EDUCATIONAL FEDERAL CREDIT UNION

Welcome to Educational, your trusted financial partner located at 7800 SW 117th Ave, Miami, FL 33183. Established in 1935, we have proudly served our community for nearly nine decades, nurturing a strong bond with our members and their financial well-being. With a total membership of over 106,996, we are dedicated to providing personalized service and support that you can rely on. At Educational, we understand that every member's journey is unique. That's why we've cultivated a wealth of resources to help you achieve your financial goals. With total assets amounting to an impressive $1,662,844,859 and total deposits reaching $161,631,981, our stability allows us to offer a range of competitive loans and services tailored to meet your needs. Currently, we manage around 60,165 loans and leases, ensuring that our members have access to the funds they require for various life events. We believe in the importance of community impact and strive to support our local initiatives while empowering our members financially. Under the leadership of CEO Michael DiBenedetto and Board President Claude Archer, our team of 336 employees is dedicated to providing exceptional service each day. We are here for you whether you're looking to apply for a loan or simply want advice on managing your finances. For any official correspondence, please send it to our mailing address: 7800 SW 117th Ave, Miami, FL 33183-3825. If you have any questions or need assistance, don't hesitate to reach out by calling us at 305-270-5200. Join us today at Educational where your financial success is our mission! Visit our website at edfed.org or stop by our branch; we look forward to serving you!

At Educational, we believe that everyone deserves a place in our community, and becoming a member is easy and welcoming! If you're interested in joining us at our branch located at 7800 Sw 117Th Ave Miami Fl 33183, you'll be pleased to know that membership is open to anyone who lives, works, or goes to school in the areas we serve. This inclusive approach means that whether you're a local resident, a dedicated employee, or an eager student, you can enjoy all the benefits of being part of our family. To learn more about the specific eligibility details, feel free to check out this helpful resource: Membership Eligibility. Joining Educational not only gives you access to competitive rates on loans and savings accounts but also connects you with a network of supportive members and staff who are here for you every step of the way. Opening an account is straightforward and can be done online or by visiting us directly. If you have any questions or need assistance, don't hesitate to reach out at (305) 270-5200. We can't wait to welcome you into our community! For more information about account opening, visit Account Opening Details.

At Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength allows us to provide you with the best services possible. With a net worth of $261,891,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1575 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $282,290,607 in share certificates and $5,724,562 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $261,650,150 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $13,927 in used auto loans and $927,064,883 in total loans and leases across various sectors. Our operational efficiency is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 317 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $53,908. Total Share Accounts: 258,229, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational is your trusted partner. Visit us at 7800 Sw 117Th Ave Miami Fl 33183 or call 305-270-5200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

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