Educational Employees Credit Union Sanger CA | Affordable Auto Loans & Online Banking

Introduction

Welcome to Educational Employees, your trusted financial partner in the heart of Sanger, CA! Located at 740 Bethel Ave, we have been serving our community since 1934. With a strong commitment to our members, we take pride in offering personalized banking solutions tailored to meet your unique financial needs. At Educational Employees, we believe that everyone deserves access to quality financial services. Our growing family of 377,842 members can benefit from our robust offerings, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. With total assets exceeding $4.69 billion and total deposits of $386,491,316, you can trust that your money is in safe hands. Our dedicated team, led by CEO Elizabeth Dooley and Board President Walter Franzell, works tirelessly to ensure that our members receive the best service possible. We employ 582 professionals who are ready to assist you with all your banking needs. Whether you're looking for competitive loan rates or convenient online banking options, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 740 Bethel Ave, Sanger, CA 93657. If you have any questions or need assistance, feel free to reach out by phone at 800-538-3328 or explore our website at www.myeecu.org. Join us today and discover how Educational Employees can help you achieve your financial goals!

Branch History & Mission

Commitment to Community

Education has always been at the heart of what we do. As part of our outreach efforts, we partner with local schools and organizations to support educational initiatives and provide financial literacy programs. These partnerships help us give back and invest in the future of Sanger's youth. In addition to community support, we prioritize accessibility for all members. We are proud to offer ADA-compliant facilities along with advanced digital banking services including online banking and mobile applications for ease of access from anywhere. While members can visit us at 740 Bethel Ave for personalized service during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM official correspondence should be sent to the same address.

Join Us Today

As we continue on this journey together with you, we invite you to become part of the Educational Employees family. Experience firsthand how we can help you achieve your financial goals while also making a positive impact in our community. For more information or to open an account today, call us at 800-538-3328 or visit our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, we have expanded significantly. Starting with just a handful of members, we now hold total assets of more than $4.6 billion. Our growth is a testament to the dedication and hard work of our team and the loyalty of our members. The branch is located at 740 Bethel Ave, Sanger, CA 93657, easily accessible for those in the area. We invite you to visit us and see firsthand how we've developed into a pillar of financial strength within the community. Our mission at Educational Employees is clear: we strive to provide exceptional financial services while actively supporting our local communities. We aim to empower individuals and families by offering products such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We believe that when our members thrive financially, so does the entire community.

Branch Location & Accessibility

Welcome to the Educational Employees branch located at 740 Bethel Ave in Sanger, California! Our friendly team is dedicated to making your banking experience as convenient and enjoyable as possible. Nestled in the heart of Sanger, our branch is easily accessible and close to familiar landmarks like the Sanger High School and the local library, ensuring that you can stop by with ease. While members can visit us at 740 Bethel Ave, official correspondence should be sent to the same address. We are proud to offer ample parking options right outside our door, along with ADA-compliant features to ensure everyone can access our services comfortably. Our operating hours are designed with your needs in mind. We're open from 9 AM to 5 PM Monday through Thursday, and until 6 PM on Fridays perfect for those who need a little extra time during their week. Whether you're looking for a personal checking account, auto loans, or simply need assistance with online banking, our staff is here to help. For added convenience, we also provide ATM services so you can access your funds whenever you need them. Although we don't have a drive-thru service at this location, our friendly tellers are ready to assist you inside. We invite you to come visit us at Educational Employees in Sanger. If you have any questions or would like to know more about our services, feel free to call us at 800-538-3328. We look forward to welcoming you!

Member Eligibility

At Educational Employees, we believe that everyone deserves a supportive financial community. Joining us as a member is not just about banking; it's about becoming part of a family that cares about your financial wellbeing. To become a member of Educational Employees, you'll need to meet some simple eligibility criteria. Generally, this includes being an employee or retiree of certain educational institutions, or being part of the families of those who are. For a detailed look at all the specific eligibility requirements, feel free to visit our eligibility page. Once you see that you qualify, opening an account is easy and straightforward. You can start the process online by visiting our account opening page, or if you prefer to talk to someone, give us a call at (800) 538-3328. We're located at 740 Bethel Ave Sanger Ca 93657, and our friendly staff is here to help guide you every step of the way! Joining Educational Employees means gaining access to exclusive benefits and personalized service designed with your needs in mind. We can't wait for you to be part of our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we recognize the potential for future partnerships. As your needs evolve, we are ready to provide tailored financing solutions that help you achieve your goals.

Merchant Services That Work for You

In addition to loans, our merchant services are designed to simplify your operations and enhance customer satisfaction. Imagine accepting payments seamlessly, whether in-store or online, while enjoying competitive rates and excellent customer support. With our easy-to-use payment processing solutions, you can focus on what matters most growing your business. Located at 740 Bethel Ave Sanger Ca 93657 in Sanger, CA, we're here to support your business every step of the way. Our team is dedicated to understanding your unique challenges and helping you find the right solutions. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized services including merchant services and business loans that can help grow your enterprise. We recognize the unique challenges businesses face, and we're here to partner with you every step of the way.

Credit That Works for You

Our credit cards with rewards can be a great way to earn benefits on everyday purchases. Whether you're looking to travel or simply enjoy cash back on your spending, our credit card offerings are designed with your lifestyle in mind.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Educational Employees, we pride ourselves on our robust online and mobile banking features. Accessing your accounts has never been easier; check balances, transfer funds, and pay bills from anywhere using our user-friendly platforms. Plus, with our ATM services available for cash withdrawals and balance checks, you can manage your finances on-the-go without any hassle.

Get Started Today

With all these services under one roof, Educational Employees is ready to help you achieve your financial goals. If you have questions or want to learn more about how we can assist you further, don't hesitate to give us a call at 800-538-3328. Visit us today at 740 Bethel Ave in Sanger or explore more online at www.myeecu.org. We look forward to serving you!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking solutions tailored just for you. From checking and savings accounts that help you keep track of your money to auto loans and vehicle financing options that make purchasing your dream car more achievable, we are here to simplify your financial journey. If you're considering homeownership or refinancing your current mortgage, our mortgage loans come with competitive rates and personalized service to guide you through every step. We also provide personal loans and debt consolidation options for those moments when unexpected expenses arise or when you need a little extra support.

Digital & Online Banking

Key Features

Stay organized with e-statements, available at Yes. You can easily view and download your statements without waiting for them to arrive in the mail. Also, if you ever need to sign documents quickly, our electronic signature authorization feature makes it simple and secure. For those who love using their smartphones, our mobile application is available for easy banking on the go. You can make person-to-person transfers with just a few taps, allowing you to send money to friends or family without hassle. While mobile payments aren't currently offered, we believe that our other features provide great flexibility in managing your finances. In today's fast-paced world, having real-time access to your accounts is essential. At Educational Employees, we prioritize your financial needs while ensuring top-notch security measures are in place to protect your information. Experience banking made simple and convenient; visit us online or download our app today!

Financial Strength

Growing Membership Base

Total Share Accounts: 749,952, showing a strong and growing member base that trusts us with their finances. Our focus on building relationships with our members enhances not only your experience but also the overall strength of our credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 740 Bethel Ave Sanger Ca 93657 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on benefiting you through better loan rates, lower fees, and exclusive perks we ensure that your financial needs come first.

Operational Efficiency

Our $0 net income reflects our commitment to operational efficiency while still enabling us to offer competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $11,019 in used auto loans and a total of $2,166,217,518 in loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away in the car you want without breaking the bank.

Credit Lines and Business Financing

For those needing additional flexibility, our total credit lines amount to $416,833,125, providing you with ready access to funds when needed. While we currently do not have outstanding commercial loans available, we're always ready to discuss how we can support local businesses with future financing solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in exploring any of our loan options further or checking your eligibility for refinancing or new applications, don't hesitate to reach out! You can contact us at 800-538-3328 or visit us at our branch located at 740 Bethel Ave Sanger Ca 93657. We're here to help you navigate your financial journey with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, tailored to assist you through every step of the home-buying process. We also have refinancing options available if you're looking to lower your monthly payments or access cash from your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs or make larger purchases while maintaining control over your budget.

Loan Aggregator

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EDUCATIONAL EMPLOYEES CREDIT UNION - Sanger, CA