Educators Credit Union Waukesha WI | Quick Personal Loans & Auto Financing

Introduction

Welcome to Educators Credit Union - Waukesha, where our commitment to serving you goes beyond just banking. Located at 1600 Summit Ave, Waukesha, WI 53188, we have been a trusted partner in our community since our establishment in 1937. With over 232,481 members and a solid foundation of assets totaling $3,400,697,824, we strive to provide personalized financial solutions that meet your unique needs. At Educators, we pride ourselves on being more than just a financial institution; we are part of your journey toward achieving financial well-being. Our dedicated team of 497 employees, led by CEO Linda Hoover and Board President Mary Lueneburg, is here to help you navigate your financial goals with care and expertise. Whether you're looking for personal banking services, auto loans, or business financing options, our diverse offerings ensure there's something for everyone. While members can visit us at our Waukesha branch, official correspondence should be sent to our mailing address at 1400 N Newman Rd, Racine, WI 53406. With a wealth of resources at your fingertips like online banking and mobile payments we make managing your finances simple and convenient. Our total deposits stand at an impressive $238,570,460, reflecting the trust our members place in us. Additionally, with a net worth of $454,148,528 and cash reserves exceeding $87,076,588, we are well-equipped to support your financial journey. Join us today and discover how Educators Credit Union can help you achieve your financial dreams! For any inquiries or assistance, feel free to reach out at (262) 574-4610 during our lobby hours from 9 AM to 5 PM on weekdays or 9 AM to noon on Saturdays. We look forward to welcoming you into the Educators family!

Branch History & Mission

Join Us

We invite you to become part of the Educators Credit Union family. Experience personalized service and community-driven values that set us apart from traditional banks. Visit us today or explore more about joining on our website at ecu.com or call us at 262-574-4610. Together, let's build a brighter financial future!

Our Mission

At Educators Credit Union, our mission is simple yet powerful: We aim to provide reliable financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality financial resources, and that's why we offer a range of services from checking and savings accounts to auto loans and mortgages designed with you in mind. Our dedication extends beyond just banking; we actively engage in community outreach efforts. Whether it's supporting local schools or participating in charity events, we strive to make a positive impact where it matters most. For those looking for convenience, we're equipped with an ATM and drive-thru services, ensuring you can access your funds quickly and easily. Our operating hours are tailored to fit your busy life: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon for drive-thru services. While members can visit us at 1600 Summit Ave, official correspondence should be sent to our mailing address at 1400 N Newman Rd, Racine, WI 53406.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility at our branch. Our facility is ADA compliant, featuring ramps and designated parking spaces to ensure every member can easily access our services. Plus, we offer convenient drive-thru banking for those on the go, allowing you to handle deposits and withdrawals without leaving your vehicle.

Call-to-Action

We invite you to stop by and experience the friendly service that sets us apart! Whether you have questions about your accounts or need help with financial planning, we're here for you. Come visit us today!

Nearby Landmarks

You can find us nestled just a short drive from popular local spots like Minooka Park and the bustling Waukesha County Expo Center. This central location makes it simple for members to swing by while running errands or enjoying a day out in the community.

Operating Hours

At Educators Credit Union - Waukesha, we understand that flexibility is key. Our lobby hours are from 9 AM to 5 PM, Monday through Friday, making it easy for you to visit during your busy schedule. On Saturdays, we offer drive-thru service from 9 AM to noon. Need assistance? Don't hesitate to call us at 262-574-4610; our friendly team is always ready to help.

Services Available

We provide a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and more. With ATM availability right here at the branch, you can access your funds anytime. While members can visit us at 1600 Summit Ave, please note that official correspondence should be sent to our mailing address at 1400 N Newman Rd, Racine, WI 53406.

Member Eligibility

Becoming a member of Educators means joining a community where your financial well-being is our priority. At our branch located at 1600 Summit Ave Waukesha Wi 53188, we welcome anyone who shares our commitment to better banking and personal growth. Whether you're a resident, employee, or student in the area, you could be eligible for membership. We're all about making it easy for you to join us! If you want to know more about the specific eligibility criteria, feel free to check out this resource: . Joining is just a few steps away! Opening an account with us is straightforward and hassle-free. For detailed instructions on how to get started, visit https://apply.ecu.com/akcelerant.origination.web.dmz/products or give us a call at (262) 574-4610 during our hours of operation. We look forward to welcoming you into the Educators family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make it easier for you to accept payments and manage transactions. Imagine having a reliable partner who simplifies the payment process, allowing you to focus on what you do best running your business. Our services include everything from credit card processing to online payment solutions that adapt as your business grows. Located at 1600 Summit Ave Waukesha Wi 53188 in Waukesha, WI, our team is ready to provide personalized assistance. Contact us at (262) 574-4610 during our operating hours from 9 AM to 5 PM, Monday through Friday, or 9 AM to Noon on Saturdays. Let's work together to build the future of your business!

Comprehensive List Of Services

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere whether it's checking balances, making payments, or transferring funds. Our ATM services also ensure that cash withdrawal is easy and accessible when you're on the go.

Credit Cards That Reward You

With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. Whether it's cashback or travel rewards, enjoying what you love while building credit has never been easier.

Financing Your Dreams

If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options are here for you. We provide competitive rates and flexible terms to ensure that financing your dream car is as smooth as possible. Additionally, for those looking to settle down in a new home, our mortgage loans and refinancing services can guide you through the process with ease.

Join Us Today!

Located at 1600 Summit Ave Waukesha Wi 53188 in Waukesha, WI, we invite you to experience all that Educators has to offer. Feel free to reach out at (262) 574-4610 for any questions or visit us online at https://www.ecu.com/ to learn more about opening an account or applying for a loan. Join us today and let's start building a brighter financial future together!

Personal Banking Made Easy

We understand that managing your day-to-day finances is essential. That's why we offer personal banking options that include checking and savings accounts designed to help you reach your financial goals. Imagine having a checking account that fits perfectly with your lifestyle, giving you easy access to your funds whenever you need them.

Quick Transactions at Your Fingertips

Our basic drive-thru banking service allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days when time is of the essence. With simple transactions handled efficiently, you can get back to what matters most.

Simple Solutions for Debt Management

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options can help you regain control over your finances. Picture consolidating multiple payments into one manageable monthly payment it's just one of the ways we aim to simplify your financial life.

Supporting Local Businesses

For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. We're committed to helping local businesses thrive by providing the necessary tools for success.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.ecu.com/ , you can easily check your account balances, transfer funds, and pay bills all in one place. Whether you're at home or on the go, you can enjoy 24/7 access to your accounts through our user-friendly interface. Plus, with features like electronic signatures for easy document approvals and e-statements for quick access to your financial records, managing your finances has never been easier. Our mobile application makes banking even more accessible. You can make mobile payments seamlessly and send money to friends or family with our person-to-person transfer feature. Need to deposit a check? Just snap a photo it's that simple!

Security and Peace of Mind

We prioritize your security. Our digital banking services include robust security measures to protect your personal information and transactions. You can bank confidently knowing that your data is safe with us. At Educators, we believe in making banking straightforward and stress-free. With all these features designed to provide real-time account management and easy accessibility, you can focus on what matters most while leaving the banking details to us. Experience the future of banking today!

Financial Strength

Investing in Your Future

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,888 in used auto loans and $2,310,294,802 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $27,557,780. Total Share and Deposit Accounts: 591,029, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 1600 Summit Ave Waukesha Wi 53188 or call (262) 574-4610 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. We make it easy for you to choose the right loan that fits your budget, and we are always here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to offering solutions that support your success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that fit your lifestyle.

Credit Lines

In addition to standard loans, we provide access to credit lines with total amounts reaching $1,004,116,831. These lines of credit can be beneficial for managing unexpected expenses or funding projects without the need for traditional financing options. If you're considering refinancing or need more information about eligibility options, our team is ready to assist you every step of the way. For any questions or to learn more about how our loan offerings can benefit you, please reach out at (262) 574-4610, or visit us at 1600 Summit Ave Waukesha Wi 53188 in Waukesha, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Educators, we're dedicated to providing personalized service tailored to meet your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We believe in making home financing straightforward and accessible for all our members.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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EDUCATORS CREDIT UNION - Waukesha, WI