Educational Employees Credit Union Porterville CA | Quick Personal Loans & ATM Services

Introduction

Welcome to Educational Employees, your trusted credit union located at 14 N Main St Ste E, Porterville, CA 93257. Since our establishment in 1934, we have proudly served a growing community of 377,842 members, providing them with a safe and reliable place to manage their finances. With total assets exceeding $4.69 billion and deposits reaching $386,491,316, we are committed to ensuring that your financial needs are met with the utmost care. At Educational Employees, we understand that every member is unique. That's why we offer a wide range of services tailored to fit your lifestyle, from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our focus on member satisfaction has helped us build a robust portfolio of 190,697 loans and leases to support you in achieving your financial goals. While you can visit us at our Porterville branch for personalized assistance, please note that all official correspondence should be sent to the same address: 14 N Main St Ste E, Porterville, CA 93257-3712. Under the leadership of CEO Elizabeth Dooley and Board President Walter Franzell, our dedicated team of 582 employees works tirelessly to make sure you feel valued and supported at every step of your financial journey. Whether you're looking for advice on home financing or exploring options for business banking services, we're here for you. Ready to take the next step? Reach out to us at 800-538-3328 or visit our website at www.myeecu.org today! Let's work together towards a brighter financial future!

Branch History & Mission

At Educational Employees, we take pride in our rich history and strong community roots. Established in 1934, our Porterville branch has been a cornerstone for members seeking reliable financial services and support. Located at 14 N Main St Ste E, Porterville, CA 93257, our branch has witnessed the growth of our community and adapted to meet its evolving needs. Over the years, we have expanded our offerings to better serve our members. Today, with a total membership of 377,842 and assets exceeding $4.6 billion, we stand as a testament to the trust placed in us by the people of Porterville. Our commitment to providing personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards reflects our dedication to enhancing the financial well-being of our community. Our mission at Educational Employees is clear: to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to affordable financial solutions that empower them to achieve their dreams. This mission drives us to engage actively in local outreach programs and partnerships that enrich lives beyond banking. While members can visit us at 14 N Main St Ste E Porterville Ca 93257, official correspondence should be sent to 14 N Main St Ste E, Porterville, CA 93257-3712. We strive to make your experience as convenient as possible. For instance, we offer ATM services for easy access to your funds. Although we currently do not have a drive-thru service or shared service center available, our dedicated team is here during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM to assist you with all your banking needs. At Educational Employees, we are also committed to embracing technology that makes banking easier for you. Our online and mobile banking options allow you to manage your finances on-the-go while ensuring compliance with ADA standards so everyone can benefit from our services. We invite you to join us at Educational Employees and discover the difference of being part of a credit union that truly cares about its members and their communities. Experience firsthand how we can help you reach your financial goals! For more information or assistance, please call us at (800) 538-3328 or visit our website at Educational Employees.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is designed with features such as ADA compliance and ramps, ensuring everyone can navigate comfortably. Parking is readily available nearby, so you won't have trouble finding a spot when you visit.

Operating Hours

We want to make banking easy for you! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. This gives you plenty of time during the week to come in and take care of your financial needs.

Services Offered

At Educational Employees, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards we've got you covered! Plus, with ATM availability on-site, accessing your funds is quick and convenient. Although we currently do not have drive-thru service or shared service centers available at this location, our dedicated staff is ready to assist you inside the branch. Feel free to reach out by phone at 800-538-3328 if you have any questions or need assistance before your visit. We invite you to stop by the Educational Employees branch today your financial journey starts here!

Member Eligibility

At Educational Employees, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is simple and open to anyone who shares our commitment to education and community service. If you live, work, or attend school in the areas we serve, you're likely eligible! We invite you to explore the specific criteria by visiting our website at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile. There, you'll find all the details you need to confirm your eligibility. Joining us not only gives you access to a variety of financial services tailored to meet your needs but also connects you with a network of like-minded individuals who prioritize growth and support. Opening an account is straightforward just check out our easy online application at http://WWW.MYEECU.ORG/home/apply or give us a call at (800) 538-3328 if you have any questions. Let's start this journey together at Educational Employees, located at 14 N Main St Ste E Porterville Ca 93257. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café that just opened its doors. With our merchant services, accepting payments is straightforward and quick, allowing you to focus on what you do best serving great coffee and delighting customers. Our solutions help streamline transactions and improve cash flow, making it easier for you to manage your operations. Visit us at 14 N Main St Ste E Porterville Ca 93257 in Porterville, CA, or call us at (800) 538-3328 to explore how our business banking services can empower your business today!

Comprehensive List Of Services

Business Banking Support

For small business owners, our business banking services, including merchant services and business loans, ensure that your financial needs are met efficiently. We want to empower local businesses like yours by providing the necessary tools for success.

Convenient Digital Access

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your accounts has never been easier. Check balances, pay bills, or transfer funds anytime, anywhere all from the comfort of your device. Plus, we offer ATM and cash withdrawal services, ensuring easy access to your money whenever you need it.

Financial Flexibility

Sometimes life throws unexpected challenges your way. Our personal loans and debt consolidation options provide you with the flexibility needed to navigate through tough times. Additionally, our credit cards with rewards give you a chance to earn while you spend, making everyday purchases more rewarding.

Get Started Today!

Whether you're interested in opening a new account or exploring loan options, we're here for you. Visit us at 14 N Main St Ste E Porterville Ca 93257 or give us a call at (800) 538-3328 for personalized assistance. You can also learn more about our services online at Porterville. At Educational Employees, we're committed to helping you take charge of your financial future!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, making it easier for you to manage your finances. For those looking to purchase a new vehicle, our auto loans and vehicle financing options can help get you on the road without breaking the bank. If homeownership is your dream, explore our competitive mortgage loans and refinancing solutions that make buying or refinancing a home more accessible.

Digital & Online Banking

Key Features of Our Online Banking Services

With just a few clicks, you can visit us online at https://www.myeecu.org/home/home. Our platform offers 24/7 online banking services, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, our electronic signature authorization makes it quick and simple to sign documents without the hassle of printing or mailing them. For those who prefer a paperless approach, we provide e-statements for easy access to your account statements. You can review them anytime and keep track of your financial activity securely.

Manage Your Money with Ease

Our user-friendly mobile application puts banking right in your pocket. You can make person-to-person transfers with ease, sending money to friends or family in seconds. While mobile payments are not currently available, our app still lets you manage your accounts efficiently and effectively. With features like these, managing your finances has never been more straightforward. Enjoy real-time account management that keeps you in control of your money while ensuring that your data is safe and secure. At Educational Employees, we are committed to providing accessible banking solutions that fit into your lifestyle. Join us today and experience the freedom of digital banking!

Financial Strength

At Educational Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with the best possible services and support. With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,669,175 in total used auto loans and over $2 billion in total loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 749,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 14 N Main St Ste E Porterville Ca 93257 or call 800-538-3328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We work closely with our members to ensure they find the right mortgage solution that fits their budget and lifestyle.

Other Loan Products

In addition to auto and mortgage loans, we have various personal loan options available to assist with debt consolidation or unexpected expenses. Furthermore, if you're a business owner looking for financing solutions, our commercial loan offerings can provide the capital needed for growth. For those considering refinancing options or checking eligibility for any of our products, visit our website at Educational Employees for more information or call us at 800-538-3328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to guide you through every step of the process and ensure that you find the best financial solutions tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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EDUCATIONAL EMPLOYEES CREDIT UNION - Porterville, CA

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