Educators Credit Union Milwaukee WI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Educators Credit Union - Loomis, your trusted financial partner located at 4000 W Loomis Rd, Milwaukee, WI 53221. Since our establishment in 1937, we have been dedicated to providing exceptional banking services tailored for our community. With a strong commitment to fostering financial literacy and supporting local families, we are proud to serve over 232,481 members. At Educators Credit Union, we understand that financial needs vary from person to person. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Our total assets stand at an impressive $3,400,697,824, ensuring stability and reliability in the services we provide. Our team is led by CEO Linda Hoover and Board President Mary Lueneburg, who both emphasize the importance of community engagement and member satisfaction. We currently employ a dedicated workforce of 497 professionals ready to assist you with all your banking needs. While members can visit us at our physical location, official correspondence should be sent to 1326 Willow Rd, Mount Pleasant, WI 53177. Feel free to reach out via phone at 414-325-2500 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Join us at Educators Credit Union - Loomis where your financial goals are our priority! Explore what we can do for you by visiting our website at ecu.com or stop by today!

Branch History & Mission

At Educators Credit Union - Loomis, we take pride in our rich history and commitment to our members. Established in 1937, our branch has been a pillar of the Milwaukee community for over 85 years. Located at 4000 W Loomis Rd, Milwaukee, WI 53221, we have grown from a small credit union to one that serves over 232,481 members with total assets of $3,400,697,824. Our journey reflects not just growth in numbers but also an unwavering dedication to the financial well-being of our community. Our mission is clear: to provide accessible and personalized financial services while fostering community support. We believe that everyone deserves the chance to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or vehicle financing, we strive to make banking simple and straightforward. Our members can also benefit from a range of services including mortgages, personal loans, business banking solutions, and online banking conveniences. Throughout the years, we've embraced digital advancements to enhance member experience. From mobile payments to e-statements and online banking capabilities, we ensure that our services are not only effective but also convenient for today's fast-paced lifestyle. We are proud of our ADA-compliant facilities which include an ATM on-site and drive-thru banking services for easy access. While members can visit us at 4000 W Loomis Rd for all their banking needs, official correspondence should be sent to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177. This allows us to maintain organized communication with our valued members. Community outreach remains at the heart of what we do. We collaborate with local organizations to uplift those around us and participate in initiatives that promote financial literacy and stability within Milwaukee and beyond. As we look forward to continuing this journey together, we invite you to join Educators Credit Union - Loomis. Experience firsthand the benefits of being part of a supportive community-focused credit union dedicated to your financial success. Feel free to reach out at 414-325-2500 or visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Educators Credit Union - Loomis, your friendly neighborhood financial partner located at 4000 W Loomis Rd, Milwaukee, WI 53221. This convenient location makes it easy for you to access a range of banking services. Whether you're stopping by for a quick transaction or seeking assistance with your finances, our branch is here to serve you. If you need to send any official correspondence, please note that our mailing address is 1326 Willow Rd, Mount Pleasant, WI 53177. Situated in the heart of Milwaukee County, our branch is just a stone's throw away from popular local spots like the bustling Southridge Mall and the serene Greenfield Park. With ample parking available, visiting us is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can easily access our services. At Educators Credit Union - Loomis, we're proud to offer not only traditional banking services but also modern conveniences like ATM availability and drive-thru banking. If you're on the go, you can perform essential transactions without leaving your car. Our drive-thru service operates during regular hours, making it easy to fit banking into your busy schedule. Our lobby hours are perfect for those who prefer face-to-face interactions; we're open from 9 AM to 5 PM Monday through Friday and even have Saturday hours from 9 AM to noon for drive-thru service. Whether you want to open a new account, apply for an auto loan, or simply ask questions about our products, our friendly team is ready to assist you. Feel free to give us a call at 414-325-2500 if you have any questions before your visit. We invite you to stop by and see how we can help make your financial journey smoother!

Member Eligibility

At Educators, we're excited to welcome you into our community where everyone is valued and supported. Becoming a member is simple, and if you live, work, or attend school in certain areas of Wisconsin, you're likely eligible! We believe in empowering our members by providing them with a range of financial services tailored to meet their needs. If you're ready to take the next step, you can easily open an account by visiting us at 4000 W Loomis Rd Milwaukee Wi 53221 or check out our online application process at https://apply.ecu.com/akcelerant.origination.web.dmz/products . For any questions or assistance, feel free to call us at (414) 325-2500. We invite you to explore more about eligibility requirements by visiting our website at . Join us today and experience the benefits of being part of the Educators family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. This means more resources for inventory, equipment, or even expanding to new locations. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But financing isn't everything. To help streamline your operations, we offer comprehensive merchant services that allow you to accept payments easily and securely. Imagine being able to process transactions swiftly at your storefront or online giving your customers a smooth shopping experience while you focus on what you do best. Located at 4000 W Loomis Rd Milwaukee Wi 53221 in Milwaukee, WI, we're here to provide tailored financial solutions that meet your needs. Call us today at (414) 325-2500 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access with our ATM & Cash Withdrawal Services, available at multiple locations for your convenience. Plus, our basic drive-thru banking allows you to handle deposits and withdrawals quickly without leaving your vehicle. At Educators, we're not just another financial institution; we're part of the community and dedicated to helping you achieve financial success. Ready to explore these services? Give us a call at (414) 325-2500 or visit us today at our branch in Milwaukee, WI! Let us help you take the next step toward achieving your financial dreams.

Auto Loans & Vehicle Financing

Thinking about getting a new car? At Educators, we offer Auto Loans & Vehicle Financing options that can help you hit the road in no time. With flexible terms and low rates, financing your dream car has never been easier. Imagine driving off the lot knowing you secured a great deal!

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking services including Merchant Services & Business Loans. We know how challenging running a business can be, so we're dedicated to supporting your growth with tailored solutions.

Credit Cards with Rewards

Looking for a credit card that rewards you for everyday spending? Our Credit Cards with Rewards program offers points on purchases that can be redeemed for travel, merchandise, and more. It's a great way to earn while you spend!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to help. Our knowledgeable team will guide you through every step, ensuring you understand all your options and find the best solution for your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can check balances, pay bills, transfer funds, and even apply for loans right from your smartphone or computer whenever it suits you best.

Personal Banking

Our personal banking services include Checking & Savings Accounts designed to fit your lifestyle. Need a simple way to manage your daily expenses? Our checking accounts provide easy access to your funds with no hidden fees. If you're looking to grow your savings, our savings accounts offer competitive interest rates to help you reach your financial goals faster.

Personal Loans & Debt Consolidation

If you need extra cash or are looking to simplify your finances, consider our Personal Loans & Debt Consolidation options. These loans can assist with everything from unexpected expenses to consolidating higher-interest debts into one manageable payment.

Digital & Online Banking

Convenience at Your Fingertips

Whether you're making mobile payments while out shopping or checking your account balance before heading to work, our digital banking tools give you real-time access to manage your finances effectively. The user-friendly interface means you won't struggle to find what you need, allowing you to focus more on what matters most in your life. Join us at Educators and experience a modern approach to banking that fits into your lifestyle seamlessly! For more information on our digital banking offerings, visit us at https://www.ecu.com/ today!

Key Features

One of the standout features is our mobile application, which allows you to check balances, pay bills, and transfer money with just a few taps on your phone. Plus, if you're looking for quick ways to send money to friends or family, our person-to-person transfer option makes it simple and fast. No need for cash or checks; just use your smartphone! Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and valid without the hassle of paperwork. You can also sign up for e-statements to keep track of your finances without the clutter of paper statements keeping everything organized has never been easier.

Financial Strength

Commitment to Growth

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $22,888 in used auto loans and $2,310,294,802 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 591,029, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,557,780 further highlights our commitment to fostering a thriving community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 4000 W Loomis Rd Milwaukee Wi 53221 or call (414) 325-2500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. We work closely with you to understand your business needs and find tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We provide personalized support throughout the mortgage process, ensuring you understand each step.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options that may lead to lower rates and better terms. Our team is here to guide you through the process and ensure you make informed decisions. For more information about our loan products or to apply today, please contact us at (414) 325-2500 or visit us at 4000 W Loomis Rd Milwaukee Wi 53221 in Milwaukee, WI. Your financial well-being is our priority! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. This is an excellent way to consolidate debt or cover unexpected expenses without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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EDUCATORS CREDIT UNION