Educational Employees Credit Union Tulare CA | Top Auto Loans & Mobile Banking

Introduction

Welcome to Educational Employees, your trusted financial partner located at 1398 E Prosperity Ave, Tulare, CA 93274. Since our establishment in 1934, we've been dedicated to serving our members with a commitment that goes beyond just banking. With over 377,842 members and a total asset base of $4,694,027,564, we pride ourselves on being a cornerstone of the Tulare community. At Educational Employees, we understand that managing finances can be overwhelming. That's why our team, led by CEO Elizabeth Dooley and Board President Walter Franzell, is here to guide you every step of the way. Our branch is staffed by 582 employees, all committed to providing personalized service and support tailored to your needs. While you can visit us at our branch for all your banking needs, remember that official correspondence should be sent to the same address: 1398 E Prosperity Ave, Tulare, CA 93274. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our wide array of services has something for everyone. We believe in building strong relationships with our members and contributing positively to the community. With total deposits amounting to $386,491,316 and cash reserves of $66,444,542, you can trust that your money is safe with us. Plus, we're ready to help you achieve your financial goals with over 190,697 loans and leases facilitated. Feel free to reach out at 800-538-3328 or explore more about our offerings on our website: www.myeecu.org. We invite you to visit us today and discover how Educational Employees can empower your financial journey!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking; we actively participate in community outreach programs and partnerships that uplift those around us. We believe that when our community thrives, so do our members. As you explore what Educational Employees has to offer, consider joining us on this journey towards financial well-being. Experience the benefits of being part of a credit union that prioritizes your needs while making a positive impact in Tulare and beyond. Join us today! Visit our website to learn more about how you can become part of the Educational Employees family!

Our Evolution

In the early days, we focused on providing essential financial services tailored specifically for educators and their families. As we expanded, so did our offerings. Today, we proudly manage total assets of over $4.69 billion, allowing us to provide a wide array of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Throughout our history, we have made significant strides in enhancing member experience through technology. With features like online banking and mobile applications, we ensure that managing finances is easy and accessible for everyone. We also take pride in being ADA compliant and committed to creating an inclusive environment for all members.

Our Mission

At Educational Employees, our mission is simple yet powerful: we aim to empower our members by providing them with the tools they need for financial success while giving back to the community. This mission drives everything we do from offering competitive rates on loans to supporting local initiatives and educational programs. While you can visit us at 1398 E Prosperity Ave, official correspondence should be sent to the same address as our mailing address: 1398 E Prosperity Ave, Tulare, CA 93274. For any inquiries or assistance, feel free to reach out at 800-538-3328.

Branch Location & Accessibility

Accessibility and Parking

At Educational Employees, we prioritize your convenience. Our location offers ample parking space, ensuring that you can visit us without any hassle. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 800-538-3328. Our friendly staff is always ready to help you! We look forward to welcoming you at Educational Employees your trusted partner in financial success!

Operating Hours

We understand that life gets busy, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM and on Friday from 10 AM to 6 PM. We invite you to stop by during these hours to explore our range of services.

Services Offered

At Educational Employees, we offer a variety of banking solutions to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Enjoy easy access to our ATM on-site for quick withdrawals or balance checks. While members can visit us at our branch address, official correspondence should be sent to the same address: 1398 E Prosperity Ave, Tulare, CA 93274.

Member Eligibility

At Educational Employees, we believe that everyone deserves access to financial support and community. Joining us as a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you are likely eligible to become part of our family. We're here to help you with everything from opening a checking account to securing a loan for your next vehicle. For more details on eligibility, feel free to check out our website at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile . Becoming a member means you're not just opening an account; you're gaining a partner who cares about your financial well-being. Plus, you'll enjoy personalized services and competitive rates tailored just for you! When you're ready to take the next step, visit us at http://WWW.MYEECU.ORG/home/apply or give us a call at (800) 538-3328. We can't wait to welcome you into our community at 1398 E Prosperity Ave Tulare Ca 93274!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make daily transactions easier. For instance, when a customer pays with a credit card, our systems ensure you receive those funds quickly and securely. This not only improves cash flow but also enhances customer satisfaction by offering convenient payment options. Visit us at 1398 E Prosperity Ave Tulare Ca 93274 in Tulare, CA, or give us a call at (800) 538-3328 to learn more about how our business banking solutions can help you achieve your goals!

Tailored Loan Options

Imagine having the resources to turn your business dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

We haven't forgotten about local businesses! Our Business Banking services include essential offerings like Merchant Services and Business Loans designed to help entrepreneurs thrive. We know how important it is for businesses to have access to reliable financial tools.

Convenient Access and Support

At Educational Employees, convenience is key. Our ATM & Cash Withdrawal Services ensure that you can access your funds quickly whenever needed. With basic ATM access available for withdrawals and balance checks, managing your money has never been easier. Whether you're visiting us in person or utilizing our digital banking features, we're committed to making your experience smooth and efficient. Our friendly team is always ready to help answer any questions or provide guidance on your financial journey. If you're ready to explore all that we have to offer, don't hesitate! Visit us at 1398 E Prosperity Ave Tulare Ca 93274, call us at (800) 538-3328, or check out more information on our website: https://www.myeecu.org/home/home . Join us today and experience the difference at Educational Employees!

Credit Options for Every Need

Managing debt can be overwhelming, but with our Personal Loans & Debt Consolidation services, you can simplify your finances. Whether you're looking to consolidate existing debts or fund a personal project, we offer flexible loan amounts and repayment plans that work for you. For those who want rewards while spending, our Credit Cards with Rewards are perfect. Enjoy cashback on purchases or points toward travel all while building your credit history.

Personal Banking Solutions

Our personal banking options are designed to make managing your money straightforward and convenient. We offer various Checking & Savings Accounts that fit different lifestyles, whether you're looking to save for a big purchase or manage day-to-day expenses easily. With user-friendly online and mobile banking services, you can check balances, transfer funds, and pay bills anytime, anywhere. When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing. We understand that finding the right car can be challenging, so we provide competitive rates and flexible terms to help you drive away in the vehicle you desire. Plus, if you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to assist you every step of the way.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer service. This allows you to send money quickly to friends or family without the hassle of cash or checks. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You can also opt for e-statements to keep track of your transactions and account activity effortlessly. This not only helps reduce paper clutter but also makes it easier to stay organized and informed about your finances.

Security and Accessibility

Your security is our priority. We use advanced technology to keep your information safe while ensuring a smooth experience. Our online banking platform is designed with user-friendliness in mind, so even if you're not tech-savvy, you'll find navigating through your accounts a breeze. In summary, Educational Employees offers robust digital banking solutions that provide both accessibility and security. With features like e-statements and easy fund transfers, managing your finances has never been more straightforward. Join us today and experience the freedom of modern banking!

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 749,952, showing a strong and growing member base that trusts us with their finances. This trust is foundational to our mission as your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 1398 E Prosperity Ave Tulare Ca 93274 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $11,019 in used auto loans and a total of $2,166,217,518 in loans and leases available for your various financial goals.

Secure Savings Opportunities

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates make it easier than ever to drive home the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We provide flexible terms and guidance throughout the process so you can feel confident in your decisions. If you're considering refinancing your current mortgage, we can help explore eligibility options that may work for you.

Other Loan Options

For those who require additional funding solutions, our total credit lines amount to $416,833,125, providing access to cash when you need it most. Whether it's for personal use or unexpected expenses, these lines of credit are designed to give you peace of mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards fulfilling your financial aspirations or have questions about our loan offerings at our branch located at 1398 E Prosperity Ave Tulare Ca 93274, don't hesitate to reach out! Call us at 800-538-3328 during our lobby hours: M-Th 9 am-5 pm and Fri 10 am-6 pm. We're here to support you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits tailored to enhance your spending power while allowing you to maintain control over your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed for those who want clarity and trust in their financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By using LendMesh, you can be confident that the information you see is up-to-date and reliable. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh stands out because it does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal here is to provide you with unbiased results so you can make informed choices. With real-time rate comparisons from multiple institutions, users can quickly assess their options. This empowers you to find the best rates suited to your needs without wasting time sifting through countless offers. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in achieving better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EDUCATIONAL EMPLOYEES CREDIT UNION - Tulare, CA