Educational Employees Credit Union Fresno CA | Low Mortgage Rates & Rewards Credit Cards

Introduction

Welcome to Educational Employees, your trusted financial partner located at 3488 W Shaw Ave, Fresno, CA 93711. Since our establishment in 1934, we have been dedicated to serving our members with integrity and care. With a total membership of 377,842, we pride ourselves on creating strong relationships within the community. At Educational Employees, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. Our total assets amount to an impressive $4,694,027,564, ensuring that we are well-equipped to support your financial goals. Our commitment to our members goes beyond just numbers. We are here to empower you with the knowledge and resources necessary to make informed financial decisions. Led by our CEO, Elizabeth Dooley, and Board President Walter Franzell, our experienced team is ready to assist you every step of the way. While members can visit us at our branch for personal service and advice, official correspondence should be sent to the same address: 3488 W Shaw Ave, Fresno, CA 93711-3216. If you have questions or need assistance, don't hesitate to reach out at 800-538-3328. Join us at Educational Employees and experience the difference of a credit union that truly cares about its members. Visit our website at www.myeecu.org today to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Community Engagement

Throughout the years, Educational Employees has partnered with local organizations to give back to the community that supports us. Whether through sponsorships of educational programs or participation in local events, we are committed to making a difference in the lives of those around us. Our outreach efforts reflect our dedication not only to your financial well-being but also to fostering a stronger community spirit. As we look toward the future, we remain focused on innovation and inclusivity. We're proud of our digital advancements that allow for easier access to banking services while ensuring ADA compliance so everyone can enjoy equal opportunities. Join us at Educational Employees Credit Union today! Experience firsthand how being part of our family can transform your financial journey. Together, let's build a brighter future for you and your loved ones! For more information or assistance, feel free to call us at 800-538-3328 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while supporting the educational community. We strive to empower our members with the tools they need to achieve their financial goals whether it's securing an auto loan, opening a checking account, or planning for retirement. We believe that strong financial education is vital for success, which is why we prioritize resources and guidance tailored to our members' unique situations. While you can always visit us at our branch on Shaw Avenue, we encourage you to send any official correspondence to our mailing address: 3488 W Shaw Ave, Fresno, CA 93711-3216. Our team is dedicated to ensuring that every interaction you have with us is positive and impactful.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. You'll find ample parking available right outside our doors, ensuring you can get in and out with ease. For those who may need assistance, we are proud to be ADA compliant, featuring ramps and other accessibility features to accommodate all members of our community.

Get in Touch

If you have any questions or need assistance before visiting us, feel free to call our friendly team at 800-538-3328. We invite you to stop by Educational Employees today your financial journey starts here!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays from 10 AM to 6 PM. Our team is here to assist you with everything from setting up checking and savings accounts to discussing auto loans and personal financing options.

Services Offered

At Educational Employees, we provide a variety of services designed to meet your banking needs. Enjoy personal banking services like checking and savings accounts, as well as auto loans and mortgage refinancing. Our credit cards come with rewards that make every purchase worthwhile. Plus, with convenient ATM access available at our location, withdrawing cash or checking your balance is hassle-free. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to the same address: 3488 W Shaw Ave, Fresno, CA 93711-3216.

Member Eligibility

At Educational Employees, we believe in building a community where everyone feels welcome and supported. Becoming a member is simple and rewarding! If you live, work, or study in the Fresno area, you're likely eligible to join us. We cater to a diverse group of members, including educators, students, and those connected to educational institutions. For a detailed overview of eligibility requirements, feel free to check out our resource at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile . Joining Educational Employees opens the door to a variety of financial products designed with your needs in mind, from checking accounts to auto loans. Our friendly team is here to guide you through the account opening process, which you can start by visiting http://WWW.MYEECU.ORG/home/apply . If you have any questions or need assistance, don't hesitate to call us at (800) 538-3328. We're excited to welcome you into our family at Educational Employees, located at 3488 W Shaw Ave Fresno Ca 93711!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services designed to streamline your operations. Picture this: quick payment processing that lets you focus on serving your customers instead of worrying about transactions. Our services are crafted to enhance your business's efficiency and customer satisfaction. Visit us at 3488 W Shaw Ave Fresno Ca 93711, Fresno, CA or call us at (800) 538-3328 to learn how we can assist your business today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a small business owner, we've got you covered too! Our business banking services include essential tools like merchant services and business loans, designed to support your growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in online and mobile banking features that let you manage your accounts anytime, anywhere. With secure access to your accounts, bill pay options, and person-to-person payment capabilities, handling your finances has never been easier. You can also rely on our ATM and cash withdrawal services for quick access to your funds. Our basic ATM access allows for easy withdrawals and balance checks whenever you need it.

Personal Banking Services

Managing your finances should be simple and straightforward. That's why we offer a variety of checking and savings accounts tailored to fit different lifestyles. Need funds for a new car? Our auto loans and vehicle financing options provide affordable rates, helping you get behind the wheel without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process with ease. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options can help lighten the load. And don't forget about our credit cards with rewards, which allow you to earn while you spend, making every purchase more rewarding.

Why Choose Educational Employees?

We understand that financial needs vary from member to member. That's why our comprehensive list of services is designed to adapt to your individual circumstances whether you're saving for college, planning a vacation, or investing in your future home. With friendly staff ready to assist you at every turn, we strive to create a welcoming environment where you feel valued and supported. Have questions or want more information? Feel free to reach out at 800-538-3328, or visit us online at www.myeecu.org. Take the first step toward achieving your financial goals today! Join us at Educational Employees; we're here to help you every step of the way.

Digital & Online Banking

Key Features

Our online platform allows you to take control of your finances with just a few clicks. You can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our electronic signature authorization feature makes it simple to sign important documents without needing to visit a branch. For those who prefer paperless options, we provide e-statements that allow you to view your account statements digitally, reducing clutter and keeping your information secure. If you want even more convenience, our mobile application is available for download, giving you all the functionalities of online banking right in your pocket.

Secure Transactions

Security is a top priority for us. We use advanced encryption technology to protect your personal information and ensure safe transactions. You can also enjoy person-to-person transfers directly through our online banking system, making it easy to send money to friends and family quickly. Whether you're at home or on the go, Educational Employees is here to support you with user-friendly tools that simplify your banking experience. Explore all these features and more by visiting us at https://www.myeecu.org/home/home today!

Financial Strength

A Trusted Partner

Total Share Accounts: 749,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 3488 W Shaw Ave Fresno Ca 93711 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $627,577,439 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,166,217,518 in total loans and leases and $11,019 in used auto loans.

Solid Financial Health

With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing options tailored just for you.

Credit Lines

If you're looking for more flexibility in managing your finances, our total credit lines amount to $416,833,125. These lines of credit provide you with the ability to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. We aim to provide you with clear information about our mortgage products so you can make informed decisions about your home.

Refinancing Options

We also offer refinancing options across our loan products to help you lower your monthly payments or adjust your terms based on your current financial situation. Be sure to ask about eligibility when you contact us. For any inquiries or to start your application process today, reach out to us at 800-538-3328 or visit us at 3488 W Shaw Ave Fresno Ca 93711. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all that Educational Employees has to offer! Your journey toward financial success begins here.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $208,334,926 in unsecured credit card loans helping members manage their finances effectively. This option allows you to cover unexpected costs without worrying about collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers presented are fair and transparent, allowing users to make informed decisions without any hidden agendas.

EDUCATIONAL EMPLOYEES CREDIT UNION