Educational Employees Credit Union Fresno CA

Introduction

Welcome to Educational Employees, your trusted financial partner located at 9515 N Sommerville Dr, Fresno, CA 93720. Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional financial services and support. With over 377,842 members, we believe in empowering individuals and families to achieve their financial goals. At Educational Employees, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets stand strong at an impressive $4,694,027,564, ensuring that we are well-equipped to support you through every stage of your financial life. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of our CEO, Elizabeth Dooley, and Board President Walter Franzell, we strive to create meaningful connections with our members. We're here not just as a bank but as a community partner focused on your success. Whether you need assistance with financing a new vehicle or advice on managing your savings, our knowledgeable staff is ready to help. You can reach us anytime at 800-538-3328 or visit our website at www.myeecu.org for more information about our services. While members can visit us at 9515 N Sommerville Dr, official correspondence should be sent to our mailing address: 9515 N Sommerville Dr, Fresno, CA 93720-5474. Join us today and experience the difference at Educational Employees where your financial wellbeing is our top priority!

Branch History & Mission

Embracing Innovation

As we continue our journey, Educational Employees embraces digital advancements that make banking easier for everyone. Our online banking platform allows members to manage their finances from anywhere while ensuring ADA compliance for accessibility. Whether you prefer using your smartphone or computer, we have made it simple for you to stay connected with your finances. Moreover, our dedication extends beyond just technology; we focus on building meaningful relationships with our members. Each interaction is an opportunity for us to support your aspirations whether it's purchasing your first home or consolidating debt.

Join Us Today!

With total assets exceeding $4.6 billion and a strong foundation built on trust and service excellence, Educational Employees invites you to experience the difference firsthand. Join us today and become part of a community-focused credit union that prioritizes your financial wellbeing. For any questions or assistance, feel free to reach out at 800-538-3328. Together, let's work towards achieving your financial dreams!

Our Commitment to Community

The heart of Educational Employees lies in our commitment to community support. We strive not only to deliver excellent financial products but also to be an active participant in local initiatives and outreach programs. We understand that by investing in our community, we help build a stronger future for all. While members can visit us at 9515 N Sommerville Dr, official correspondence should be sent to the same address. Our branch operates with convenience in mind; we are open Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Plus, we provide ATM access for those who need quick cash withdrawals or balance checks.

Branch Location & Accessibility

Welcome to the Educational Employees branch located at 9515 N Sommerville Dr in Fresno, CA! Our branch is conveniently situated to serve you better, nestled near local landmarks that make it easy to find. Whether you're heading to a nearby park or stopping by on your way home, we're right here for all your banking needs. At Educational Employees, we believe in making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that all members can navigate our space comfortably. Although we do not have drive-thru banking available, our friendly staff is always ready to assist you inside during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. For those who prefer digital banking, we offer convenient online services as well as ATM access for quick transactions like withdrawals and balance checks. If you need assistance or have questions about our services like checking and savings accounts, auto loans, or credit cards with rewards feel free to give us a call at 800-538-3328. While members can visit us at 9515 N Sommerville Dr, official correspondence should be sent to the same address for your convenience. We look forward to welcoming you into the Educational Employees family! Come by today or reach out with any questions you may have; we're here to help!

Member Eligibility

Joining the Educational Employees family means stepping into a community that truly cares about your financial well-being. If you're looking to become a member at our Fresno branch, located at 9515 N Sommerville Dr, you're in the right place! Our eligibility criteria are designed to be inclusive. Generally, anyone who is an employee of an educational institution or affiliated organization can apply. This includes teachers, administrators, and support staff. We also welcome immediate family members of current members, which makes it easy for your loved ones to benefit from our services too. Becoming a member is straightforward and rewarding; you'll gain access to a range of personalized banking options that prioritize your needs. From competitive loan rates to exceptional customer service, we're here to support you every step of the way. If you want to dive deeper into the specific eligibility details, please check out this link. When you're ready to open an account, visit us online at this link or give us a call at 800-538-3328. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

We also provide essential merchant services that simplify payment processing for your business. Whether you're running a café or a retail store, our solutions can streamline transactions and enhance customer satisfaction. With tools that support various payment methods, you can focus on what matters most: serving your customers and growing your business. If you're looking for personalized service and community-focused support, visit us at 9515 N Sommerville Dr Fresno Ca 93720 in Fresno, CA. Together, we can build a brighter future for your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our goal is to create opportunities for local businesses to thrive. Imagine having the financial backing to expand your operations, purchase new equipment, or hire more staff our future commercial loan offerings will be here to help you realize those dreams.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services, including Merchant Services and Business Loans designed to help your business thrive. No matter the size of your venture, we have financial tools that can assist in its growth.

Connect with Us

We invite you to explore all that Educational Employees has to offer at our Fresno location. If you have any questions or need assistance, don't hesitate to reach out at 800-538-3328 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Join us today and experience personalized service tailored just for you! For more information about opening an account or exploring our services further, visit us online at www.myeecu.org.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Educational Employees offers robust Online & Mobile Banking options. You can easily manage your accounts from anywhere at any time. With features like person-to-person payments and e-statements, keeping track of your finances has never been easier. Additionally, our ATM services ensure that cash withdrawal is quick and simple with basic access for balance checks as well. With an ATM conveniently located nearby, you can handle transactions without stepping inside the branch.

Personal Banking Solutions

Managing your finances should be straightforward. That's why we offer Checking & Savings Accounts designed to fit various lifestyles and saving goals. Whether you're looking for everyday banking or planning for the future, our accounts provide easy access to your funds, along with competitive interest rates. If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options. We understand that purchasing a car is a significant investment, and our flexible terms and competitive rates can help make it easier for you to drive away in your dream car. For those dreaming of homeownership, we offer Mortgage Loans & Refinancing services that guide you through the process with confidence and clarity.

Support for Your Financial Journey

In addition to these offerings, we provide Personal Loans & Debt Consolidation solutions to help you manage unexpected expenses or consolidate existing debts into one manageable payment. Our Credit Cards with Rewards allow you to earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away at https://www.myeecu.org/home/home . Plus, if you're always on the go, our mobile application makes banking even easier. You can download it today and manage your finances from the comfort of your smartphone.

Easy Transfers and Payments

Need to send money to a friend or family member? With our person-to-person transfer feature, you can quickly and easily transfer funds without any hassle. We also offer electronic signature authorization for documents, making it simple to complete transactions securely from home.

Go Paperless with E-Statements

Worried about clutter? Our e-statements make it easy to go green while keeping track of your finances. You'll receive statements directly in your email inbox no more paper piles! This feature is not only eco-friendly but also helps keep your financial information organized and accessible.

Security You Can Trust

Your security is our top priority. All our online banking features are designed with robust security measures to ensure that your personal and financial information remains safe. You can bank confidently knowing that we take every precaution to protect your data. At Educational Employees, we strive to provide an accessible and user-friendly banking experience. Explore all these features today and see how digital banking can simplify your life!

Financial Strength

Investing in Your Future

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio of $11,019 in used auto loans and a total of $2,166,217,518 across various loans and leases, supporting your financial goals across different sectors.

Member Trust

The number of Total Share Accounts stands at 749,952, showcasing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of what makes Educational Employees a reliable partner for your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 9515 N Sommerville Dr Fresno Ca 93720 or call (800) 538-3328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We proudly employ 557 full-time employees and 25 part-time employees who are always ready to assist you with their expertise and dedication.

Our Financial Health

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. While we also focus on our members first, it's important to note that our resources are bolstered by non-member deposits amounting to $0. This ensures that we can continually provide you with improved loan rates and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can find the perfect fit for your lifestyle.

Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We have a total of $208,334,926 in loans helping members manage their finances effectively. This product provides the flexibility you need for unexpected expenses while allowing you to build your credit history.

Credit Lines

For those who need additional support for various financial situations, we also offer credit lines totaling $416,833,125. This option can give you access to funds when you need them without having to take out a full loan. Our branch is located at 9515 N Sommerville Dr Fresno Ca 93720, and we're just a phone call away at 800-538-3328. Our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage financing, or assistance with credit cards and lines of credit, Educational Employees is here to support you on your financial journey. Explore our offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We offer competitive rates and flexible terms to meet your needs. If you're considering refinancing your current mortgage or exploring eligibility options, our team is here to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers presented are fair and transparent.

EDUCATIONAL EMPLOYEES CREDIT UNION