEO Carter Pope and Board President Martin O'Brien, we strive to foster an environment where members feel valued and empowered. Our dedicated staff of 39 employees works tirelessly to ensure that you receive the best possible experience whenever you visit us or contact us at 661-952-5945. While members can visit us at our branch location, official correspondence should be sent to the same address: 39963 10th St W, Palmdale, CA 93551. With resources such as online banking and mobile applications available for your convenience, managing your finances has never been easier. We invite you to explore how Edwards can help you achieve your financial goals. Visit our website at edwardsfcu.org or give us a call today! Let's work together towards a brighter financial future.

At Edwards, we take pride in our rich legacy and commitment to serving the community since our doors first opened in 1962. Located at 39963 10Th St W in Palmdale, CA, our branch has been a cornerstone for financial services in the area. Over the years, we've grown from humble beginnings into a thriving institution with a total membership of nearly 12,500 and assets amounting to $261,183,606. Our mission is simple yet powerful: to provide our members with exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to financial resources that help them achieve their goals. This philosophy guides us as we offer a range of services, including personal banking, auto loans, mortgage options, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 39963 10th St W, Palmdale, CA 93551. Our operating hours are convenient for our members: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 5:00 pm. Edwards is also committed to embracing modern technology to enhance member experience. With features like online banking and mobile applications, managing your finances has never been easier. Our branch is ADA compliant and equipped with an ATM for easy access to cash. Community involvement is at the heart of what we do. We strive to partner with local organizations to support various outreach efforts that uplift those around us. Our goal is not just about numbers; it's about making a real difference in people's lives. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Edwards. Together, let's build a brighter financial future for you and your family! For more information or to become a member today, please call us at 661-952-5945 or visit our website at Edwards FCU.

Welcome to the Edwards Palmdale Branch, your friendly neighborhood credit union located at 39963 10Th St W, Palmdale, CA 93551. Our branch is perfectly situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're on your way home from a nearby shopping trip or visiting friends in the area, we are conveniently accessible. At Edwards, we prioritize accessibility for all our members. Our branch is designed to be ADA compliant, featuring ramps and ample parking space to ensure everyone can visit us comfortably. If you need assistance, our friendly staff is always ready to help. Our lobby hours are designed with your busy schedule in mind: we're open from 9:00 am to 6:00 pm Monday through Friday and 9:00 am to 5:00 pm on Saturdays. This means you have plenty of opportunities throughout the week to come in and explore our services. In addition to our welcoming atmosphere, we offer a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our ATM services right here at the branch for quick withdrawals and balance checks. While members can visit us at 39963 10Th St W for all their banking needs, official correspondence should be sent to the same address for your convenience. If you have any questions or would like more information about our services, feel free to give us a call at 661-952-5945. We look forward to serving you soon!

At Edwards, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out! If you live, work, or worship in the area around 39963 10Th St W Palmdale Ca 93551, you're likely eligible to join us. Our membership is open to individuals who meet certain criteria, including being part of specific groups or organizations we partner with. We encourage you to check out the full details on our eligibility requirements at for the most accurate and updated information. Once you're ready to take the next step, opening an account is straightforward and welcoming. Simply visit us online at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyeqr5yro-aiv4h6hdam6ufg7g8a58jmcr-sf2_w4lfmyfbnjgn3yd96c_wf-wd-8txry0ncnjinzp_ck5-1lo4 , or give us a call at (661) 952-5945 if you have any questions. Joining Edwards means gaining access to a supportive financial family that prioritizes your needs. We're excited to help you on your financial journey!

At Edwards, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $24,331,216, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $931 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,045,890 in share certificates and $6,691,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,254,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,387 in used auto loans and $121,261,046 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 24,281, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Edwards is your trusted partner. Visit us at 39963 10Th St W Palmdale Ca 93551 or call (661) 952-5945 to learn more about how we can help you achieve your financial goals.