Educational Employees Credit Union Fresno CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Educational Employees at our branch located at 1177 Van Ness Ave Ste 100, Fresno, CA 93721. Since our establishment in 1934, we've been dedicated to serving our community with integrity and care. With over 377,842 members, we pride ourselves on being a trusted financial partner for families and individuals throughout Fresno. At Educational Employees, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs, from personal banking and auto loans to mortgage options and credit cards with rewards. Our total assets now exceed an impressive $4,694,027,564, ensuring that we have the resources to support you every step of the way. While members can visit us at 1177 Van Ness Ave Ste 100, official correspondence should be sent to the same address for your convenience. With total deposits amounting to $386,491,316 and cash in hand of $66,444,542, we are well-equipped to provide competitive rates and outstanding service. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Elizabeth Dooley and Board President Walter Franzell, our dedicated staff of 582 employees works tirelessly to ensure your experience is both positive and rewarding. Whether you're looking to open an account or explore loan options, we're here for you. Don't hesitate to reach out at 800-538-3328 or visit our website at www.myeecu.org for more information. Join us today as we continue to empower our community through financial education and support!

Branch History & Mission

Welcome to the story of Educational Employees, a credit union deeply rooted in the heart of Fresno, CA. Established in 1934, our branch has flourished over the decades, building a legacy of trust and community service. We proudly serve 377,842 members, offering a wide array of financial services that empower individuals and families alike. Located at 1177 Van Ness Ave Ste 100, Fresno, CA 93721, our branch is easily accessible for those in the area. Just a stone's throw away from local landmarks, we are committed to being more than just a financial institution; we are your neighbors, friends, and partners in achieving your financial goals. Our mission at Educational Employees is straightforward yet impactful: to provide exceptional financial services while fostering a spirit of community support. We strive to help our members navigate their financial journeys with confidence through personalized banking experiences. Our total assets have grown to an impressive $4,694,027,564, reflecting our commitment to serving you better every day. Over the years, we have embraced advancements that enhance accessibility for all. With features like online banking and mobile applications, managing your finances has never been easier. We also take pride in being ADA compliant to ensure that every member can access our services without barriers. We believe in giving back to the community that has supported us throughout our history. Through various outreach programs and partnerships with local organizations, we aim to uplift and empower our community members. Whether it's through financial education workshops or sponsorships for local events, we are dedicated to making a difference. While members can visit us at 1177 Van Ness Ave Ste 100, official correspondence should be sent to 1177 Van Ness Ave Ste 100, Fresno, CA 93721-2002. Our friendly team is available during lobby hours from Monday to Thursday 9 AM - 5 PM and Friday 10 AM - 6 PM, ready to assist with any questions or needs you may have. Join us today at Educational Employees Credit Union and experience firsthand how we can support your financial journey! Call us at 800-538-3328 or visit our website at myeecu.org for more information on becoming a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. With ample parking available, you can easily pop in without the hassle of searching for a spot. We prioritize accessibility, ensuring that everyone can visit us comfortably, thanks to features like ADA-compliant ramps. You can enjoy our lobby hours from Monday to Thursday between 9 AM and 5 PM, and we extend our Friday hours to 10 AM to 6 PM for those who need a little extra time during the week. If you have questions or need assistance while you're here, feel free to call us at 800-538-3328; our friendly team is always ready to help!

Services That Meet Your Needs

At the Educational Employees branch, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we're here to support your financial journey. Plus, with ATM availability on-site, cash withdrawal is quick and easy whenever you need it. While members can visit us at our physical location for personalized service, official correspondence should be directed to our mailing address: 1177 Van Ness Ave Ste 100, Fresno, CA 93721-2002. We invite you to stop by our branch today! Experience firsthand the welcoming atmosphere and dedicated services we provide. Your financial well-being is our priority!

Member Eligibility

Joining the Educational Employees community is a wonderful way to access personalized financial services while being part of a supportive network. To become a member at Educational Employees, you simply need to meet a few friendly eligibility criteria. Typically, individuals who work in education or are affiliated with educational institutions are warmly welcomed, but there may be additional options for those connected through family or community ties. This means that if you have a passion for education or know someone who does, you're likely on the right path to membership! For the most detailed and up-to-date information on eligibility, feel free to check out this resource. Once you're ready to take the next step, opening an account is simple and straightforward. You can start your journey by visiting our website at this link or give us a call at (800) 538-3328 if you have any questions. At Educational Employees, we believe in making financial services accessible and beneficial for everyone, so come join us at 1177 Van Ness Ave Ste 100 Fresno Ca 93721 and discover how we can support your financial dreams!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, having reliable payment processing is crucial for any business. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. Imagine serving your customers without worrying about transaction delays our solutions streamline the payment process so you can focus on what you do best: running your business. Located at 1177 Van Ness Ave Ste 100 Fresno Ca 93721, Fresno, CA, we invite you to explore how Educational Employees can support your business journey. Reach out to us at (800) 538-3328 or visit our website for more information.

Comprehensive List Of Services

Credit Cards and Business Banking

Our Credit Cards with Rewards program allows you to earn points on everyday purchases, turning spending into savings over time. You can choose from various reward options that best fit your lifestyle. For business owners, we offer specialized Business Banking services that include Merchant Services & Business Loans. We're here to support local businesses with financial solutions that drive growth and success.

Digital Banking Convenience

In today's fast-paced world, we know convenience is key. That's why Online & Mobile Banking are integral parts of our service suite. You can easily manage your accounts, pay bills, and transfer money from the comfort of your home or on the go using our mobile app. Additionally, we provide ATM & Cash Withdrawal Services for quick access to cash. Our ATMs allow for basic transactions like withdrawals and balance checks so you can handle your banking needs without hassle.

Join Us Today!

At Educational Employees, we believe in empowering our members with the right tools for their financial journeys. For any questions or assistance regarding our services, feel free to reach out at 800-538-3328. We invite you to visit us at our branch or check out our website at www.myeecu.org for more information. Explore how we can help you achieve your financial goals today!

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why we offer Checking & Savings Accounts to help you keep track of your daily expenses and savings goals. Our accounts come with features that make it easy for you to access your funds whenever you need them. When it comes to making big purchases, our Auto Loans & Vehicle Financing options can help you drive away in your dream car without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms tailored to fit your budget. In addition to these services, we also offer Personal Loans & Debt Consolidation options. This means if you're feeling overwhelmed by debt, we can help you simplify your payments and lower your interest rates.

Digital & Online Banking

At Educational Employees, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit seamlessly into your busy lifestyle. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away at https://www.myeecu.org/home/home. You can also take advantage of our e-statements, giving you quick access to your account statements without the clutter of paper. Our platform is user-friendly and secure, ensuring that your personal information stays protected. You can even use electronic signature authorization for certain transactions, making it easier than ever to manage your accounts without needing to visit us in person. If you're looking for ways to send money quickly and easily, our person-to-person transfers are a great option. You can send money directly to friends and family with just a few taps on your mobile device. Speaking of mobile devices, our dedicated mobile application is available for download, allowing you to manage your finances on the go. While we currently don't support mobile payments, we ensure that all our digital services remain secure and efficient. With everything from online banking to e-statements at your fingertips, managing your finances has never been easier or more accessible at Educational Employees.

Financial Strength

A Solid Foundation

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our $0 net income reflects our operational efficiency as we continuously work towards offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Trust

Total Share Accounts stand at 749,952, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending or investments currently sit at $0, but we remain dedicated to enhancing this area as we strive to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 1177 Van Ness Ave Ste 100 Fresno Ca 93721 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for You

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,019 in used auto loans and an impressive $2,166,217,518 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Our flexible terms make it easy to find a loan that fits your budget. Plus, if you're interested in refinancing an existing auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Though currently there are no outstanding commercial loans reported, our commitment to supporting local businesses remains strong. If you're interested in exploring future lending options for your business needs, don't hesitate to reach out. At Educational Employees, we pride ourselves on providing personalized service and competitive rates. To learn more about our loan offerings or start your application today, visit us at 1177 Van Ness Ave Ste 100 Fresno Ca 93721 in Fresno, CA, or give us a call at (800) 538-3328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. Our credit cards come with rewards that can be tailored to your spending habits. If you're considering personal loans for debt consolidation or other expenses, we can work with you to find a solution that fits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We provide support every step of the way to ensure you feel confident and informed throughout the process. If you have questions about refinancing your current mortgage, our team is here to guide you through the eligibility criteria.

Loan Aggregator

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EDUCATIONAL EMPLOYEES CREDIT UNION - Fresno, CA

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