Educators Credit Union Mount Pleasant WI

Introduction

At Educators, we believe in the power of community and the importance of building strong relationships with our members. Located at 1326 Willow Rd, Mount Pleasant, WI 53177, our branch has been serving the financial needs of our community since 1937. With a dedicated team of 497 employees led by our CEO, Linda Hoover, and Board President, Mary Lueneburg, we are committed to providing personalized service that makes a difference in your financial journey. With a total membership exceeding 232,000, our credit union boasts impressive financial stability, managing assets worth over $3.4 billion. We take pride in offering a variety of services designed to help you achieve your financial goals whether you're looking for loans, savings accounts, or investment options. Currently, we have 135,942 loans and leases available to help our members reach their aspirations. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P O Box 081040, Racine, WI 53408-1040. Our commitment goes beyond just numbers; it's about making a meaningful impact within the community. From supporting local initiatives to providing educational resources for better financial literacy, Educators is here for you every step of the way. Ready to take the next step? Give us a call at 262-886-5900 or visit us online at www.ecu.com to explore all that we offer. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

We take pride in being an active part of the Mount Pleasant community. Through various outreach initiatives and partnerships with local organizations, we strive to give back and support those around us. This commitment extends beyond just banking; it includes educational programs and community events that foster growth and understanding. As technology advances, so do we. We offer modern digital banking solutions such as online banking and mobile payments, ensuring that accessing your accounts is easy and secure. Our facilities are ADA compliant, making sure everyone can enjoy our services without barriers.

Join Us!

If you're looking for a credit union that prioritizes your needs and strives for community improvement, look no further than Educators. We invite you to join our growing family of members who benefit from personalized service and a commitment to excellence. Experience the difference today reach out or visit us at 1326 Willow Rd Mount Pleasant Wi 53177! For more information about our offerings or how to become a member, call us at (262) 886-5900 or check out our website at https://www.ecu.com/ .

Our Mission

At Educators, our mission is clear: we aim to empower our members through sound financial services while supporting the communities we serve. We believe in building strong relationships with our members and providing them with the tools they need to achieve their financial goals. Whether you're looking for a loan, savings account, or advice on budgeting, we are here to help every step of the way. While members can visit us at 1326 Willow Rd Mount Pleasant Wi 53177, official correspondence should be sent to P O Box 081040, Racine, WI 53408-1040. Our team is available during operating hours from 9 AM to 5 PM Monday through Friday, ready to assist you with any inquiries.

Branch Location & Accessibility

Welcome to the Educators! Conveniently located at 1326 Willow Rd Mount Pleasant Wi 53177 in beautiful Mount Pleasant, WI, our branch is here to serve you with a friendly smile. Whether you're coming from nearby landmarks or just passing through, you'll find us easily accessible. While members can visit us at 1326 Willow Rd Mount Pleasant Wi 53177, official correspondence should be sent to P O Box 081040, Racine, WI 53408-1040. Our location offers ample parking and features designed to ensure everyone can access our services comfortably. We take pride in being ADA compliant, with ramps and other accessibility options available for your convenience. At Educators, we understand that your time is valuable. That's why we offer operating hours from 9 AM to 5 PM, Monday through Friday, making it easy for you to stop by after work or during lunch. Unfortunately, we do not have ATM services or drive-thru banking at this branch, but our dedicated staff is always ready to assist you inside. We're committed to providing personalized service tailored to your financial needs. If you have questions or need assistance, feel free to call us at (262) 886-5900. We invite you to come in and discover how Educators can help you reach your financial goals!

Member Eligibility

Becoming a member of Educators is like joining a family where everyone supports each other on their financial journeys. If you live, work, or go to school in the communities we serve, you're likely eligible to join us! We welcome individuals from all walks of life, ensuring that our membership reflects the diverse tapestry of our local community. To learn more about the specific eligibility criteria and find out if you qualify, feel free to check out this helpful resource: . Opening an account with us is simple and straightforward. Just visit us at 1326 Willow Rd Mount Pleasant Wi 53177 or call us at (262) 886-5900, and we'll guide you through the process step by step. You can also get started online by exploring our account opening options here: https://apply.ecu.com/akcelerant.origination.web.dmz/products . Joining Educators means accessing a world of benefits designed to help you thrive financially while being part of a supportive community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services tailored for real-world applications. Whether you're processing payments or managing cash flow, our solutions simplify your operations so you can focus on what matters most growing your business. Join us at Educators in Mount Pleasant, WI, where we empower local businesses every day. For more information, give us a call at (262) 886-5900 or visit our website at https://www.ecu.com/ .

Comprehensive List Of Services

A Commitment to Convenience

We believe that banking should fit into your lifestyle seamlessly. That's why we focus on providing easy-to-use services that allow you to control your finances without stress. Whether you're a busy professional juggling multiple responsibilities or a family managing household expenses, our offerings are designed with you in mind. At Educators, every service is aimed at making your financial life simpler and more rewarding. If you're curious about how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Give us a call at (262) 886-5900, and let's start working together towards a brighter financial future. Feel free to visit us at Home Office where we're always ready to assist you!

Banking Services Tailored for You

Whether you're looking to manage your daily expenses or plan for your future, our services cater to all aspects of your financial journey. For those who need quick access to cash, we offer convenient ATM services. Imagine being able to withdraw money whenever you need it without the hassle of long lines or complicated processes our ATMs ensure you can get cash quickly and efficiently.

Digital Banking for Modern Needs

In today's fast-paced world, having access to your finances on-the-go is essential. At Educators, we provide robust digital banking features that allow you to manage your accounts from the comfort of your home or while out and about. With online banking, you can check balances, transfer funds, and even pay bills with just a few clicks. Our mobile application takes this convenience a step further, letting you handle your finances right from your smartphone.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money is simple and secure. Plus, you can sign documents electronically thanks to our electronic signature authorization feature, which streamlines processes and saves you time. For those who prefer to go paperless, we provide e-statements that let you track your spending without the clutter of physical statements. And if you're looking for ways to send money easily, our person-to-person transfer service makes it hassle-free to pay friends or family directly from your account.

Mobile Banking

Stay connected with our mobile application, which puts all these features right in your pocket. Our app supports mobile payments too, allowing you to make quick transactions with just a tap. It's like having a bank branch right in your hand! In today's fast-paced world, real-time access to your accounts is crucial. With the tools we provide at Educators, you can manage your finances on your terms securely and efficiently. Embrace the ease of digital banking today!

Financial Strength

Commitment to Innovation

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,888 in used auto loans and $2,310,294,802 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 591,029, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,557,780. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 1326 Willow Rd Mount Pleasant Wi 53177 or call (262) 886-5900 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our loan options can make your experience straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your ambitions with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We strive to offer competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that might suit your needs. Our team at Educators is dedicated to ensuring that you find the best financial solution that aligns with your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage, or credit card option, Educators is committed to providing personalized service and competitive rates that help you navigate your financial journey. For more information, feel free to contact us at (262) 886-5900 or visit us at our branch located at 1326 Willow Rd Mount Pleasant Wi 53177 in Mount Pleasant, WI.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $138,092,277 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without tying up collateral.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes several measures to provide trustworthy loan comparisons: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results that genuinely serve the user's best interests. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores how LendMesh has made a significant difference in the lives of its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. _Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines._

EDUCATORS CREDIT UNION