EDUCATIONAL FEDERAL CREDIT UNION

Welcome to Educational Credit Union, located at 5890 NW 158th St, Miami Lakes, FL 33014. Established in 1935, we have proudly served our community for over eight decades. With a dedicated membership of 106,996 individuals, our commitment to providing exceptional financial services is stronger than ever. At Educational Credit Union, we understand that trust and reliability are key when it comes to managing your finances. That's why we offer a range of services designed to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets now stand at an impressive $1,662,844,859, reflecting our stability and growth. With $161,631,981 in total deposits and a net worth of $261,891,415, we ensure that your money is not only safe but also working for you. Our financial strength is further backed by having $11,404,581 in cash readily available for member services. Our leadership team is dedicated to fostering a supportive environment for all members. CEO Michael DiBenedetto and Board President Claude Archer lead our talented staff of 336 employees, committed to serving you with the highest level of professionalism. While members can visit us at our branch location in Miami Lakes, official correspondence should be sent to the same address: 5890 NW 158th St, Miami Lakes, FL 33014-6722. We invite you to explore how Educational Credit Union can help you achieve your financial goals. Feel free to give us a call at 305-556-4311 or visit our website at edfed.org for more information on how we can support your journey towards financial success.

Joining Educational is like becoming part of a family that truly cares about your financial well-being. If you're looking to be a member, you'll be pleased to know that eligibility is open to a variety of individuals. You can qualify if you live, work, or attend school in certain communities or if you're related to someone who is already a member. This means that whether you're just starting out or are looking for a supportive place for your financial needs, Educational welcomes you with open arms. To learn more about the specific eligibility details and see if you meet the criteria, visit us at http://www.edfed.org/promotions/about/membership/shred-a-thon/ . Once you're ready to take the next step, opening an account is easy! You can find all the information you need about getting started at http://www.edfed.org/promotions/loans/vehicles/auto-cash-back/ . If you have any questions or need assistance, don't hesitate to give us a call at (305) 556-4311. Your journey to financial empowerment begins here at Educational, located at 5890 Nw 158Th St Miami Lakes Fl 33014!

At Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to providing reliable services and support. With a net worth of $261,891,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,575 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $282,290,607 in share certificates and $5,724,562 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $261,650,150 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is demonstrated by our $13,927 in used auto loans and $927,064,883 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 317 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $53,908. Total Share and Deposit Accounts: 258,229, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational is your trusted partner. Visit us at 5890 Nw 158Th St Miami Lakes Fl 33014 or call (305) 556-4311 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.