Educational Community Alliance Toledo OH Credit Union

Introduction

Welcome to Educational Community Alliance at our branch located at 3845 Angola Rd, Toledo, OH 43615! Since our establishment in 1934, we have been dedicated to serving our community with trust and integrity. As a proud member of the credit union family, we currently support over 5,600 members and manage assets totaling $60,923,898. Our commitment to your financial well-being is reflected in our diverse range of services tailored to meet your needs. At Educational Community Alliance, we believe in empowering our members through personalized financial solutions. With total loans of 1,867 and deposits amounting to $486,221, we ensure that your hard-earned money is not only safe but also working for you. Our net worth stands strong at $7,013,011, illustrating our stability and reliability as your trusted financial partner. Our leadership team, guided by CEO Beth Carpenter and Board President Bradley Aemisegger, is focused on fostering a welcoming environment for all members. We understand the importance of community impact and strive to make a difference through local initiatives and personalized service. While members can visit us at 3845 Angola Rd, official correspondence should be sent to the same address for convenience. If you have any questions or would like more information about our services, don't hesitate to reach out at 419-381-2323. Join us today and experience the difference that a member-focused credit union can make in your financial journey! For more details about our offerings or to get started with an account, visit us online at Educational Community Alliance.

Branch History & Mission

Commitment to Community

As part of our commitment to the Toledo community, we engage in various outreach efforts aimed at enhancing local education and well-being. These partnerships help us create stronger connections with our members while fostering a sense of belonging within the community. While members can visit us at 3845 Angola Rd Toledo Oh 43615, official correspondence should be sent to our mailing address at 3845 Angola Rd, Toledo, OH 43615-6505. Our lobby hours are convenient for busy schedules: Monday through Thursday from 9 AM to 4:30 PM and Friday until 5:30 PM. Join us at Educational Community Alliance where your financial goals become our mission! Whether you're looking for personalized loan options or simply want to learn more about managing your finances effectively, we're here to help every step of the way. Don't hesitate give us a call today at 419-381-2323 or visit us online at www.educacu.com to discover how we can support you in your journey toward financial success!

Our Mission

At the heart of Educational Community Alliance lies a mission grounded in community support and member-focused service. We aim not only to provide quality financial products but also to enhance the lives of those we serve through educational initiatives and outreach programs. We believe that informed members are empowered members, which is why we prioritize financial literacy alongside traditional banking services. Our total assets have reached an impressive $60,923,898, reflecting our dedication to prudent management and growth. This solid foundation allows us to offer competitive loans and savings options tailored to meet diverse needs. Although we currently do not offer ATM services or drive-thru banking, we provide efficient digital solutions such as online banking and mobile applications for added convenience.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks that make finding us simple. If you're near the Toledo Zoo or just off the I-75 highway, you'll find us just a short drive away. For those using public transport, there are bus routes that service Angola Road, providing easy access for everyone. Parking is available right outside our branch, ensuring a hassle-free visit. We also prioritize accessibility with features like ADA-compliant entrances and ramps, making it easier for all members of our community to access our services.

Operating Hours and Services

At Educational Community Alliance Credit Union, we want to fit into your schedule. Our lobby is open from 9 AM to 4:30 PM Monday through Thursday and extends until 5:30 PM on Fridays. This gives you ample time to stop in before or after work. While we currently offer ATM services only, our team is dedicated to providing personalized assistance during your visit. Unfortunately, we do not have drive-thru banking or shared service centers at this location. If you have any questions or need assistance, feel free to call us at 419-381-2323. We're here to help!

Visit Us Today!

We invite you to come by and experience the friendly service at Educational Community Alliance Credit Union. Your financial wellness is our priority, and we're excited to assist you on your journey!

Member Eligibility

At Educational Community Alliance, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Joining us is simple! If you live, work, or worship in the Toledo area, you're likely eligible for membership. We welcome individuals from all walks of life, ensuring that our services cater to your unique needs. For detailed eligibility criteria, feel free to visit our website at https://www.educacu.com/story/membership/ . Becoming a member at Educational Community Alliance means more than just opening an account; it's about gaining access to a range of financial benefits designed to help you thrive. Whether you're looking for competitive loan rates, convenient banking options, or personalized service, we've got you covered. Ready to take the next step? You can easily open your account by visiting https://www.itsme247.com/363/authentication/username or give us a call at (419) 381-2323 if you have any questions. We can't wait to welcome you into our community at 3845 Angola Rd Toledo Oh 43615!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we are dedicated to providing flexible financing solutions when you need them most. We also offer non-member commercial loans, ready to assist the broader business community in achieving their goals.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly or manage transactions effortlessly all designed to save you time and reduce stress. Our services are here to empower your business, allowing you to focus on what truly matters: serving your customers and growing your enterprise. At Educational Community Alliance, located at 3845 Angola Rd Toledo Oh 43615, we're more than just a bank; we're your partner in success. For more information about how we can assist your business, give us a call at (419) 381-2323. Let's build your future together!

Comprehensive List Of Services

Commitment to Member Satisfaction

At Educational Community Alliance, we believe in building lasting relationships with our members. Our staff is always ready to assist with inquiries or provide guidance on how best to utilize our services for your benefit. If you're unsure about which service suits your financial situation, don't hesitate to reach out! Call us at 419-381-2323, and let's find the right solutions together. We invite you to visit us at our branch or explore our online resources today. Join the community that puts its members first and experience the difference that comes with being part of Educational Community Alliance! Whether it's managing daily expenses or planning for big milestones, we're here every step of the way. For more information about membership eligibility or opening an account, check out this link. Let's embark on this financial journey together!

Digital Banking Features

In today's fast-paced world, having control over your finances anytime and anywhere is crucial. That's why we offer digital banking options through online banking and a mobile application. These features allow you to check balances, transfer funds, and manage your account from the comfort of your home or on the go. Picture this: You've just finished grocery shopping but realize you need to check your account balance before making a purchase. With our online banking services available at [educacu.com](https://www.educacu.com), you can do it all in seconds keeping your budget on track without stepping foot into a branch.

Financial Services Tailored for You

Whether you're looking to manage your everyday banking or planning for future goals, we have you covered. Our services include essential offerings that make banking easy and accessible. For instance, if you need quick cash withdrawal or deposits, our ATM services are designed to provide convenience right at your fingertips. Imagine you're out and about in Toledo and suddenly need cash for a spontaneous outing. With our ATM services available, you can easily access your funds without any hassle. We understand that life can be unpredictable, so we strive to make banking as straightforward as possible.

Digital & Online Banking

Key Features

Managing your money shouldn't be complicated. Our mobile application makes it even easier to bank on the go. You can perform person-to-person transfers, ensuring that sending money to friends or family is hassle-free. And while we currently don't offer mobile payments, our commitment to enhancing your experience continues as we explore new features. Security is always a top priority for us. Although we don't use electronic signature authorization at this moment, rest assured that our online platform maintains high-security standards to protect your personal information. In a world where life can get busy, having access to reliable banking tools is essential. At Educational Community Alliance, we strive to provide user-friendly services that help you stay organized and informed about your finances. So why wait? Dive into the convenience of digital banking today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Community Alliance is your trusted partner. Visit us at 3845 Angola Rd Toledo Oh 43615 or call (419) 381-2323 to learn more about how we can help you achieve your financial goals.

Investments in Our Members

With $6,488,041 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity, with $844 in used auto loans and $33,967,598 in total loans and leases supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $5,221,360 in share certificates and $5,250,694 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $280,214 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 10,105, show a strong and growing member base that trusts us with their finances.

Solid Financial Health

With a net worth of $7,013,011, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,095,615 in used vehicle loans and $3,777,600 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the right fit for your budget. Plus, if you're considering refinancing an existing auto loan, we can help with that too just ask about our eligibility options!

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $4,500,000 are a great option. Whether it's for unexpected expenses or planned purchases, having a line of credit can provide peace of mind and flexibility. At Educational Community Alliance located at 3845 Angola Rd Toledo OH 43615, we prioritize your financial well-being. If you have any questions or need more information about our loan products, feel free to reach out at 419-381-2323. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,979,272, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is ready to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have $0 in unsecured credit card loans available but are always looking for ways to expand our offerings to better serve our members' financial needs. These cards are designed to help you manage your finances effectively without tying up your assets.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. The platform prioritizes accuracy, ensuring that users receive reliable information for their loan decisions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, empowering you to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION - Toledo, OH