Educational Employees Credit Union Selma CA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Educational Employees, where your financial well-being is our top priority. Located at 2029 High St, Selma, CA 93662, we have been serving our community since 1934, helping our members achieve their financial goals with trust and dedication. With a strong membership of over 377,842 individuals, we are proud to offer personalized banking services that cater to your unique needs. At Educational Employees, we understand the importance of having a stable financial partner. Our total assets amount to an impressive $4,694,027,564, providing us with the strength and resources to support our members. With total deposits reaching $386,491,316, we ensure that your funds are safe and readily available when you need them. Led by CEO Elizabeth Dooley and Board President Walter Franzell, our team is committed to fostering a welcoming environment for all members. We employ 582 dedicated staff who are always ready to assist you, whether it's through our personal banking services or our online platforms. We also have $66,444,542 in cash on hand, ensuring that we can meet your needs quickly and effectively. If you're looking for competitive loans or savings options, look no further! Our total loans and leases stand at 190,697, allowing us to provide flexible solutions tailored to your circumstances. You can explore various services including auto loans, mortgage options, personal loans, and even business banking solutions. While members can visit us at 2029 High St, official correspondence should be sent to the same address for convenience. For any inquiries or assistance, feel free to reach out at 800-538-3328 during our operating hours: Monday to Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Explore more about what we offer by visiting our website at myeecu.org. We invite you to become part of our family today and experience the difference that a dedicated credit union can make in your financial journey!

Branch History & Mission

A Legacy of Growth

Located at 2029 High St, Selma, CA 93662, EECU has seen remarkable growth since its inception. With over 377,000 members today, we have become a trusted partner for individuals and families seeking financial stability and success. Our total assets now stand at an impressive $4.69 billion, reflecting our dedication to providing robust financial solutions tailored to the needs of our diverse membership. From our humble beginnings focused on serving educational employees to becoming a comprehensive financial institution, we have continuously evolved. As times changed, so did we; embracing technology while maintaining our commitment to personal service. Today, members can take advantage of online banking, mobile applications, and e-statements that provide convenience at their fingertips.

Join Us

While members can visit us at 2029 High St for all their banking needs, official correspondence should be sent to the same address. We are open Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. With ATM availability and no drive-thru service, we ensure that accessing your funds is both easy and efficient. We invite you to experience the difference at Educational Employees Credit Union. Join us today and discover how being part of our family can help you achieve your financial goals while making a positive impact in our community. For more information or to become a member, please call us at 800-538-3328 or visit our website. Together, let's build a brighter future!

Our Mission

At EECU, our mission is simple yet profound: to empower our members through access to quality financial products while fostering community support. We believe in building relationships based on trust and transparency. Whether you are looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we strive to offer exceptional service every step of the way. Our commitment extends beyond banking. We actively participate in community outreach programs that aim to improve the lives of those in Selma and surrounding areas. By partnering with local organizations and schools, we invest in initiatives that promote education and financial literacy.

Branch Location & Accessibility

Welcome to the Educational Employees branch located at 2029 High St in Selma, CA! We are proud to serve our community with a convenient and accessible location. Nestled in the heart of Selma, our branch is easily reachable and just a stone's throw away from popular spots like the Selma District Library and local parks, making it simple for you to stop by while running errands or enjoying a day out. At our Educational Employees branch, we prioritize your convenience. Whether you're visiting for personal banking services or need assistance with loans and credit cards, our friendly team is here to help. For those who prefer to bank on the go, we offer ATM services right at our location, ensuring you can access your funds when you need them. We understand that accessibility is important. Our branch is equipped with features like ADA-compliant ramps, so everyone can enjoy a hassle-free visit. Plus, our ample parking space makes it easy for you to find a spot without any stress. Our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. This flexibility ensures that you can visit us at a time that's convenient for you. While members can visit us at 2029 High St, official correspondence should be sent to the same address as well. If you have any questions or would like to know more about our services including checking and savings accounts, auto loans, and online banking please don't hesitate to give us a call at 800-538-3328. We invite you to come by and see how we can assist you with all your financial needs. At Educational Employees, we're not just here for banking; we're here for building relationships in our community!

Member Eligibility

At Educational Employees, we believe that becoming a member means joining a supportive community where your financial goals are our priority. If you live, work, or go to school in the area, you may be eligible to join us! Our membership is open to a wide range of individuals, and we welcome everyone with open arms. To learn more about specific eligibility requirements, please visit this link. Joining is easy and comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to valuable financial education resources. If you're ready to start your journey with us at Educational Employees, just visit our account opening page here, or give us a call at (800) 538-3328 for any questions. We're excited to help you take this important step toward a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services tailored for your needs. Imagine seamlessly processing payments, managing transactions, and enhancing customer experiences all crucial elements for thriving in today's competitive market. Our tools help you focus on what you do best: running your business. Visit us at 2029 High St Selma Ca 93662 or reach out at (800) 538-3328 to discover how we can help your business grow!

Comprehensive List Of Services

Credit Cards and Business Solutions

Enjoy rewards while you spend with our credit cards, which come packed with benefits tailored for our members. Whether it's earning points for travel or cash back on purchases, you'll find a card that matches your spending habits. For entrepreneurs and small business owners, our business banking services include merchant services and business loans. We understand the challenges of running a business and aim to provide solutions that support growth and success.

Embracing Technology for Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances from anywhere. Whether you're checking your balance or transferring funds between accounts, it's all just a few clicks away. Our digital banking features also include person-to-person payment options, making it simple to send money to friends or family without needing cash. And if you're on the go, our ATM services ensure you can access cash when you need it most.

Get Started Today!

At Educational Employees, we are committed to providing not just services but genuine support to help you navigate your financial journey. If you're interested in learning more about what we offer or want personalized assistance, don't hesitate to reach out! Call us at 800-538-3328 or visit us at 2029 High St, Selma, during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Together, let's build a brighter financial future!

Loans Tailored to You

When it comes to financing your dreams, we have you covered. Our auto loans and vehicle financing options make purchasing a car easier than ever. Imagine driving off in your new vehicle with a loan that suits your budget. We also provide mortgage loans and refinancing for those looking to buy a home or improve their current mortgage situation. If you're facing unexpected expenses or looking to consolidate debt, our personal loans can offer the relief you need. With competitive rates and terms designed for your comfort, you can take charge of your finances with confidence.

Personal Banking Solutions

For everyday banking needs, we offer a variety of checking and savings accounts that fit different lifestyles. Whether you're saving for a special occasion or managing daily expenses, our accounts provide flexibility and ease. Plus, you can access your funds conveniently through our ATM services right in Selma.

Digital & Online Banking

At Educational Employees, we understand that managing your finances should be as easy and secure as possible. That's why we offer a wide range of digital and online banking services designed to give you access to your accounts whenever and wherever you need it. With our 24/7 online banking services, you can check your balance, pay bills, and transfer money at any time. Simply visit us at https://www.myeecu.org/home/home to get started. We prioritize your security, which is why we provide electronic signature authorization. This feature allows you to sign documents safely from the comfort of your home. If you prefer going paperless, you'll be glad to know that we offer e-statements for all members. This not only helps the environment but also gives you quick access to your financial records right at your fingertips. For those on the go, our mobile application makes banking even more convenient. You can easily manage your accounts, check transactions, and utilize person-to-person transfers to send money instantly to friends or family. While we currently do not support mobile payments directly through our app, our focus remains on providing a user-friendly experience that keeps your information safe. In today's fast-paced world, real-time account management is essential. Whether you're at home or out and about, accessing your finances has never been easier with Educational Employees. Join us in making banking simple and secure your financial peace of mind starts here!

Financial Strength

Growing Trust

Total Share Accounts: 749,952 show a strong and growing member base that trusts us with their finances. This growth reflects the confidence you place in Educational Employees as your trusted partner for all things financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is here for you. Visit us at 2029 High St Selma Ca 93662 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Needs

We have facilitated $11,019 in used auto loans as part of our commitment to help you achieve your dreams of vehicle ownership. Whether you're looking for a new car or planning other significant purchases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With 557 full-time employees and 25 part-time employees, we take pride in having a knowledgeable team ready to assist you whenever you need it.

Reinvesting in Our Future

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is further demonstrated by our total loans and leases amounting to $2,166,217,518.

Solid Financial Health

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we provide flexible terms and competitive interest rates tailored to fit your budget.

Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $208,334,926 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Credit Lines

For those who need ongoing access to funds, our credit lines total $416,833,125. This option provides you with the flexibility to borrow as needed while only paying interest on what you use. We also recognize that circumstances change and sometimes refinancing may be necessary. We encourage our members to explore their eligibility options for refinancing existing loans to better suit their current financial situations. At Educational Employees Credit Union, our mission is to empower our members through accessible financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at www.myeecu.org for more information on how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945. Our team is ready to help you navigate the mortgage process and find the right solution for your housing needs.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers, eliminating confusion and uncertainty in the loan selection process.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Key Benefits

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of LendMesh as a go-to resource for loan shopping.

EDUCATIONAL EMPLOYEES CREDIT UNION - Selma, CA

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