EDUCATORS CREDIT UNION

Welcome to Educators, your trusted financial partner located at 201 E Robertson Ave, Copperas Cove, TX 76522. Established in 1938, our credit union has been a cornerstone of the community for over eight decades, providing exceptional financial services to our 27,838 members. As part of our commitment to serving you, we proudly manage total assets of $545,894,678 and ensure that your hard-earned money is safe and sound. At Educators, we understand that everyone has unique financial needs. Whether you're looking for a checking account, auto loans, or mortgage options, our friendly team is here to help. With a net worth of $102,377,994 and total deposits amounting to $81,867,679, you can trust that we're financially stable and ready to assist you on your journey toward achieving your financial goals. Our CEO, William Palasota, along with Board President Al Pollard, leads a dedicated team of 50 employees who are passionate about making a positive impact in the lives of our members. We also take pride in offering modern banking solutions like online banking and mobile payments while maintaining the personal touch you expect from a local institution. While members can visit us at our branch address, official correspondence should be sent to the same location: 201 E ROBERSON, COPPERAS COVE, TX 76522. If you have questions or need assistance, don't hesitate to call us at 254-547-4411 during our lobby hours from 7:30 AM to 6:00 PM on weekdays. Join us at Educators today and experience firsthand how we're committed to helping you thrive financially! Visit our website at EDCU.COM for more information or stop by to see what we can do for you!

At Educators, we believe that everyone deserves the opportunity to be part of a caring and supportive community. Becoming a member is simple and welcoming, and we'd love for you to join us! If you live, work, or attend school in our area, you're likely eligible for membership. Our friendly team is here to help guide you through the process and answer any questions you may have. For more detailed information on eligibility requirements, please visit [this link]( https://block.charter-prod.hosted.cujo.io/warn.html ?url= http://survey-smiles.com/&token=43bb1b6a ). Opening an account at Educators is straightforward and designed with your needs in mind. Whether you're looking to establish a checking account, save for a future goal, or explore loan options, we've got you covered! Don't hesitate to reach out at (254) 547-4411 if you need assistance or want to learn more about what we offer. Our branch located at 201 E Robertson Ave Copperas Cove Tx 76522 is ready to welcome you into the family!

At Educators, we understand that convenience and security are key to managing your finances in today's busy world. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience as smooth as possible. With our 24/7 online banking services available at https://block.charter-prod.hosted.cujo.io/warn.html ?url= http://survey-smiles.com/&token=43bb1b6a , you can check your account balances, transfer funds, and pay bills anytime, anywhere. Need to send money to a friend? Our person-to-person transfers feature makes it easy and quick to share funds with just a few taps on your smartphone. For those who prefer to bank on the go, our user-friendly mobile application allows you to manage your accounts right from your pocket. Whether you're making a purchase with mobile payments or reviewing your latest transactions, everything is just a click away. Plus, if you choose to receive e-statements, you'll enjoy the benefits of going paperless while keeping track of your financial activity securely online. Security is our priority, which is why we offer electronic signature authorization for added peace of mind when completing transactions or signing documents digitally. This ensures that your sensitive information remains protected while still giving you the flexibility to handle your banking needs efficiently. At Educators, we strive to empower you with real-time account management tools that fit into your lifestyle. Whether you're at home or on the move, our digital banking services help keep your financial life organized and accessible. Explore all that we have to offer and discover how easy it is to manage your finances today!

At Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on the solid foundation of financial strength, and we are proud to share key insights into our performance. With a net worth of $102,377,994, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $128,657,713 in share certificates and $39,461,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $91,925,353 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,493 in used auto loans and $156,799,607 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our success is further highlighted by our $7,321,096, which reflects our operational efficiency. This allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 12 part-time employees ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $258,643, while the total number of share accounts indicates a strong community connection currently at 53,250 accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 201 E Robertson Ave Copperas Cove Tx 76522 or call (254) 547-4411 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*