Educational Employees Credit Union Hanford CA

Introduction

Welcome to Educational Employees, your trusted partner in financial success located at 1460 W 7Th St Ste 101, Hanford, CA 93230. Since our establishment in 1934, we have been committed to serving the community with integrity and personalized financial solutions. With a proud membership of 377,842 and total assets exceeding $4.6 billion, we are dedicated to empowering our members to achieve their financial goals. At Educational Employees, we offer a wide range of services tailored to meet the needs of our diverse membership. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we ensure that you find the right financial products for your lifestyle. Our total deposits amount to $386,491,316, showcasing the trust our members place in us. Our leadership team is passionate about making a difference. Under the guidance of CEO Elizabeth Dooley and Board President Walter Franzell, we strive to create a welcoming environment where every member feels valued. Our dedicated staff of 582 employees is here to assist you whether you visit us in person or connect with us online at www.myeecu.org. While members can visit us at our branch address, official correspondence should be sent to 1460 W 7th St Ste 101, Hanford, CA 93230-4938. We invite you to explore how Educational Employees can support your financial journey. For any inquiries or assistance, feel free to call us at 800-538-3328 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Community Commitment

Our mission goes beyond just providing financial services; it is about making a meaningful impact in the lives of those we serve. At Educational Employees, we believe in giving back to the community that supports us. We actively engage in partnerships with local organizations and initiatives aimed at enhancing educational opportunities and improving overall community well-being. While you can visit us at 1460 W 7th St Ste 101, official correspondence should be sent to 1460 W 7th St Ste 101, Hanford, CA 93230-4938 if needed. If you need assistance or have questions about your accounts or services, please reach out to us at 800-538-3328 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM.

Join Us Today!

We invite you to become part of the Educational Employees family. Experience firsthand how we can support your financial goals while making a positive impact in Hanford and beyond. Together, let's build a brighter future for our community! Visit us online at www.myeecu.org to learn more about becoming a member today!

Our Evolution

From our humble beginnings, Educational Employees has continually adapted to meet the needs of our members. In every step of our journey, we have focused on building strong relationships and fostering financial education. Our mission is to empower our community through accessible banking options that include personal checking and savings accounts, auto loans, mortgages, and various business services. We are proud to offer modern conveniences such as online banking and mobile applications while ensuring that we remain ADA compliant to serve all members effectively.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. We have ADA-compliant features in place, including ramps for easy entry. Plus, there's ample parking available nearby, so you won't have to worry about finding a spot.

Get in Touch

Have questions? Don't hesitate to call us at 800-538-3328. Our team is ready to assist you with any inquiries or help you get started on your financial journey. We look forward to welcoming you soon at Educational Employees Credit Union in Hanford!

Operating Hours

Our doors are open Monday through Thursday from 9 AM to 5 PM and on Fridays from 10 AM to 6 PM. These hours are designed to fit into your busy schedule, whether you're stopping by before work or during lunch.

Services Offered

While visiting us, you'll find a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to meet every financial need. Although we don't offer drive-thru banking at this location, we do provide ATM services for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Educational Employees is like joining a welcoming family where your financial well-being is our priority. If you're looking to be part of something special, you might be eligible! At Educational Employees, we primarily serve individuals who work in education and their families. This means if you're an educator, a student, or even someone closely connected to the educational community, we invite you to explore membership with us. The benefits are numerous enjoy lower loan rates, personalized service, and a range of financial products designed just for you. The process to become a member is straightforward and friendly! To find out more about eligibility requirements, please visit our detailed page at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile. Once you're ready to open an account, simply head over to http://WWW.MYEECU.ORG/home/apply to get started. If you have any questions or need assistance, feel free to reach out to us at (800) 538-3328. We can't wait to welcome you into our community at Educational Employees, located at 1460 W 7Th St Ste 101 Hanford Ca 93230!

Business Banking & Commercial Services

Enhancing Transactions with Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for you and your customers. Imagine being able to process payments quickly and securely, whether you're at a bustling market or managing your shop's counter. Our merchant services empower you to accept various payment methods, ensuring you never miss a sale while keeping your cash flow steady. Visit us at 1460 W 7Th St Ste 101 Hanford Ca 93230, Hanford, CA, or give us a call at (800) 538-3328 to learn more about how our business banking solutions can support your goals!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services cater specifically to your needs. We offer merchant services that simplify payment processing and business loans that can help fuel your growth ambitions.

Connect With Us

At Educational Employees, we pride ourselves on being more than just a credit union; we're part of the community. If you have any questions or would like to learn more about how we can assist you, feel free to reach out at 800-538-3328. Visit us at our branch in Hanford or check out our website at www.myeecu.org for more information about all the services we offer. We look forward to serving you!

Credit Cards and Loans

We also provide personal loans and debt consolidation options for those who want to take control of their financial situation. Whether you're planning a big purchase or need assistance managing existing debt, our team is ready to help you explore the best solutions. For everyday spending, consider our credit cards with rewards. These cards not only offer convenience but also let you earn points or cash back on purchases, making every dollar count towards something special.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have embraced technology with our online and mobile banking platforms. You can easily manage your accounts from anywhere using our mobile application or through online banking. Need cash? Our ATM services allow for quick withdrawals and balance checks without stepping into a branch.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine having an account that not only keeps your money safe but also helps you grow it over time. With competitive interest rates and no monthly fees, managing your finances has never been easier. When it comes to financing, we offer auto loans and vehicle financing options that make getting behind the wheel straightforward and affordable. Our flexible terms ensure that you can find a plan that works with your budget. For those looking to invest in property, our mortgage loans and refinancing services can guide you through the home-buying process or help you lower your monthly payments on your current mortgage.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer money whenever it suits you. You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without needing cash or checks. For those who prefer mobile banking, our mobile application is available for download, providing all the features you need right in your pocket. While we currently do not support mobile payments, the app allows you to manage your accounts effortlessly and securely.

Security & Accessibility

Security is paramount in everything we do. With electronic signature authorization available, you can sign documents digitally, ensuring a safe and efficient process. Plus, our e-statements feature means you can receive and store your financial documents electronically no more paper clutter! At Educational Employees, we prioritize making banking accessible for everyone. Whether you're at home or on the go, our digital services give you real-time control over your finances with ease. Join us today to experience modern banking that fits your lifestyle!

Financial Strength

At Educational Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve our community effectively. With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,019 in used auto loans and a total of $2,166,217,518 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 749,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 1460 W 7Th St Ste 101 Hanford Ca 93230 or call 800-538-3328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we provide flexible terms and competitive interest rates tailored to your needs.

Credit Lines

For those who prefer having access to extra cash when needed, our credit lines are available with a total offering of $416,833,125. This option provides you with the flexibility to borrow as much as you need within your limit without the hassle of applying for separate loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. Whether you're looking for your first home or need to refinance your current mortgage for better rates, our team is here to guide you through every step of the process.

Refinancing Options

If you're looking at improving your current loan situation or lowering monthly payments through refinancing options, we have solutions that might fit your circumstances. Reach out to our team for personalized assistance on how refinancing could benefit you. At Educational Employees located at 1460 W 7th St Ste 101 Hanford Ca 93230, we're committed to supporting our members' financial journeys. For more information or to apply for a loan today, give us a call at 800-538-3328 or visit our website at www.myeecu.org.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your finances in check.

Loan Aggregator

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EDUCATIONAL EMPLOYEES CREDIT UNION - Hanford, CA

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