Educational Employees Credit Union Fresno CA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Educational Employees, your trusted financial partner in the heart of Fresno, CA. Located at 1070 E Teague Ave, Fresno, CA 93720, we have proudly served our community since 1934. With a total membership of over 377,842, we are dedicated to providing personalized banking services tailored to meet your unique needs. At Educational Employees, we believe that strong relationships are the foundation of great banking. Under the leadership of our CEO, Elizabeth Dooley, and Board President, Walter Franzell, our team of 582 employees is committed to helping you achieve your financial goals. Our assets total an impressive $4,694,027,564, reflecting our stability and commitment to serving our members effectively. With a wide range of services including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions, we cater to both individuals and businesses alike. As of now, we hold about $386,491,316 in deposits and have facilitated over 190,697 loans for our members making us a reliable choice for all your financial needs. While you can visit us at our branch for all your inquiries and transactions during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM, any official correspondence should be directed to the same address as our branch location. Join us today at Educational Employees and discover how we can support your journey towards financial success. For more information or assistance, feel free to reach out at 800-538-3328 or explore our services online at www.myeecu.org. We look forward to serving you!

Branch History & Mission

Community Focus

At Educational Employees, community comes first. We actively engage in local events and initiatives aimed at uplifting those around us. Our team is passionate about making a positive impact on the lives of our members through various outreach programs. In addition to traditional banking services, we offer digital options such as online banking and mobile app access for added convenience. We are proud to be ADA compliant and ensure that all our facilities are accessible to everyone.

Join Us Today!

With operating hours from Monday to Friday from 8:30 AM to 4:30 PM, we invite you to visit us or call us at 800-538-3328. Experience the difference of being part of a credit union that truly values its members. At Educational Employees, you're not just another account; you're part of a family dedicated to your success. Join us today and discover how we can help you reach your financial dreams!

Our Journey

Located at 1070 E Teague Ave, Fresno, CA 93720, our branch has evolved from humble beginnings into a modern financial institution that meets the diverse needs of our community. Over the years, we have embraced advancements in technology while maintaining our focus on personal service. Our mission has always been clear: to provide accessible and affordable financial services while promoting financial literacy and well-being among our members. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1070 E Teague Ave, Fresno, CA 93720.

Our Mission

Our mission is to empower individuals and families through financial education and support. We believe that everyone deserves access to quality financial services that help them achieve their goals. Whether it's opening a savings account, applying for an auto loan, or planning for retirement, we are dedicated to helping our members make informed decisions. We are committed not just to providing products like checking accounts and loans but also to fostering a sense of community. Our outreach efforts include partnerships with local schools and organizations that promote financial literacy and provide resources to those in need.

Branch Location & Accessibility

Accessibility Features

At our Fresno branch, we prioritize accessibility. We have ample parking available, including spaces that accommodate those with disabilities. The building features ADA-compliant ramps and entrances, ensuring that everyone can navigate our space comfortably.

Call to Action

We invite you to stop by and explore how we can support your financial journey. Whether you're looking for loan options or just want to chat about your banking needs, we're here for you! Come see us soon at Educational Employees where your financial well-being is our priority!

Operating Hours & Services

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 4:30 PM, providing you with plenty of opportunities to visit us. Our friendly staff is here to assist you with a variety of services, including personal banking solutions like checking and savings accounts, auto loans, and mortgage refinancing. You can also take advantage of our ATM services for quick cash withdrawals and balance checks at any time. While members can visit us at 1070 E Teague Ave, official correspondence should be sent to the same address for clarity. If you have any questions or need assistance, feel free to give us a call at 800-538-3328.

Member Eligibility

Becoming a member of Educational Employees is like joining a close-knit family where your financial well-being is our top priority. To be eligible, you simply need to work for an educational institution or be a family member of someone who does. This means that if you're connected to the education community in any way, we welcome you with open arms! Our members enjoy not only competitive rates on loans and savings but also personalized service that truly makes a difference in their financial journey. If you're ready to take the next step, opening an account is straightforward and can be done online. You can find all the details about eligibility and how to apply by visiting https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile. If you have questions, don't hesitate to give us a call at (800) 538-3328. We're here to help you start this exciting chapter with us at Educational Employees, located at 1070 E Teague Ave Fresno Ca 93720!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business smoothly without worrying about payment processing. Our merchant services provide reliable solutions, allowing you to accept payments easily and efficiently. This means you can focus on what you do best growing your business while we take care of the transaction details. Visit us at 1070 E Teague Ave Fresno Ca 93720 in Fresno, CA, or contact us at (800) 538-3328 to learn how our tailored business banking services can support your goals today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking solutions, including merchant services and business loans. If you're an entrepreneur looking to expand or start a new venture, our team is here to assist with financing options designed specifically for small businesses.

Convenient Access Anytime

With our ATM services, withdrawing cash is simple and straightforward. We offer basic ATM access for withdrawals and balance checks whenever you need it. Plus, our commitment to digital banking means that you can manage all these services from the comfort of your home or on-the-go. For more information about how Educational Employees can assist you with any of these services, please don't hesitate to reach out at (800) 538-3328 or visit us online at https://www.myeecu.org/home/home. Our doors are open Monday through Friday from 8:30 AM to 4:30 PM, ready to serve all your banking needs!

Credit Cards and Rewards

At Educational Employees, we also offer credit cards with rewards that can benefit your everyday spending. Earn points on purchases that you can redeem for travel, merchandise, or cash back making each swipe work harder for you!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options are crafted to fit various budgets and financial situations. We know that buying a home is one of the biggest decisions you'll make, and our experienced staff is ready to guide you through the process with personalized service tailored just for you.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why our personal banking services, including checking and savings accounts, are designed with you in mind. Enjoy easy access to your funds through our user-friendly online and mobile banking options. You can check balances, transfer money, and make payments right from your smartphone or computer. If you're considering purchasing a car or need funds for other personal expenses, our auto loans and vehicle financing programs offer competitive rates that can help you drive away in the vehicle you desire. Additionally, we provide personal loans for debt consolidation or unexpected expenses, making it easier for you to manage your finances.

Digital & Online Banking

Real-Time Account Management

Imagine being able to monitor your accounts in real-time. With our online banking platform, you can see every transaction as it happens. This instant access helps you keep track of your spending and savings effortlessly. The user-friendly interface means that whether you're tech-savvy or new to online banking, you'll feel comfortable navigating your account. At Educational Employees, we're committed to making banking easier for you. Explore our digital offerings today and discover how they can simplify your financial life!

Secure and User-Friendly Features

Security is our top priority. We offer electronic signature authorization, so you can sign documents securely without needing to visit a branch. You can also opt for e-statements, which not only reduce paper clutter but also help keep your financial information safe and accessible. Our mobile application makes banking even easier. Whether you're on the go or relaxing at home, managing your accounts is simple and straightforward. While we currently don't support mobile payments, our app offers everything else you need to stay in control of your finances.

Financial Strength

Growing Member Base

We currently serve 749,952 share accounts, showing a strong and growing member base that trusts us with their finances. This trust allows us to focus on enhancing member experiences while maintaining robust financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 1070 E Teague Ave Fresno Ca 93720 or call 800-538-3328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investment in Growth

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,669,175 in total used auto loans and $2,166,217,518 in total loans and leases available.

Member-Focused Savings

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. This means your money is not only safe but also working hard for you. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 557 full-time employees and 25 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist at every turn.

Solid Financial Health

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible financing options can make it happen.

Credit Lines

For those needing additional flexibility, our total credit lines amounting to $416,833,125 provide quick access to funds when you need them most. Whether it's for unexpected expenses or planned projects, having a line of credit can be an invaluable resource. We invite you to learn more about how our loan offerings can support your financial journey. If you're interested in refinancing existing loans or checking eligibility options, please don't hesitate to reach out. For more information, contact us at (800) 538-3328, or visit us at 1070 E Teague Ave Fresno Ca 93720, Fresno, CA. You can also explore more options through our website: https://www.myeecu.org/home/home. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We offer competitive rates and terms that can be customized to fit your needs. Plus, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively. Our credit cards come with features designed to help you stay in control while enjoying rewards on your purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent, giving users peace of mind as they explore their options.