EDUCATIONAL FEDERAL CREDIT UNION - Miramar, FL

Welcome to Educational at Miramar Park Place, your trusted financial partner located at 11295 Miramar Pkwy, Miramar, FL 33025. Since our establishment in 1935, we have been dedicated to serving our community with integrity and care. With a growing membership of over 106,996, we pride ourselves on offering personalized financial solutions tailored to meet your unique needs. At Educational, we understand that navigating your financial journey can be challenging. That's why we provide a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. As a member-focused credit union, we're here to support you every step of the way. Our total assets stand strong at $1,662,844,859, reflecting our commitment to stability and growth. We maintain total deposits of $161,631,981 and a net worth of $261,891,415, ensuring that your funds are secure with us. Our CEO, Michael DiBenedetto, along with Board President Claude Archer, leads a dedicated team of 336 employees who are ready to assist you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. Whether you're looking for assistance with loans or simply want to explore new account options, don't hesitate to reach out. You can contact us at 954-628-1380 or visit our website at www.edfed.org for more information. Join us today and experience the difference that a member-driven credit union can make in your financial life!

Welcome to the Educational Credit Union branch located at 11295 Miramar Pkwy in beautiful Miramar, Florida! Our branch is conveniently situated in Broward County, making it easy for you to access your banking needs. Whether you're coming from a nearby landmark like the picturesque Miramar Regional Park or driving through the vibrant streets of our city, we are here to serve you with a smile. At our Miramar Park Place branch, we take pride in offering a welcoming atmosphere where you can feel at home while managing your finances. For those who may have mobility concerns, rest assured that our facilities are ADA-compliant and equipped with ramps for easy access. Plus, you'll find ample parking available right outside, ensuring that your visit is hassle-free. We understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings from 9:00 AM to 1:00 PM. Whether you need assistance with checking accounts, auto loans, or mortgage options, our friendly team is ready to help you. For added convenience, we have an ATM on-site for quick cash withdrawals and balance checks whenever you need them. While we don't currently offer drive-thru services or shared service centers, our dedicated staff is always available during business hours to assist you in person or over the phone at 954-628-1380. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to the same location: 11295 Miramar Pkwy, Miramar, FL 33025. We invite you to stop by and discover how Educational Credit Union can make your banking experience simple and enjoyable! Your financial journey starts here come visit us today!

At Educational, we believe that everyone deserves a chance to be part of our caring community. Joining us is simple and welcoming! If you live, work, or attend school in the Miramar area, you're likely eligible for membership. We also extend our hands to family members of current members, making it easy for your loved ones to enjoy the benefits we offer. Our mission is to support each member on their financial journey with personalized service and great products tailored just for you. To get started, visit us at our branch located at 11295 Miramar Pkwy Miramar Fl 33025 or give us a call at (954) 628-1380. You can find all the detailed eligibility criteria by visiting this link: http://www.edfed.org/promotions/about/membership/shred-a-thon/ . Once you confirm your eligibility, opening an account is straightforward and quick just check out the details here: http://www.edfed.org/promotions/loans/vehicles/auto-cash-back/ . We look forward to welcoming you into the Educational family!

At Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide exceptional services and support to our community. With a net worth of $261,891,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,575 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $282,290,607 in share certificates and $5,724,562 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $261,650,150 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,927 in used auto loans and $927,064,883 in total loans and leases, we're here to support your financial goals across various sectors. Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 317 full-time employees and 19 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist whenever needed. Net Shares (Funds available for lending and investments): $53,908. Total Share Accounts: 258,229, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational is your trusted partner. Visit us at 11295 Miramar Pkwy Miramar Fl 33025 or call (954) 628-1380 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.