Educators Credit Union Racine WI | Low Mortgage Rates & Auto Loans

Introduction

At Educators Credit Union, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to supporting your financial journey. Located at 1901 12Th St, Racine, WI 53403, our branch has been serving members since 1937, helping over 232,481 individuals achieve their financial goals. With total assets of $3,400,697,824 and total deposits reaching $238,570,460, our solid foundation allows us to provide competitive rates and exceptional service. Under the leadership of our CEO, Linda Hoover, and Board President, Mary Lueneburg, we strive to foster a welcoming environment for all members. Our team of 497 employees is here to assist you with services ranging from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking. While members can visit us at our branch address for in-person services, official correspondence should be sent to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177-1917. We invite you to explore all that Educators Credit Union has to offer. With a net worth of $454,148,528 and cash in hand amounting to $87,076,588, you can trust that your finances are in capable hands. Whether you're looking for guidance on managing your money or seeking loans like our total loan portfolio of 135,942 we're here for you. Reach out today at 262-886-5900 or visit us online at ecu.com for more information or to open an account. Join us as we continue to build a stronger community together!

Branch History & Mission

Welcome to Educators, a credit union deeply rooted in the heart of Racine, Wisconsin. Established in 1937, our branch has proudly served the community for over 85 years, supporting members with financial services tailored to their needs. Located at 1901 12th St, Racine, WI 53403, we are conveniently situated near local schools and parks, making us an accessible resource for families and individuals alike. While members can visit us at this address, official correspondence should be sent to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177-1917. Our mission is simple yet impactful: to empower our members through reliable financial solutions while fostering a spirit of community support. With a total membership of 232,481 and assets amounting to an impressive $3,400,697,824, Educators is not just about banking; it's about building lasting relationships and providing guidance on your financial journey. As we have grown over the decades, we've embraced advancements that make banking easier and more inclusive. Our services range from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We prioritize your convenience with online and mobile banking features that allow you to manage your finances anytime, anywhere. At Educators, we understand the importance of being there for our community. We actively engage in outreach programs and partnerships that benefit local organizations and schools. This commitment helps us create a positive impact beyond just financial transactions; it's about nurturing connections and uplifting those around us. Our operating hours are set for your convenience on Monday, Wednesday, and Friday from 11:02 AM to 1:03 PM. While we do not currently offer ATM or drive-thru services at this location, our friendly staff is always ready to assist you inside the branch. We invite you to join us at Educators and experience firsthand the benefits of membership. Let us help you achieve your financial goals while being part of a community that truly cares. For more information or to start your journey with us today, please call us at 262-886-5900 or visit our website at ecu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

Parking is plentiful and convenient right outside our doors, making it easy for you to stop by. We take pride in ensuring that our facilities are accessible for everyone, including ADA-compliant features to assist those with mobility needs. Please note that we do not currently offer drive-thru services or ATM access at this location, but our dedicated team is ready to assist you inside during our lobby hours.

Join Us Today!

While members can visit us at 1901 12Th St, official correspondence should be sent to 1326 Willow Rd, Mount Pleasant, WI 53177-1917. We invite you to drop by and discover how we can support your financial journey. With a range of personal banking options including checking accounts, auto loans, mortgage services, and business banking solutions, there's something for everyone at Educators Credit Union. We look forward to welcoming you soon!

Operating Hours

We understand that your time is valuable! Our lobby is open on Monday, Wednesday, and Friday from 11:02 AM to 1:03 PM, providing ample opportunity for you to handle all your banking needs. If you have questions or need assistance outside these hours, please don't hesitate to give us a call at 262-886-5900. Our friendly staff is always eager to help.

Member Eligibility

At Educators, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is straightforward and open to anyone who lives, works, or attends school in the area. Whether you're looking to save for the future, secure a loan, or simply want personalized banking services, joining us means gaining access to various benefits tailored just for you. We pride ourselves on providing our members with excellent support and resources, ensuring you feel valued every step of the way. To learn more about specific eligibility requirements and how you can join our family at Educators, feel free to check out our detailed information at . When you're ready to open your account, visit us online at https://apply.ecu.com/akcelerant.origination.web.dmz/products or give us a call at (262) 886-5900. We can't wait to welcome you to our community located at 1901 12Th St Racine Wi 53403!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we provide merchant services that make daily operations smoother. Picture this: You run a busy café, and with our merchant services, accepting payments becomes quick and easy. Your customers can pay using various methods, which means faster transactions and happier patrons. Whether you're just starting out or looking to expand your existing business, Educators at 1901 12Th St Racine Wi 53403, Racine, WI is your partner in achieving financial success. Reach out today at (262) 886-5900 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive solutions including merchant services and business loans. We know running a business takes hard work and dedication; therefore, we're here to support your growth with tailored financial products designed specifically for businesses like yours.

Convenient Access

In addition to traditional banking services, we emphasize accessibility. While we currently do not have ATM availability or drive-thru service at this branch, our online & mobile banking features ensure that managing your finances is always within reach. You can easily make cash withdrawals at partner ATMs in the area as well. If you're ready to learn more about how these services can benefit you or if you have any questions, please don't hesitate to reach out! Give us a call at (262) 886-5900, or visit us at 1901 12Th St Racine Wi 53403 during our lobby hours on Monday, Wednesday, and Friday from 11:02 AM to 1:03 PM. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

Our credit cards come with rewards that allow you to earn while you spend. Whether it's cash back or points towards travel, having a credit card with rewards from Educators means you're not just spending you're earning benefits for doing so.

Home Financing

For those thinking about homeownership or refinancing their current mortgage, we offer mortgage loans and refinancing options. Picture stepping into your dream home with a loan that suits your financial situation perfectly our experts are ready to assist you every step of the way.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed with your convenience in mind. Imagine having quick access to your funds anytime, anywhere through our online and mobile banking features. You can manage your accounts on the go, making it easier than ever to keep track of your finances.

Personal Loans

If you're facing unexpected expenses or planning a major purchase, our personal loans and debt consolidation options can provide the financial relief you need. We take the time to understand your situation and work with you to create a solution that helps ease any burden.

Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing services make it simple for you to get behind the wheel. With competitive rates and flexible terms, we can help you find the right loan that fits your budget. Plus, if you're considering used vehicles, we've got you covered there too!

Digital & Online Banking

Key Services

With our online banking services, you can check your balances, pay bills, and transfer money easily. Our platform is available 24/7, so you can manage your finances whenever it suits you best. Plus, if you prefer to handle things from your smartphone, our mobile application makes banking even more accessible. You can download it today and enjoy features like mobile payments for quick purchases and person-to-person transfers to send money directly to friends and family.

Real-Time Account Management

Managing your accounts has never been easier. With our user-friendly interface, real-time updates keep you informed about every transaction. Whether you're checking on your savings or planning for future expenses, our digital tools empower you to make informed decisions quickly. In short, Educators offers everything you need for efficient and secure online banking. Explore our services today and experience the freedom of banking on your terms!

Security and Convenience

We take security seriously at Educators. Our electronic signature authorization ensures that your transactions are safe and verified. You can also opt for e-statements, which not only keep your information secure but also help reduce paper clutter at home. With these features, you can feel confident knowing that your financial data is protected while enjoying the convenience of digital banking.

Financial Strength

Efficient Operations

Our commitment to efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Community Trust

Total Share Accounts: 591,029, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,557,780 further demonstrate our commitment to providing resources that benefit you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 1901 12Th St Racine Wi 53403 or call (262) 886-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,888 in used auto loans and $2,310,294,802 in total loans and leases.

Solid Financial Foundation

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Credit Lines and Unsecured Loans

For those looking for flexibility, we provide credit lines totaling $1,004,116,831 that allow you to manage unexpected expenses or fund personal projects. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We're dedicated to helping you secure the best terms possible so you can focus on making your house a home.

Refinancing Options

If you're currently paying higher interest rates on existing loans, our refinancing options can potentially save you money each month. Our team will work with you to evaluate your current situation and find the best solution tailored to your needs. For any questions or to start your application process, feel free to reach out to us at (262) 886-5900 or visit us at 1901 12Th St Racine Wi 53403. We are here to assist you during our operating hours: Monday, Wednesday, and Friday from 11:02 AM to 1:03 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Educators, we're committed to providing personalized service and competitive loan products that empower our members on their financial journeys.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer you see is fair and transparent, giving you peace of mind as you make your financial decisions. One of the key benefits of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results means you receive a true reflection of the best available options. Another advantage is LendMesh's real-time rate comparisons. The tool provides up-to-date loan rates from multiple institutions, helping users like you make informed decisions quickly. Thousands have already experienced the benefits of using LendMesh for their loan comparisons. For instance, one member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to discover how much you could save on your next loan, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EDUCATORS CREDIT UNION - Racine, WI