Educational Employees Credit Union Fresno CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Educational Employees, your trusted credit union located at 455 E Barstow Ave, Fresno, CA 93710. Established in 1934, we have proudly served our community for nearly a century, building a strong foundation of trust and support for our members. With a total membership of 377,842 and assets exceeding $4.69 billion, we are dedicated to providing personalized financial services that meet your unique needs. At Educational Employees, we believe in the power of community. Our commitment is reflected in our impressive portfolio of over 190,697 loans and leases and total deposits amounting to $386,491,316. We also boast a net worth of $637,040,985, ensuring that your funds are secure with us. Whether you're looking to open a checking account, finance a vehicle with one of our competitive auto loans, or explore mortgage options, we're here to help. Led by our experienced CEO, Elizabeth Dooley, and Board President Walter Franzell, our team of 582 employees is passionate about supporting our members' financial journeys. Our goal is to empower you with the resources and guidance you need to achieve your financial dreams. While members can visit us at our branch address for all banking needs, please note that official correspondence should be sent to the same address: 455 E Barstow Ave, Fresno, CA 93710-6104. Ready to experience exceptional service? Call us today at 800-538-3328 or visit our website at www.myeecu.org to learn more about how we can assist you on your financial journey!

Branch History & Mission

Embracing Innovation

As technology continues to advance, so do we. Our branch offers modern digital banking options including online banking and mobile applications that allow you to manage your finances conveniently. We also ensure ADA compliance so that everyone can access our services without barriers. With an ATM available on-site, members can enjoy easy cash withdrawal services anytime during business hours. Although we currently do not have drive-thru banking or shared service center availability, we are always looking for ways to enhance member experience. Join us at Educational Employees Credit Union! Experience firsthand how we're more than just a bank we're a community partner committed to helping you achieve your financial dreams. For more information or assistance, feel free to reach out at 800-538-3328 or visit us online at myeecu.org. Together, let's build a brighter future!

Our Mission

Our mission at Educational Employees is simple yet powerful: to provide exceptional financial services while supporting the educational community and enhancing the lives of our members. We believe that everyone deserves access to quality financial products tailored to their needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to empower our members with the tools they need for financial success. We are also dedicated to giving back to our community through various outreach programs and partnerships that promote education and well-being. Whether it's offering scholarships or sponsoring local events, we are here not just as a financial institution but as an active participant in fostering growth within Fresno.

Branch Location & Accessibility

Welcome to Educational Employees at our Barstow branch, conveniently located at 455 E Barstow Ave in Fresno, California. Our branch is nestled in a vibrant area, just a stone's throw from local landmarks like the popular Fig Garden Village and the serene Woodward Park, making it easy for you to stop by while running errands or enjoying a day out. At Educational Employees, we prioritize accessibility for all members. The branch features ADA-compliant facilities and convenient parking options to ensure everyone can access our services without hassle. While you can visit us at our main location for all your banking needs, please send any official correspondence to our mailing address: 455 E Barstow Ave, Fresno, CA 93710-6104. We know your time is valuable. That's why we're here for you during flexible operating hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays from 10 AM to 6 PM. Whether you need to open a checking account, apply for an auto loan, or get assistance with online banking, our friendly staff is ready to help. For added convenience, we offer ATM services on-site for quick cash withdrawals and balance checks. Unfortunately, we do not have a drive-thru service available at this location; however, our team is committed to providing excellent in-branch service to meet all your financial needs. If you're looking for personal banking solutions like savings accounts or loans, or business banking options such as merchant services, you've come to the right place. We're eager to support you in achieving your financial goals! Ready to explore what we can do for you? Stop by today or give us a call at 800-538-3328. We look forward to welcoming you!

Member Eligibility

At Educational Employees, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We also extend membership opportunities to family members of existing members. This means that when you choose Educational Employees, you're not just opening an account; you're gaining access to personalized services designed to support your financial journey. Ready to take the next step? Opening an account at Educational Employees is a breeze! You can find all the necessary details about eligibility and how to apply by visiting our website at https://lms-dmz-eecu.temenoscloudna.com/akcelerant.origination.web.dmz/account/login/signinprofile. If you have any questions or need assistance, don't hesitate to call us at (800) 538-3328. We're here to help you every step of the way as you join our thriving community located at 455 E Barstow Ave Fresno Ca 93710!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our focus remains on creating financing solutions that help businesses thrive. Whether you're looking to expand your operations or manage cash flow, we're here to listen and provide the right support for your needs.

Merchant Services

In addition to our loan options, we offer merchant services that can make everyday transactions easier for your business. Imagine being able to accept payments seamlessly from customers this is where our merchant services come into play. By streamlining payment processing, you can spend less time worrying about transactions and more time growing your business. We invite you to visit us at 455 E Barstow Ave Fresno Ca 93710, Fresno, CA, or give us a call at (800) 538-3328 to learn more about how we can assist you. Your success is our mission!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that running a business requires reliable banking solutions. Our Business Banking services include Merchant Services & Business Loans designed specifically for entrepreneurs looking to grow their ventures.

Connect With Us Today

We invite you to explore all these services and more at Educational Employees in Fresno. Our knowledgeable staff is ready to assist you with any questions or concerns you may have about your financial needs. You can reach us at 800-538-3328 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. Ready to take the next step? Visit us today or check out our website at www.myeecu.org for more information on how we can help you achieve your financial goals!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Educational Employees, we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our user-friendly mobile app. For quick cash needs, our ATM services allow easy withdrawals and balance checks whenever necessary.

Credit Options That Reward You

We know how important credit is in today's world. That's why we offer Credit Cards with Rewards that not only provide purchasing power but also reward you for spending wisely. Enjoy cash back or points on every transaction it's like earning while you spend!

Personal Banking Solutions

Our personal banking services are designed to fit various lifestyles and financial goals. If you want to manage your day-to-day finances easily, consider opening one of our Checking & Savings Accounts. They offer convenient access and competitive interest rates, making it simple to save while handling everyday expenses. When it comes time for a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. We offer flexible terms and competitive rates that make driving off in your dream car a reality. For those looking to purchase a home or refinance an existing mortgage, we provide tailored Mortgage Loans & Refinancing solutions. Our team will work with you to find the best loan that suits your situation, helping you navigate through the process smoothly. In addition to these services, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can give you the relief you need. These loans come with straightforward terms that help simplify your repayment journey.

Digital & Online Banking

Key Features

Managing your accounts has never been simpler. With electronic signature authorization available, signing documents online is quick and hassle-free. And if you're looking for an easier way to keep track of your finances, consider opting for e-statements. You'll receive monthly statements electronically, helping reduce paper clutter while keeping your information secure. For those who prefer banking on the go, our mobile application makes it even easier. Check account balances, pay bills, and transfer money right from your smartphone. You can also use our person-to-person transfer feature to send money instantly to friends or family without needing cash or checks. While we currently do not offer mobile payments, our commitment to providing safe and efficient banking remains strong. At Educational Employees, we prioritize the security of your information and transactions so you can bank with peace of mind. In this fast-paced world, convenience is key. Our digital tools allow you to manage your accounts in real-time, ensuring you're always in touch with your finances. Experience the ease of digital banking at Educational Employees today!

Financial Strength

At Educational Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health, ensuring that your money is safe and working for you. With a net worth of $637,040,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $918,983,156 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $627,577,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,019 in used auto loans and a total of $2,166,217,518 in loans and leases available. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 557 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 749,952, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Employees is your trusted partner. Visit us at 455 E Barstow Ave Fresno Ca 93710 or call 800-538-3328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,760,148 in used vehicle loans and $862,015,060 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find the perfect fit.

Credit Lines and Unsecured Credit Cards

For those who prefer flexibility, we offer credit lines totaling $416,833,125. This option allows you to borrow what you need when you need it, making it ideal for unexpected expenses or planned purchases. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $208,334,926 in loans helping members manage their finances effectively.

Eligibility and Refinancing Options

If you're considering refinancing any of your current loans, our dedicated team can help you explore eligibility options that may lower your monthly payments or improve your overall financial situation. We aim to make this process as straightforward as possible so you can focus on what matters most. For inquiries or more information about our loan products, please don't hesitate to reach out at (800) 538-3328. You can also visit us at our branch located at 455 E Barstow Ave Fresno Ca 93710 in Fresno, CA, where our friendly staff is ready to assist you. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Educational Employees, we're committed to supporting your journey towards financial success with trustworthy loan solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,031,945, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through each step of the process.

Loan Aggregator

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EDUCATIONAL EMPLOYEES CREDIT UNION - Fresno, CA

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