Educational Employees Credit Union Reedley CA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Educational Employees, your trusted partner in financial well-being since 1934. Located at 873 W North Ave, Reedley, CA 93654, we proudly serve our community by offering personalized banking solutions tailored to your needs. With a commitment to excellence, we have grown our membership to over 377,842 individuals, all while maintaining a solid financial foundation with total assets amounting to $4,694,027,564. At Educational Employees, we understand that banking is more than just transactions; it's about building relationships and supporting each other in achieving financial goals. Our dedicated team of 582 employees is here to guide you through various services such as checking and savings accounts, auto loans, mortgages, and even business banking options. We believe in empowering our members with the tools they need to succeed. Under the leadership of our CEO, Elizabeth Dooley, and Board President, Walter Franzell, we continuously strive to enhance the member experience while ensuring fiscal responsibility. With a net worth of $637,040,985 and total deposits reaching $386,491,316, we stand strong as a pillar of financial security in our community. Whether you're looking for an easy way to manage your finances online or need assistance with loans our friendly staff is always ready to help. While members can visit us at our branch location in Reedley for face-to-face service or utilize our comprehensive online resources through our website, feel free to reach out at 800-538-3328 if you have any questions. Join us on this journey toward financial empowerment today!

Branch History & Mission

At Educational Employees in Reedley, CA, we take pride in our rich history and unwavering mission to serve our community. Founded in 1934, our branch has grown alongside the families and educators of this vibrant city. With nearly 90 years of dedicated service, we have built a legacy based on trust, support, and a commitment to helping members achieve their financial goals. Located at 873 W North Ave, Reedley, CA 93654, our branch is easily accessible for all community members. As you step into our welcoming space, you'll notice a focus on member-first service that reflects our core values. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards ensuring that we meet the diverse needs of our 377,842 members. Our mission is clear: to provide reliable financial services while fostering community growth and support. We believe that by empowering individuals with the right tools and resources, we can contribute to stronger families and a healthier local economy. With total assets reaching an impressive $4,694,027,564, we are well-equipped to serve our members with integrity and dedication. Over the decades, we've embraced innovation to improve your banking experience. We offer online banking capabilities and mobile applications designed for convenience. Our commitment extends beyond just providing services; we actively engage in community outreach programs that uplift local initiatives and support education our founding principle. While members can visit us at 873 W North Ave, official correspondence should be sent to 873 W North Ave, Reedley, CA 93654. You can reach us at 800-538-3328 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. In addition to traditional banking services, we proudly feature ATM availability for quick cash access. Although we do not offer drive-thru banking or shared service centers at this location, our focus remains on ensuring every member has access to essential financial resources through personal interactions. Join us at Educational Employees Credit Union as we continue our journey rooted in community spirit and financial empowerment. Experience firsthand how we can help you thrive financially while being part of a caring family dedicated to your success. Visit us today or explore more about becoming a member at www.myeecu.org.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 800-538-3328. We invite you to visit our branch soon! Experience the friendly service and community feel that sets Educational Employees apart. We look forward to welcoming you!

Nearby Landmarks and Accessibility

Located near popular spots like Reedley High School and the beautiful Kings River, our branch is easily identifiable. We have ample parking available for our members, ensuring a hassle-free visit. Plus, our facilities are ADA compliant with ramps and accessible entrances to accommodate everyone.

Operating Hours

We understand that your time is valuable. That's why we offer flexible banking hours! You can visit us Monday through Thursday from 9 AM to 5 PM and on Fridays from 10 AM to 6 PM. We're here to serve you!

Services Offered

At Educational Employees, we provide a full suite of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards our friendly staff is ready to help you every step of the way. While we don't have drive-thru service at this location, we do offer convenient ATM access for quick cash withdrawals and balance checks.

Member Eligibility

Joining the Educational Employees community means becoming part of a supportive family that truly cares about your financial well-being. If you're wondering how to become a member, it's easier than you might think! To be eligible, you simply need to be an employee or retiree of an educational institution in California, or have a family member who is. This means teachers, school staff, and their loved ones can all enjoy the benefits that come with membership at our branch located at 873 W North Ave, Reedley, CA 93654. We offer a range of financial services designed to meet your needs from checking and savings accounts to loans and credit cards with rewards. Ready to take the next step? Opening an account is a breeze! Just visit our website at Educational Employees for more information on how to start your membership journey. If you have any questions, feel free to reach out to us at (800) 538-3328. For detailed eligibility criteria, check out our resource page at Eligibility Information. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Empower

In today's fast-paced marketplace, having the right tools can make all the difference. Our merchant services are designed to streamline your payment processes, making it easier for you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers while gaining insights into your sales trends and customer preferences. This not only enhances the customer experience but also helps you make informed decisions that drive success. Join us at Educational Employees, located at 873 W North Ave Reedley Ca 93654, Reedley, CA, and let's work together to turn your business vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

Need cash quickly? Our ATM & Cash Withdrawal Services offer basic access for balance checks and withdrawals anytime you need it. While we currently don't have drive-thru service, our friendly staff is always ready to assist during lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. At Educational Employees in Reedley, CA, we believe in making banking as convenient as possible while providing personalized service. If you have questions or want more information about any of our offerings, don't hesitate to reach out at 800-538-3328. We are excited to support you on your financial journey! Ready to take the next step? Visit us online at myeecu.org or stop by today!

Business Banking

For local entrepreneurs, our Business Banking services provide essential tools like Merchant Services and Business Loans to help your business thrive. We understand that running a business comes with its own set of challenges, and having the right financial partner can make all the difference.

Personal Banking Solutions

Whether you're looking to open a checking account to manage your daily expenses or need a savings account for future plans, we have you covered. Our Personal Banking services include flexible options that cater to everyone's financial lifestyle. Imagine having the convenience of easily accessing your money through our Online & Mobile Banking platforms. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Personal Loans and Credit Options

Life sometimes throws unexpected expenses our way. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's an emergency repair or consolidating multiple debts into one manageable payment, we're here to help. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases what could be better than getting rewarded for spending?

Vehicle Financing and Loans

Dreaming of a new car? Our Auto Loans & Vehicle Financing options make it easy for you to hit the road in style. With competitive rates and terms tailored to fit your budget, you can focus on choosing the perfect vehicle without worrying about finances. For those considering home ownership, we offer comprehensive Mortgage Loans & Refinancing services that guide you through every step of the process.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. You can explore these features and more at https://www.myeecu.org/home/home.

Easy Transactions

Our person-to-person transfer feature makes sending money to friends and family quick and hassle-free. No need for cash or checks just a few taps on your device. Plus, with our mobile application available for download, managing your finances has never been simpler or more accessible.

Secure and User-Friendly Features

We prioritize your security with electronic signature authorization, allowing you to sign documents safely online without the need for paper. And if you prefer going paperless, you can enjoy e-statements that keep you updated while helping the environment. While mobile payments aren't available yet, our commitment to providing user-friendly services means we're always looking for ways to enhance your experience. In short, at Educational Employees, digital banking is about making your life easier. With real-time account management and a focus on convenience and security, you have everything you need to stay in control of your finances right at your fingertips.

Financial Strength

At Educational Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to providing reliable services and support to our community. With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $11,019 in used auto loans and a total of $2,166,217,518 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 749,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 873 W North Ave Reedley Ca 93654 or call 800-538-3328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. We provide flexible financing options that cater to both new and used vehicles.

Credit Lines

For those seeking additional flexibility in managing cash flow or unexpected expenses, our total credit lines amount to $416,833,125. This means you have access to funds when you need them most without having to worry about high-interest costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. Whether you're looking for a first-time home loan or want to refinance your current mortgage for better terms, we have solutions tailored just for you.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, be sure to ask us about our eligibility options. We are here to guide you through the process and find a solution that fits your financial situation. Feel free to visit us at our branch located at 873 W North Ave Reedley Ca 93654, or give us a call at 800-538-3328. Our dedicated team is here to assist you Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Let us help you take the next step towards your financial future!

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and our unsecured credit card loans can help with that. We offer flexible terms with a total of $208,334,926 in loans assisting our members in keeping their budgets on track.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By gathering information from legitimate financial institutions, LendMesh guarantees that all loan comparisons are based on verified data.

EDUCATIONAL EMPLOYEES CREDIT UNION - Reedley, CA

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