Educational Employees Credit Union Fresno CA | Affordable Vehicle Loans & Checking

Introduction

Welcome to Educational Employees, your trusted financial partner located at 6745 N Milburn Ave, Fresno, CA 93722. Established in 1934, we have been proudly serving our community for nearly a century, dedicated to empowering our members with the financial tools they need to thrive. With a robust membership of over 377,000, our commitment is reflected in our total assets of $4.69 billion, ensuring that we are well-equipped to support you through every stage of life. At Educational Employees, we believe in the power of community and strive to provide a range of services tailored to meet your unique needs. Whether you're looking for personal banking options, auto loans, mortgage financing, or business banking solutions, we've got you covered. Our total deposits stand at $386 million, showcasing the trust our members place in us. Under the leadership of CEO Elizabeth Dooley and Board President Walter Franzell, we are dedicated to fostering a welcoming environment where financial education and empowerment take center stage. Our team of 582 employees is here to guide you on your financial journey with personalized service and expert advice. While members can visit us at 6745 N Milburn Ave, official correspondence should be sent to our mailing address: 6745 N Milburn Ave, Fresno, CA 93722-2132. We invite you to explore our website at myeecu.org for more information about our services or simply give us a call at 800-538-3328. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Connections

We believe in giving back to the communities we serve. Through various partnerships and outreach initiatives, Educational Employees actively supports local schools and organizations. Our commitment extends beyond financial transactions; it encompasses building a stronger community for everyone. Join us today at Educational Employees! Experience firsthand how we can support your financial journey while also contributing positively to our community. Together, let's build a brighter future. For more information or assistance, feel free to call us at 800-538-3328 or visit our website.

Our Evolution

Starting with the vision of supporting educators and their families, Educational Employees has expanded its offerings over the decades to meet the diverse needs of our community. Today, our total assets stand at an impressive $4,694,027,564, which enables us to provide a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We are proud to say that our growth has been fueled by the trust and support of our members. We understand that convenience is key in today's fast-paced world. That's why we offer various services such as online banking and mobile applications that make managing finances easier than ever. Additionally, our ATM availability ensures that you can access your funds whenever you need them.

Our Mission

At Educational Employees, our mission goes beyond just providing financial services; it is about making a positive impact on the lives of our members and the community at large. We strive to empower individuals by offering financial education and resources that help them make informed decisions. By prioritizing customer service and engagement, we aim to foster lasting relationships built on trust. While members can visit us at 6745 N Milburn Ave for all their banking needs during lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM official correspondence should be sent to the same address.

Branch Location & Accessibility

Welcome to the Educational Employees branch at Milburn, located conveniently at 6745 N Milburn Ave, Fresno, CA 93722. Whether you're a long-time member or looking to join our community, our branch is easy to find and offers a warm, welcoming atmosphere for all your banking needs. Our branch is nestled near familiar landmarks, making it a convenient stop while you're out and about. We provide ample parking spaces, ensuring you can visit us hassle-free. Plus, our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can access our services comfortably. The Educational Employees branch operates Monday through Thursday from 9 AM to 5 PM and on Friday from 10 AM to 6 PM. This flexible schedule allows you to drop by during lunch hours or after work, fitting perfectly into your busy day. If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at 800-538-3328. For your convenience, we also offer ATM services right at our location. Although we currently do not have drive-thru banking available, our dedicated staff is ready to assist you inside the branch with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. While members can visit us at 6745 N Milburn Ave for all banking needs, official correspondence should be sent to the same address. We look forward to serving you and helping you achieve your financial goals. Come visit us today!

Member Eligibility

Joining the Educational Employees community is not just about banking; it's about becoming part of a supportive network that truly cares for its members. Located at 6745 N Milburn Ave Fresno Ca 93722, we welcome individuals who share our mission of financial empowerment. To become a member, you simply need to meet a few friendly eligibility criteria, which include being an employee or retiree of certain educational institutions, or a family member of an existing member. It's easy to check if you qualify by visiting our detailed guidelines at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile . Once you're ready to join us, opening your account is a breeze! You can complete the process online by visiting http://WWW.MYEECU.ORG/home/apply , or feel free to give us a call at (800) 538-3328 if you have any questions. We're excited to help you start your journey with us and enjoy the many benefits that come with being part of the Educational Employees family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your payment processing while you focus on running your business. Our merchant services offer just that. From credit card processing to mobile payments, we provide practical tools that simplify transactions and enhance customer experiences. You can rest easy knowing your finances are in good hands. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Fresno, CA. Join us at Educational Employees located at 6745 N Milburn Ave Fresno Ca 93722, and let's turn your business goals into reality!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs.

Comprehensive List Of Services

Business Solutions

For those running their own businesses, we understand the unique challenges you face. That's why we offer tailored solutions through our Business Banking services which include Merchant Services & Business Loans. Let us help you grow your business with the right financial support.

Call Us Today!

To learn more about how Educational Employees can assist you with all your financial needs, feel free to reach out at 800-538-3328 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. We are committed to serving you and look forward to being part of your financial journey!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also allow you to earn points for everyday purchases. Picture yourself enjoying cash back or travel rewards just for using your card responsibly.

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. Our robust Online & Mobile Banking services make it easy for you to check balances, transfer money, and pay bills from anywhere at any time. Plus, with our ATM services available throughout the area, accessing cash has never been easier.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that fit every lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our Auto Loans & Vehicle Financing, buying your dream car becomes a reality without breaking the bank. We also provide Mortgage Loans & Refinancing options, making homeownership more attainable. If you're facing unexpected expenses or planning a big purchase, consider our Personal Loans & Debt Consolidation services that can help you manage your finances more effectively.

Digital & Online Banking

Key Features of Our Online Banking Services

With our online banking platform, accessible at https://www.myeecu.org/home/home , you can easily check balances, transfer funds, and manage your accounts without any hassle. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast just a few clicks and you're done! Plus, if you prefer going paperless, our e-statements are available for quick access anytime you need them.

Mobile Convenience

For those who prefer banking on their smartphones, we have a user-friendly mobile application available for download. Manage your accounts on the go, make payments, and receive instant alerts about your transactions all from the palm of your hand. While mobile payments aren't available yet, our app ensures that you can still manage everything else with ease. In summary, at Educational Employees, our digital and online banking services are all about making life easier for you. With features like 24/7 access to your accounts, person-to-person transfers, e-statements, and a secure mobile app, we empower you to manage your finances efficiently and safely. Explore all that we have to offer today!

Security You Can Trust

Your security is our top priority. We use advanced encryption technology to keep your personal information safe while you bank online. You can also authorize transactions with an electronic signature, adding another layer of protection to your financial activities.

Financial Strength

Commitment to Continuous Improvement

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our ability to provide $2,166,217,518 in total loans and leases supports your financial goals across various sectors. We also have $11,019 in used auto loans available to help you purchase your next vehicle without hassle.

Dedicated Team Support

We take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your needs matter to us; that's why we're here whether it's answering questions or assisting with your financial plans.

Growing Membership Base

We currently serve 749,952 share accounts, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the reliability and value we provide as your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 6745 N Milburn Ave Fresno Ca 93722 or call 800-538-3328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over profit margins; unlike traditional banks, our focus remains on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during challenging times. We are committed to maintaining a healthy balance between income and expenses so that we can keep offering competitive loan rates and solid financial products for our members.

Robust Financial Health

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options tailored to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process and find the right solution for you.

Other Financing Options

In addition to our primary loan products, we provide credit lines totaling $416,833,125 which can be an excellent resource for unexpected expenses or planned purchases. If you're interested in refinancing any existing loans or want to check your eligibility for any of our products, please don't hesitate to reach out. You can contact us at 800-538-3328 or visit us at 6745 N Milburn Ave Fresno Ca 93722. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our goal is to support our members with transparent information and straightforward lending solutions that fit their individual needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. These cards come with various benefits designed to make everyday purchases easier while allowing you to build your credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent.

EDUCATIONAL EMPLOYEES CREDIT UNION