Educational Employees Credit Union Fresno CA | Low Mortgage Rates & Business Loans

Introduction

Welcome to Educational Employees, your trusted financial partner located at 5640 E Kings Canyon Rd, Fresno, CA 93727. Since our establishment in 1934, we have proudly served over 377,842 members with a commitment to providing exceptional financial services tailored to meet the diverse needs of our community. With total assets exceeding $4.69 billion, our credit union stands strong and ready to support you on your financial journey. At Educational Employees, we understand that each member's financial needs are unique. That's why we offer a wide range of products and services, including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our focus is not just on numbers; it's about building relationships grounded in trust and transparency. With total deposits of $386,491,316 and robust loan offerings amounting to 190,697, we are dedicated to helping you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 5640 E Kings Canyon Rd, Fresno, CA 93727-4660. Led by our dedicated CEO, Elizabeth Dooley, and Board President Walter Franzell, our team of 582 employees is here to assist you every step of the way. Whether you're looking for guidance on saving for the future or need assistance with a loan application, we are here to help. Don't hesitate to reach out! Give us a call at 800-538-3328 or explore more about us online at Educational Employees. We look forward to welcoming you into our family!

Branch History & Mission

At Educational Employees, we are proud of our deep-rooted history and commitment to the communities we serve. Established in 1934, our branch has been a steadfast partner for countless individuals and families in Fresno, California. Over the decades, we have grown alongside our members, adapting to their needs while remaining true to our mission of providing accessible financial services. Located at 5640 E Kings Canyon Rd, Fresno, CA 93727, our branch is not just a place for transactions; it's a hub for community connection and support. With a total membership of over 377,000 and assets amounting to $4.69 billion, we have become a trusted source for personal banking, auto loans, mortgages, and much more. Our friendly team is dedicated to ensuring that every member feels valued and empowered in their financial journey. The mission of Educational Employees is clear: we strive to improve the lives of our members by offering comprehensive financial solutions while actively contributing to the community's growth. We believe that everyone deserves access to quality financial services that help them achieve their dreams. Whether you're looking to open a savings account or secure an auto loan, we're here to guide you every step of the way. While members can visit us at our branch location on Kings Canyon Rd, official correspondence should be sent to the same address: 5640 E Kings Canyon Rd, Fresno, CA 93727-4660. In addition to traditional banking services, we've embraced digital advancements like online banking and mobile applications to make managing finances easier than ever. Our commitment to ADA compliance ensures that all members can access our services comfortably. Community outreach remains at the heart of what we do. We engage in partnerships with local organizations and support initiatives that benefit education and financial literacy in Fresno and beyond. These efforts reflect our belief that when our community thrives, we all succeed together. We invite you to join Educational Employees today and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter future! For inquiries or assistance, feel free to call us at 800-538-3328 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Your journey toward better financial health starts here!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We offer ample parking and comply with ADA standards, ensuring that all members have access to our facilities, including ramps for easy entry. Whether you're visiting for personal banking or seeking assistance with loans and credit options, our team is here to help.

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours to suit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, and on Friday from 10 AM to 6 PM. Whether you're stopping by during your lunch break or after work, we're ready to assist you.

Services Offered

At the Educational Employees branch, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we have solutions designed just for you. Plus, with ATM availability right on-site, accessing your cash has never been easier. While members can visit us at 5640 E Kings Canyon Rd, official correspondence should be sent to the same address: 5640 E Kings Canyon Rd, Fresno, CA 93727-4660. If you have any questions or need assistance before your visit, feel free to call us at 800-538-3328. We look forward to welcoming you! Stop by soon and see how we can support your financial journey.

Member Eligibility

Becoming a member of Educational Employees is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're already on your way to membership! Our community is open to those affiliated with educational institutions and their families, making it easy for anyone connected to education to find their place with us. At Educational Employees, located at 5640 E Kings Canyon Rd Fresno Ca 93727, you'll enjoy personalized service and a range of financial products designed to help you thrive. To get started, simply check out our eligibility details at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile for more specific information. When you're ready, opening an account is a breeze! You can find everything you need at http://WWW.MYEECU.ORG/home/apply. If you have any questions along the way, don't hesitate to reach out to us at (800) 538-3328. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions. Imagine having a reliable partner that not only processes payments but also provides insights into customer behaviors and sales trends. This means you can focus more on running your business while we handle the financial side smoothly. Located at 5640 E Kings Canyon Rd Fresno Ca 93727 in Fresno, CA, our team is here to support you every step of the way. Whether you're looking to finance your next big project or streamline your payment processing, let us be your go-to resource for all your business banking needs.

Comprehensive List Of Services

Business Banking Services

For our small business members, we offer comprehensive business banking services, including merchant services and business loans. This means you can focus on growing your business while we take care of your banking needs.

Convenient Access and Support

At Educational Employees, we prioritize accessibility and convenience. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them. Plus, with access to basic ATM features, managing your money becomes hassle-free. If you have any questions or need assistance with any of our services, don't hesitate to reach out! You can contact us at 800-538-3328 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. In summary, whether you're an individual looking for personal finance solutions or a business owner seeking growth opportunities, Educational Employees has got you covered. Visit us today at 5640 E Kings Canyon Rd, Fresno, or explore more about what we offer online at myeecu.org. Let us be part of your financial journey!

Financial Support for Your Needs

We understand that life can bring unexpected expenses. That's why our personal loans and debt consolidation solutions are here to help you manage those financial surprises smoothly. With flexible terms and straightforward applications, getting the support you need is just a phone call away. Don't forget about our credit cards with rewards! They not only allow you to make purchases but also earn points for every dollar spent perfect for those who love to travel or shop.

Personal Banking Solutions

For those seeking everyday banking options, we offer checking and savings accounts that cater to various lifestyles. Imagine effortlessly managing your finances while enjoying the convenience of online and mobile banking. You can check balances, pay bills, and transfer funds right from your smartphone or computer. If you're planning to buy a new car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We provide competitive rates tailored to fit your budget. In addition, if you're considering purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing services are designed to guide you through the process with ease.

Digital & Online Banking

Key Services

Our online banking services include everything from checking your balance to transferring money. You can easily manage your accounts with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature allows you to do this quickly and safely. Plus, with electronic signature authorization, signing documents is easier than ever no more printing or mailing forms! We also provide e-statements for those who prefer to go paperless. This not only helps the environment but also keeps your financial records organized and easy to access. And if you're always on the go, our mobile application brings all these features right to your fingertips, allowing you to handle your finances directly from your smartphone.

Security and Convenience

Your security is our top priority. Our online banking services incorporate strong security measures so you can bank with confidence. We know that convenience matters, which is why we offer real-time account management features that help you stay in control of your finances. Whether you're checking balances, making payments, or reviewing transactions, you can trust that Educational Employees is here to support you every step of the way. Experience the ease of managing your finances digitally by visiting us today!

Financial Strength

At Educational Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, and we are committed to providing a solid foundation for all our services. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, our financial data showcases our strength and reliability. With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,019 in used auto loans and $2,166,217,518 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 749,952, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments sit at $0, highlighting our focus on member-centric growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 5640 E Kings Canyon Rd Fresno Ca 93727 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, we have financing solutions to fit your budget.

Credit Lines and Additional Support

For those needing extra flexibility with their finances, our total credit lines amount to $416,833,125. This allows you to access funds as needed without the hassle of reapplying for a loan each time. Our dedicated team at Educational Employees is ready to assist you through every step of the application process. You can reach us at 800-538-3328 or visit us at 5640 E Kings Canyon Rd Fresno Ca 93727 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We understand that purchasing a home is a significant investment, and our dedicated team is here to guide you through the process. Explore our refinancing options as well if you're looking to adjust your current mortgage terms for better rates.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $208,334,926 helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate debt, our credit card options provide peace of mind and convenience.

Loan Aggregator

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EDUCATIONAL EMPLOYEES CREDIT UNION - Fresno, CA

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