Educators Credit Union Elkhorn WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Educators Credit Union - Elkhorn, where our commitment to serving the community shines through every interaction. Established in 1937, we have proudly grown alongside our members, now boasting a total membership of 232,481. Our branch, located at 611 E Geneva St, Elkhorn, WI 53121, stands as a beacon of trust and reliability in financial services. At Educators Credit Union, we believe in empowering our members with the financial tools they need to thrive. With total assets exceeding $3.4 billion, including $238,570,460 in deposits and a strong net worth of $454,148,528, we are well-equipped to support your banking needs. Our dedicated team of 497 employees is here to provide personalized service, whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions. While you can visit us at our Elkhorn location for all your banking needs, please send any official correspondence to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177. We are committed to making your experience seamless and efficient. Under the leadership of CEO Linda Hoover and Board President Mary Lueneburg, we strive to build lasting relationships within the community. We take pride in offering services such as online and mobile banking for your convenience. Whether it's making deposits through our drive-thru or accessing funds at our ATM, we're here for you every step of the way. Ready to take charge of your financial future? Give us a call at 262-743-1800 or visit our website at ecu.com today! Your journey towards financial wellness starts with us.

Branch History & Mission

A Commitment to Accessibility

With ATM availability and drive-thru banking options at your convenience, we aim to ensure every member can access their finances easily. We also embrace technology with features like online banking and mobile payments so you can manage your accounts anytime, anywhere. Join us at Educators Credit Union as we continue this journey together. Become a member today and experience the benefits of being part of a community-focused credit union dedicated to your financial success! For more information or assistance, feel free to call us at 262-743-1800 or visit us online at ecu.com.

Our Mission

At Educators Credit Union, our mission is clear: to improve the financial well-being of our members while contributing positively to the communities we serve. We strive to make banking simple and inclusive by offering a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our commitment extends beyond just numbers; it includes providing guidance and support tailored to each member's unique situation. We understand that good financial health is vital for individuals and families. That's why we invest in educational programs and community outreach initiatives that empower our members to make informed financial decisions. Our partnerships with local organizations further enhance our ability to support those in need within Elkhorn and beyond. While members can visit us at our branch address for their banking needs during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon official correspondence should be sent to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177 if different.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Feel free to give us a call at 262-743-1800. Our friendly team is ready to assist you! We invite you to visit us at our Elkhorn branch and experience the personalized service that sets us apart. Your financial well-being is our priority!

Convenient Access

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access. Plus, we offer ample parking so you can visit us without worrying about finding a spot. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals.

Operating Hours

We understand that life can be busy! That's why our lobby is open from 9 AM to 5 PM Monday through Friday, and we also welcome you on Saturdays from 9 AM to Noon at our drive-thru. This flexibility allows you to stop by when it's convenient for you.

Services Offered

At Educators Credit Union - Elkhorn, we offer a variety of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available for withdrawals and balance checks anytime.

Member Eligibility

At Educators, we believe that becoming a member is more than just opening an account; it's about joining a community that supports your financial journey. If you're looking to join us at our branch located at 611 E Geneva St Elkhorn Wi 53121, you'll find that eligibility is quite welcoming. Membership is typically open to anyone who lives, works, or attends school in the area, making it easy for you to be part of our family. We're here to offer you benefits like lower loan rates, personalized service, and a variety of financial products tailored just for you. Starting your membership is a breeze! You can easily apply online by visiting our account opening page at https://apply.ecu.com/akcelerant.origination.web.dmz/products . If you have any questions or need assistance, don't hesitate to reach out to us at (262) 743-1800. For more detailed information on eligibility criteria and any updates, feel free to check out our resource at . We look forward to welcoming you into the Educators community!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced environment, having reliable payment solutions is crucial. Our merchant services provide you with tools to accept payments efficiently and securely, allowing you to focus on what you do best running your business. Located at 611 E Geneva St Elkhorn Wi 53121 in Elkhorn, WI, we're here to support your journey towards success. Reach out to us at (262) 743-1800 for personalized service tailored just for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, we understand the importance of reliable financial services. Our business banking solutions, including merchant services and business loans, are crafted to support your growth and operational needs. Whether you're starting a new venture or expanding an existing one, we're here to provide the tools you need to succeed.

Convenient Digital Banking

In today's fast-paced world, managing your finances online is essential. At Educators Credit Union - Elkhorn, we offer robust online and mobile banking services that give you access to your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone. Additionally, our ATM services allow for cash withdrawals and balance checks without stepping inside a branch.

Get Started Today!

Experience the difference at Educators where member satisfaction is our top priority! If you're interested in learning more about any of our services or would like assistance with opening an account, don't hesitate to reach out at (262) 743-1800. Visit us today at 611 E Geneva St Elkhorn Wi 53121, or explore our offerings online at https://www.ecu.com/ . We look forward to serving you!

In-Person Services

For those who prefer face-to-face interactions, we have basic drive-thru banking available for deposits, withdrawals, and simple transactions during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Whether you're stopping by for a quick transaction or seeking personalized advice from one of our friendly team members, we're always here to help.

Personal Banking Solutions

Managing your money should be straightforward and hassle-free. That's why we offer personal banking services like checking and savings accounts that help you save for goals big and small. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options come with competitive rates and flexible terms tailored just for you. For those looking to buy a home, our mortgage loans and refinancing services provide the support you need every step of the way. Do you have unexpected expenses or want to consolidate debt? Our personal loans and debt consolidation options can help you take control of your financial situation quickly and easily. Plus, with our credit cards with rewards, you can earn while you spend, making everyday purchases even more rewarding.

Digital & Online Banking

Key Features

Our mobile application is another great way to stay connected to your finances. You can make mobile payments effortlessly and even send money to friends and family through person-to-person transfers. If you prefer going paperless, our e-statements are available for easy viewing right from your account. And if you're ever in doubt about signing a document, our electronic signature authorization makes it quick and secure.

Security You Can Trust

We prioritize your security as much as we do your convenience. Our online banking services come equipped with advanced security features to keep your information safe. You can feel confident knowing that your personal data is protected while you enjoy the ease of managing your accounts. In short, Educators offers an array of digital banking solutions tailored to fit your lifestyle. Experience real-time account management and take control of your finances from the comfort of home or on the go! Start exploring our digital offerings today!

Financial Strength

Focused on Growth

Our commitment to excellence extends beyond savings; it reflects in our lending capabilities as well. With $22,888 in used auto loans and $2,310,294,802 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $435,241,933 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Member-Centric Savings

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is also evident through our operations. Currently, our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

With net shares amounting to $27,557,780, we have ample funds available for lending and investments. Our total share accounts stand at 591,029, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 611 E Geneva St Elkhorn Wi 53121 or call (262) 743-1800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is dedicated to finding solutions that work for you. Our commitment to providing exceptional service extends beyond just lending; we're here to support you through refinancing options as well. If you're considering refinancing any existing loans, reach out to us at (262) 743-1800 for personalized assistance. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 611 E Geneva St Elkhorn Wi 53121 in Elkhorn, WI, or contact us today at (262) 743-1800 to learn more about how our loan offerings can help you achieve your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. Our team is here to guide you through the process and help you find the right loan for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to make larger purchases more manageable, our credit cards can be a great tool.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that all offers presented are fair and transparent. Each loan comparison is backed by verified information, giving you confidence in the choices available to you.

EDUCATORS CREDIT UNION