Educators Credit Union Janesville WI | Low Mortgage Rates & Auto Loans

Introduction

At Educators Credit Union - Janesville, we believe in building strong relationships within our community and supporting the financial well-being of our members. Located at 2652 N Lexington Dr, Janesville, WI 53545, our credit union has been a trusted partner since 1937. With a dedicated team of 497 employees led by our CEO, Linda Hoover, and Board President, Mary Lueneburg, we are here to provide personalized banking solutions tailored to your needs. With over 232,481 members and total assets exceeding $3.4 billion, we take pride in being a cornerstone of financial support for individuals and families throughout the region. Our commitment to service is reflected in our total deposits of $238,570,460 and a net worth of $454,148,528, ensuring that your money is secure with us. We also manage a robust loan portfolio with 135,942 loans and leases, empowering our members to achieve their dreams whether it's buying a new car or purchasing a home. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177. We invite you to explore the wide range of services we offer, from checking and savings accounts to auto loans and business financing. As part of our community-focused mission, we strive to make banking convenient for everyone with features like online banking, mobile payments, and an ATM on-site. Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM, with Saturday hours from 9 AM to 12 PM. For any inquiries or assistance, please don't hesitate to call us at 262-886-5900. Join us at Educators Credit Union - Janesville where your financial goals are our top priority! Visit us today or check out more information on our website at ecu.com. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Our roots are deeply embedded in community outreach and support. We actively seek partnerships that enhance local initiatives and contribute positively to the welfare of our residents. Whether it's sponsoring local events or participating in educational programs, we strive to make a difference in Janesville. In addition to traditional banking services, we embrace modern technology by offering online and mobile banking solutions, ensuring that members can manage their finances anytime and anywhere. Our commitment extends to making banking accessible for everyone; we comply with ADA standards so that all individuals can engage with our services comfortably. As we continue to grow and adapt in this ever-changing world, we invite you to join our family at Educators Credit Union - Janesville. Experience firsthand how being a member can benefit you financially while connecting you with a community dedicated to your success. Together, let's build a brighter financial future! For more information or assistance, feel free to reach us at 262-886-5900 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM, and Saturday from 9 AM until 12 PM. Your journey towards achieving your financial dreams begins here!

Our Mission

At Educators Credit Union, our mission goes beyond just banking. We aim to empower our members through sound financial practices and personalized support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, securing a loan for a vehicle, or saving for the future. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While members can visit us at 2652 N Lexington Dr, official correspondence should be sent to 1326 Willow Rd, Mount Pleasant, WI 53177. This allows us to maintain efficient communication while serving you better.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Educators Credit Union - Janesville today! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 262-886-5900. Let us help you achieve your financial dreams!

Nearby Landmarks and Accessibility

Our branch is nestled near several local landmarks, making it a familiar stop for many residents. You'll find us just off the main thoroughfare, ensuring a straightforward visit whether you're coming from home or work. We pride ourselves on being accessible to everyone; our facility complies with ADA standards and features ramps for easy entry. Parking is ample and available right in front of the branch, allowing for quick access when you arrive. If you prefer banking from your car, we offer convenient drive-thru services as well!

Operating Hours and Services

At Educators Credit Union - Janesville, we understand that life can be busy, which is why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays from 9:00 AM to 12:00 PM. For those who prefer drive-thru services, we're available during similar hours Monday through Thursday from 8:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. We offer a range of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have options that fit every financial goal. Our ATM is also readily available for cash withdrawals and balance checks.

Member Eligibility

Joining the Educators family is like stepping into a supportive community where your financial goals are prioritized. To become a member at our branch located at 2652 N Lexington Dr Janesville Wi 53545, you'll find that eligibility is open to anyone who lives, works, or attends school in our service area. It's truly that simple! We believe in inclusivity and strive to provide all members with access to a variety of financial services tailored just for you. Whether you're looking for personal banking options, auto loans, or even business services, we're here to support your journey. If you're ready to take the next step, opening an account is straightforward and can be done online. Just visit our account opening page at https://apply.ecu.com/akcelerant.origination.web.dmz/products . Should you have any questions or need assistance along the way, feel free to reach out to us at (262) 886-5900. For more detailed information on eligibility criteria, please check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments effortlessly from your customers, whether they're shopping online or in-store. Our solutions ensure you can focus on what matters most growing your business. Located at 2652 N Lexington Dr Janesville Wi 53545 in Janesville, WI, we invite you to explore how our business banking services can empower your entrepreneurial journey. For more information, call us at (262) 886-5900 and let's discuss your vision for success!

Comprehensive List Of Services

Business Banking Support

For our business members, we provide comprehensive support through Business Banking services. This includes merchant services and business loans to help you grow and manage your operations effectively. We know that every business has unique needs; that's why we strive to be there for you every step of the way.

Lending Solutions

If you're considering a new car or need funds for a personal project, our Auto Loans & Vehicle Financing can help make that dream a reality. We also offer Mortgage Loans & Refinancing, giving you the tools to secure a home or lower your monthly payments. For those unexpected expenses, our Personal Loans & Debt Consolidation options provide flexible solutions tailored just for you.

Modern Digital Services

In today's fast-paced world, having access to digital banking is essential. With our robust Online & Mobile Banking, you can manage your accounts from anywhere at any time. Features like e-statements, mobile payments, and person-to-person transfers make it easier than ever to stay on top of your finances. Whether you're visiting us in person or managing everything online, our team is committed to providing exceptional service with a friendly smile. If you have questions or need assistance with any of our offerings, don't hesitate to reach out at 262-886-5900. At Educators Credit Union in Janesville, we're here for all your financial needs. Come visit us today!

Personal Banking Options

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed to fit your lifestyle. Need quick access to your funds? Our convenient ATM & Cash Withdrawal Services ensure you can get cash when you need it, while our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your car.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.ecu.com/ , you can easily check balances, transfer funds, and pay bills anytime, anywhere. No more waiting in lines or rushing to the bank before closing hours our 24/7 online banking services ensure you have access whenever you need it. You can also enjoy the peace of mind that comes with using electronic signatures for authorization. This feature makes it simple and secure to complete transactions without the hassle of paperwork. Plus, with e-statements available, you can keep track of your financial activity in a paperless format that's easy to read and environmentally friendly. If you're always on the move, our mobile application allows you to manage your accounts right from your smartphone. You can make mobile payments effortlessly and even send money to friends and family with our person-to-person transfer feature. It's all about making your life easier while keeping your information safe.

Security and Accessibility

Security is a top priority for us at Educators. Our online banking system employs advanced security measures to protect your personal information and transactions. We want you to feel confident when accessing your accounts digitally. Whether you're logging in from home or using our app while out shopping, rest assured that managing your finances has never been simpler or more secure. With features like mobile payments and easy access to e-statements, we're here to support all your banking needs in a way that fits seamlessly into your lifestyle. Discover how easy banking can be with Educators by visiting us online today!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,888 in used auto loans and $2,310,294,802 in total loans and leases. Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted By Many

Total Share and Deposit Accounts: 591,029, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,557,780. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 2652 N Lexington Dr Janesville Wi 53545 or call (262) 886-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. We make it easy to apply for financing, whether you're interested in a brand-new model or a reliable used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your ambitions with tailored financing solutions. Our team is available at 2652 N Lexington Dr Janesville Wi 53545, Janesville, WI, ready to answer any questions you may have about our loan offerings. Feel free to reach out at (262) 886-5900 or visit our website at https://www.ecu.com/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today!

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while providing financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We guide you through the process and offer flexible terms to fit your budget.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh remains focused on providing unbiased results. This commitment helps users find the best options without external influence. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This feature empowers them to make decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to industry regulations guarantees that users receive fair and transparent offers. By leveraging real-time data, LendMesh allows consumers to make informed choices when selecting a loan that fits their financial needs.

EDUCATORS CREDIT UNION - Janesville, WI