Educators Credit Union Milwaukee WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Educators Credit Union - Prospect, your trusted financial partner located at 2243 N Prospect Ave, Milwaukee, WI 53202. Since our establishment in 1937, we've been dedicated to serving our community with a commitment to excellence and member satisfaction. With a strong membership base of 232,481 individuals, we pride ourselves on being more than just a credit union; we are a vital part of your financial journey. At Educators, we understand the importance of trust and reliability when it comes to managing your finances. That's why we have worked hard to build assets totaling an impressive $3,400,697,824. Our focus is on providing personalized services that meet the unique needs of our members. Whether you're looking for checking and savings accounts or need assistance with auto loans and mortgages, we have you covered with total loans amounting to 135,942. Our commitment extends beyond numbers; it's about making a positive impact in the lives of our members. With total deposits of $238,570,460, we're able to offer competitive rates and innovative products designed to help you achieve your financial goals. Plus, our net worth stands strong at $454,148,528, ensuring that we are well-positioned to support you today and in the future. While members can visit us at 2243 N Prospect Ave, official correspondence should be sent to our mailing address: 1326 Willow Rd, Mount Pleasant, WI 53177. Have questions or want to learn more about our services? Feel free to reach out at 414-298-1300. Our friendly team is here for you Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 3 PM. Join us at Educators Credit Union as we continue to serve the Milwaukee community with dedication and care! Visit our website at ecu.com for more information or explore how we can help you today!

Branch History & Mission

Community Focus

Beyond providing financial services, we actively engage with our community through various outreach programs. Whether it's sponsoring local events or partnering with schools to promote financial education, our focus remains on making a positive impact. With operating hours from 10 AM to 6 PM Monday through Friday and 9 AM to 3 PM on Saturdays, we're here when you need us. Our dedicated team is ready to assist you with any questions or services you may require.

Join Us!

We invite you to experience the benefits of membership at Educators Credit Union. Whether you're looking for a new bank or simply want to explore your options, come visit us at our Milwaukee branch or check out our website at ecu.com. Together, let's build a stronger financial future!

Our Journey

Located at 2243 N Prospect Ave in Milwaukee, WI, our branch has seen many changes since its inception. We started with a simple goal: to provide accessible financial services tailored for those who dedicate their lives to education. As we evolved, so did our offerings. Today, we provide a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our branch is easily accessible and features both ATM availability and drive-thru banking for your convenience. For official correspondence, you can reach us at our mailing address: 1326 Willow Rd, Mount Pleasant, WI 53177.

Our Mission

The mission of Educators Credit Union is not just about banking; it's about building relationships and supporting the community we serve. We aim to empower our members through education on financial literacy while offering personalized service that meets their unique needs. We believe that when our members succeed financially, it strengthens the entire community. We also strive to make banking easier through digital advancements like online banking and mobile payments. Our commitment to being ADA compliant ensures that all members have equal access to our services.

Branch Location & Accessibility

Easy Access and Parking

At our branch, we prioritize your convenience. There's ample parking available so you can visit us without any hassle. We are also committed to accessibility for all members, featuring ADA-compliant ramps and pathways to ensure everyone can easily reach us.

Operating Hours

Our friendly staff is ready to assist you during our operating hours: from 10 AM to 6 PM on weekdays and 9 AM to 3 PM on Saturdays. Need assistance outside these hours? Give us a call at 414-298-1300, and we'll be happy to help.

Services Offered

When you visit Educators Credit Union - Prospect, you'll find a full range of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we are dedicated to helping you achieve your financial goals. Plus, with our convenient ATM and drive-thru banking services, managing your money has never been easier. While members can visit us at 2243 N Prospect Ave, please note that official correspondence should be sent to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177. We invite you to stop by our branch today! Our team looks forward to meeting you and helping you navigate all your banking needs in a friendly and supportive environment.

Member Eligibility

At Educators, we believe that everyone deserves a chance to be part of a supportive community. If you're looking to join us, becoming a member is simpler than you might think! Our eligibility criteria are designed to welcome individuals who live, work, or attend school in the areas we serve. This means that if you're part of our vibrant community in Milwaukee or nearby, you could be just a step away from enjoying all the benefits we offer. To learn more about the specific eligibility details, feel free to visit our website at . Once you confirm your eligibility, opening an account with us is a breeze! You can start your journey towards better banking by visiting https://apply.ecu.com/akcelerant.origination.web.dmz/products . Whether it's checking accounts, savings options, or loans tailored just for you, we're here to support your financial goals. If you have any questions or need assistance along the way, don't hesitate to reach out at (414) 298-1300. We're excited to welcome you into the Educators family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that help streamline your payment processes. Picture this: you're at a busy farmers market, and a customer wants to buy your fresh produce but only has a credit card. With our merchant services, you can easily accept card payments right on the spot keeping your sales flowing and customers happy. Located conveniently at 2243 N Prospect Ave Milwaukee Wi 53202, Milwaukee, WI 53,202, our team is ready to partner with you on your business journey. Reach out today at (414) 298-1300 to learn more about how we can assist you in achieving your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to purchase new equipment, hire more staff, or open a new location. Our loans can make those dreams a reality.

Comprehensive List Of Services

Business Banking

For business owners, Educators offers comprehensive banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to provide the financial tools necessary for growth and success.

Credit Cards & Rewards

Make everyday purchases rewarding with our credit cards with rewards. Earn points on your spending that can be redeemed for travel, merchandise, or cashback helping you get more from every dollar spent.

Digital Banking Convenience

In today's fast-paced world, managing finances should be easy. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. With access to ATMs and cash withdrawal services nearby, banking is more convenient than ever. Need assistance? Our friendly staff is available during lobby hours from 10 AM to 6 PM on weekdays and from 9 AM to 3 PM on Saturdays at our branch. You can reach us at (414) 298-1300 for any inquiries.

Drive-Thru & ATM Access

For quick transactions like deposits and withdrawals, take advantage of our basic drive-thru banking service. We also have ATM access available for balance checks and cash withdrawals whenever you need it. At Educators, we're committed to making banking simpler for everyone in the community. Explore all these services today by visiting us at 2243 N Prospect Ave Milwaukee Wi 53202, or learn more online at Educators Credit Union - Prospect. Let us help you take control of your financial future!

Personal Banking

We understand that everyone has unique financial goals. That's why our personal banking options include checking and savings accounts designed to fit your lifestyle. Need funds for a new car? Our auto loans and vehicle financing solutions make it simple to get behind the wheel of your dream vehicle without breaking the bank. For those planning to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. If you're looking to consolidate debt or manage unexpected expenses, our personal loans can offer the support you need.

Digital & Online Banking

Key Services

Our online banking platform provides a user-friendly interface that allows you to view account balances, transfer funds, and pay bills with just a few clicks. Enjoy the ease of electronic signature authorization, so you can complete important transactions without the hassle of paperwork. Plus, our e-statements feature lets you go green while keeping track of your financial activity in a secure digital format. If you're always on the go, our mobile application is perfect for you. It not only allows for quick account access but also supports mobile payments making it easy to shop or dine out without needing your physical wallet. You can even send money to friends or family through our person-to-person transfer service, ensuring you stay connected financially no matter where life takes you.

Security and Accessibility

We prioritize your security with advanced measures in place to protect your information. You can rest easy knowing that your personal data is safe while enjoying the convenience of real-time account management. Whether you're checking balances or making payments, our digital tools are designed to be straightforward and reliable. With all these features at your fingertips, banking with Educators becomes more than just a task; it's an empowering experience that fits into your lifestyle. Join us today and explore how our digital and online banking services can enhance your financial journey!

Financial Strength

Commitment to Growth

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $22,888 in used auto loans and $2,310,294,802 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 2243 N Prospect Ave Milwaukee Wi 53202 or call (414) 298-1300 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 591,029, showing a strong and growing member base that trusts us with their finances.

Member-Focused Savings

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation ensures that your money is in safe hands. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you can find a solution that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to reliable funding solutions.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, our total credit lines available amount to $1,004,116,831. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. These options allow you to take control of your spending without the hassle of securing collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We aim to simplify the process so you can focus on what truly matters turning your house into a home.

Refinancing Options

If you're considering refinancing existing loans, we provide various eligibility options that can help lower your monthly payments or reduce interest rates. Our team at Educators is here to assist you in evaluating these options to find what best suits your needs. We invite you to visit us at 2243 N Prospect Ave Milwaukee Wi 53202, Milwaukee, WI or give us a call at (414) 298-1300 during our operating hours from 10 AM - 6 PM Monday through Friday and 9 AM - 3 PM Saturday. Let's work together towards achieving your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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EDUCATORS CREDIT UNION