Educators Credit Union Kenosha WI | Affordable Vehicle Loans & Credit Cards

Introduction

Welcome to Educators Credit Union - Parkside, your trusted financial partner in the heart of Kenosha, WI. Located at 900 Wood Rd, Kenosha, WI 53144, we have been proudly serving our community since 1937. With a strong foundation built on trust and reliability, we are dedicated to providing exceptional service to our 232,481 members. At Educators Credit Union, we understand that financial needs vary from person to person. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing, our team is here to guide you every step of the way. Our commitment is reflected in our impressive total assets of $3,400,697,824 and total deposits reaching $238,570,460. These figures underscore our stability and ability to support our members' financial journeys. Under the leadership of CEO Linda Hoover and Board President Mary Lueneburg, we strive for excellence in every interaction. Our talented team of 497 employees is always ready to assist you with personalized solutions tailored to your unique circumstances. With a cash reserve of $87,076,588, we ensure that your funds are safe and readily accessible whenever you need them. While members can visit us at our Kenosha branch, official correspondence should be sent to our mailing address at 1400 N Newman Rd, Racine, WI 53406. We invite you to explore all the services we offer through our user-friendly website at ecu.com, where you can learn more about our products and how they can benefit you. Join us today at Educators Credit Union - Parkside and experience the difference of being part of a community-focused institution that puts your needs first. Feel free to call us at 262-657-5692 or stop by during our lobby hours: Monday, Wednesday, and Friday from 8 AM to 4 PM; Tuesday and Thursday from 10 AM to 6 PM. We look forward to welcoming you into our family!

Branch History & Mission

Community Focus

We understand that banking is not just about transactions; it's about relationships. Our dedicated team is always ready to assist you with compassion and understanding. From offering digital advancements like mobile banking and electronic statements to ensuring ADA compliance for accessibility, we prioritize your experience. Additionally, we are proud to offer convenient services such as ATM availability at our branch location. While we do not have drive-thru service or shared service centers available here, our focus remains on providing quality face-to-face interactions whenever possible. Join us at Educators Credit Union - Parkside! Experience firsthand how we blend tradition with modern banking practices for a better financial future. Together, let's build a strong community where everyone thrives! For inquiries or assistance, don't hesitate to call us at 262-657-5692 or visit us online at ecu.com.

Our Mission

The mission of Educators Credit Union is simple yet powerful: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality financial products and support. Our services include personal banking, auto loans, mortgage financing, credit cards with rewards, and much more all designed to empower you financially. As part of our commitment to the community, we actively engage in outreach efforts that aim to uplift those around us. We work closely with local organizations and schools to promote financial literacy and provide resources that help individuals make informed decisions about their money. While members can visit us at our branch address for all their banking needs during our operating hours Monday, Wednesday, and Friday from 8 AM to 4 PM, and Tuesday and Thursday from 10 AM to 6 PM official correspondence should be sent to our mailing address at 1400 N Newman Rd, Racine, WI 53406.

Branch Location & Accessibility

Convenient Access and Features

At our branch, we prioritize accessibility for everyone. You'll find ample parking available right outside our doors, along with features that ensure ease of access for all members. Our facility is designed to meet ADA compliance standards, so you can feel comfortable knowing that everyone can visit us without any hassle. We're proud to offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to specialized loans for vehicles and mortgages, we have you covered. Need cash quickly? Our ATM is available on-site for easy withdrawals and balance checks.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 262-657-5692. We're here to help! Come by and see how we can support your financial journey today at Educators Credit Union - Parkside!

Operating Hours

Visit us during our welcoming hours! We're open from 8 AM to 4 PM on Mondays, Wednesdays, and Fridays, and from 10 AM to 6 PM on Tuesdays and Thursdays. Our friendly staff is eager to assist you with any questions or transactions you may have during these times. While members can visit us at 900 Wood Rd, official correspondence should be sent to our mailing address: 1400 N Newman Rd, Racine, WI 53406.

Member Eligibility

Becoming a member of Educators is like joining a warm, welcoming community that truly cares about your financial well-being. If you're looking to join us at our Kenosha branch located at 900 Wood Rd Kenosha Wi 53144, you'll be pleased to know that eligibility is quite straightforward. We invite anyone who lives, works, worships, or attends school in the areas we serve to apply for membership. It's all about creating connections and supporting one another! To learn more about the specific eligibility requirements and ensure you meet them, please check out this resource: . Opening an account with us is just as easy. You can start your journey toward better banking by visiting our account opening page at https://apply.ecu.com/akcelerant.origination.web.dmz/products . If you have any questions or need assistance along the way, don't hesitate to give us a call at (262) 657-5692. We're excited to help you become a part of our Educators family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: you're at a busy checkout counter during peak hours, and our efficient payment solutions keep your customers moving quickly. This means happier clients and increased sales essential for any thriving business. Located conveniently at 900 Wood Rd Kenosha Wi 53144, Kenosha, WI 53144, our team is here to guide you through every step of the process. For more information or to discuss how we can help your business thrive, give us a call at (262) 657-5692. Let's work together to build a brighter future for your business!

Tailored Loan Options for Growth

Imagine being able to purchase new equipment or expand your storefront without financial stress. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs, our Business Banking services are here to help your venture thrive. From Merchant Services that streamline payment processes to flexible Business Loans, we understand what it takes to run a successful business.

Commitment to Service

Our commitment extends beyond just offering financial products; it's about building lasting relationships within the community. We invite you to visit us at our branch located at 900 Wood Rd Kenosha, WI 53144, or give us a call at 262-657-5692 for more information about how we can assist you with your financial needs. At Educators Credit Union - Parkside, we're not just a place for transactions; we're your partner in achieving financial success. Experience the difference today! For more details on how to become a member or open an account, visit our website or check out account opening.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Educators, we prioritize digital solutions. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills on-the-go. You can also withdraw cash easily at our ATMs or check balances without any hassle.

Lending Solutions

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options, allowing you to tackle bills or consolidate debt effectively. Plus, our Credit Cards with Rewards program gives you the chance to earn points on everyday purchases, making it easier to get something back from your spending.

Personal Banking

Managing your day-to-day finances is easy with our Personal Banking services. We offer various Checking & Savings Accounts designed to fit different lifestyles and financial goals. If you're looking to finance a new car, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. For those considering homeownership or refinancing, we have competitive Mortgage Loans that can make your dreams a reality.

Digital & Online Banking

Enhanced Security

Security is a big concern when it comes to online banking, and at Educators, we take it seriously. We offer electronic signature authorization for secure document signing, ensuring that your information remains protected. Additionally, our e-statements provide a safe and eco-friendly way to keep track of your financial documents without cluttering your mailbox. In this fast-paced world, managing your money should be straightforward and secure. At Educators, we aim to provide accessible and efficient online banking solutions that fit into your lifestyle. With real-time account management and 24/7 service availability, you can focus on what matters most while we take care of the rest!

Key Services

With our online banking platform, you can access your accounts 24/7. This means you can manage your finances whenever it suits you, without the need to visit a branch. Our user-friendly interface allows you to easily navigate through various features, making banking a breeze. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family in just a few clicks. Plus, if you're always on the go, our mobile application makes it simple to handle transactions right from your smartphone. You can also enjoy mobile payments, allowing you to make purchases directly from your device.

Financial Strength

Commitment to Innovation

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,888 in used auto loans and $2,310,294,802 in total loans and leases.

Growing Member Base

With 591,029 total share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $27,557,780, which further strengthens our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 900 Wood Rd Kenosha Wi 53144 or call (262) 657-5692 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is further emphasized by our net worth ratio of $1,334, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we provide personal loans for various needs and debt consolidation options that can simplify your financial situation. If you're considering refinancing any existing loans or would like more information about eligibility requirements, please reach out to us at (262) 657-5692. Our experienced staff is here to help navigate your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Stop by our branch or visit us online at https://www.ecu.com/ today to learn more about how our loan products can work for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. Our financing options can make it easy for you to drive off with the vehicle that fits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for an existing business, our team is ready to assist you in finding the right financial support.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to enhance your purchasing power while keeping your finances secure.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find a plan that suits your budget and needs.

Loan Aggregator

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Ensuring Accurate Comparisons

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EDUCATORS CREDIT UNION