Education Credit Union Borger TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Education Credit Union at our Borger Branch, located at 500 W Grand St, Borger, TX 79007! Since our establishment in 1935, we have been dedicated to serving our community with trust and reliability. With over 40,000 members and a strong commitment to their financial well-being, we proudly hold total assets of $471,015,689 and total deposits amounting to $16,319,454. At Education Credit Union, we believe in empowering our members through personalized banking services. Whether you are looking for a new vehicle loan from our impressive total of 37,195 loans and leases or seeking assistance with personal loans and debt consolidation, we've got you covered. Our dedicated team of 168 employees, led by CEO Marcus Smith and Board President Linda Purdy, is here to provide you with the support you need. While you can reach us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 500 W Grand, Borger, TX 79007. We invite you to explore our services designed just for you: checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our online and mobile banking features make managing your finances easier than ever. Join us today as we continue to strengthen our community ties and ensure that each member feels valued. For more information or assistance, feel free to call us at 806-878-2455. We look forward to welcoming you into the Education family!

Branch History & Mission

At Education Credit Union, our story began in 1935, right here in Borger, Texas. Since then, we have grown from a small financial institution into a community cornerstone that proudly serves over 40,000 members. Our branch, located at 500 W Grand St, Borger, TX 79007, has remained committed to providing personal and business banking services tailored to the needs of our community. Throughout the decades, we have adapted and evolved. From humble beginnings, we have expanded our services to include auto loans, mortgages, personal loans, and even credit cards with rewards. Our total assets now stand at an impressive $471 million, showcasing our growth and the trust our members place in us. We believe that strong financial support helps empower individuals and families to achieve their dreams. Our mission is simple yet powerful: we aim to provide exceptional financial services while fostering community spirit and support. We understand that banking is not just about transactions; it's about building relationships. That's why we prioritize member service above all else. Whether you need assistance with your checking account or want guidance on securing a loan, our dedicated staff is here to help. We recognize that convenience matters in today's fast-paced world. While members can visit us at our Borger location during our operating hours from Monday through Friday, 7 AM to 6 PM, we also offer robust online and mobile banking options. This allows you to manage your finances anytime and anywhere putting you in control of your financial journey. At Education Credit Union, we don't just focus on profits; we actively engage in community outreach efforts to make a positive impact. We partner with local organizations to support education initiatives and provide resources for those in need. Our commitment extends beyond banking; it's about making Borger a better place for everyone. While our official correspondence should be sent to 500 W Grand, Borger, TX 79007 if different from our branch address, we invite you to come by and see firsthand how we're transforming lives through financial empowerment. Join us today at Education Credit Union! Experience the benefits of being part of a community-focused credit union where your financial success is our priority. For more information or assistance, feel free to call us at 806-878-2455 or visit us online at Education Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Services Tailored for You

Whether you're looking to set up a checking account, secure an auto loan, or explore mortgage options, our knowledgeable staff is ready to assist you. While we don't currently offer ATM services or drive-thru banking at this location, our team is dedicated to providing personalized service inside the branch. If you need assistance outside of normal hours or have questions about our services, feel free to reach out! You can call us at 806-878-2455; we're always here to help.

Convenient Access and Amenities

At the Education Borger Branch, we take pride in providing a welcoming environment. Our location features ample parking for your convenience, ensuring you can visit us without any hassle. Plus, we adhere to ADA compliance standards, making our facilities accessible for everyone.

Get In Touch!

While members can visit us at 500 W Grand St Borger Tx 79007 for all their banking needs, official correspondence should be sent to the same address. We invite you to stop by today or give us a call let's work together toward achieving your financial goals!

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 7 AM until 6 PM, giving you plenty of time during the week to drop by or handle your banking needs.

Member Eligibility

At Education, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 500 W Grand St Borger Tx 79007, you're likely eligible to join us. Our friendly team is here to help you enjoy all the benefits of membership, including personalized service and competitive rates on loans and savings accounts. To find out more about the specific eligibility requirements, feel free to check out our detailed guidelines at . Ready to take the next step? Opening an account with us is straightforward. You can easily start your application online by visiting https://educationcu.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_mebw6-uerqmrau5osbfb3u18zpb_eodhlz2fzmdcycs1tziltshmqftbvhxy0gsveigo4nwg_czainb34bqfqqzsq2ly9ltdiuabjinlwo&_ga=2.175914532.763796181 .1632234323-415508800 .1631714161 or give us a call at (806) 878-2455 if you have any questions. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active commercial loans, we're eager to help you explore options that fit your needs when you're ready. Imagine accessing flexible financing solutions designed to fuel your business ambitions, whether it's purchasing new equipment, expanding your team, or even moving to a larger location.

Merchant Services That Simplify Payments

In addition to loans, we offer merchant services that can streamline your payment processes. Think about how easy it would be for your customers to pay with just a swipe or a tap. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. Located at 500 W Grand St Borger Tx 79007 in Borger, TX, we're here to help you navigate the financial landscape of your business journey. For more information, give us a call at (806) 878-2455 or visit our website at https://www.educationcu.com/ . Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Additional Services

While we don't have ATMs or drive-thru service at this location, we ensure all our members receive exceptional service during lobby hours from Monday through Friday, 7 AM till 6 PM. Our friendly staff is always ready to assist you with any questions or needs you may have regarding our range of services including cash withdrawal options. If you're interested in learning more about how we can support your financial journey, feel free to reach out at 806-878-2455 or visit us online at Education. We look forward to welcoming you as a member of our community!

Business Banking Solutions

For business owners, we provide tailored solutions through our business banking services, which include merchant services and business loans. We understand the unique challenges faced by small businesses and are committed to supporting their growth.

Credit Card Options

We also offer credit cards with rewards, giving you the opportunity to earn points on everyday purchases. This can be a great way to maximize your spending power while enjoying perks like cash back or travel rewards.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we emphasize digital banking features that make managing your finances easier than ever. With our online and mobile banking, you can check balances, transfer funds, pay bills, and even make deposits right from your smartphone or computer. Our commitment to accessibility means that whether you're at home or on the go, managing your money is just a few taps away.

Personal Banking Services

Our personal banking options are designed to fit your lifestyle. We offer checking and savings accounts that allow you to easily manage your funds while earning interest on your savings. You can also explore our auto loans and vehicle financing options if you're considering purchasing a new car. We understand that buying a vehicle is a big decision, so our team is here to guide you through the process and help you secure an affordable loan. If you're thinking about homeownership or want to refinance your current mortgage, our mortgage loans provide competitive rates and flexible terms. Additionally, our personal loans and debt consolidation services can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features of Our Digital Banking Services

With just a few clicks, you can access your accounts through our online banking platform at https://www.educationcu.com/ . Whether you're checking your balance or transferring funds, everything you need is right at your fingertips. Plus, our 24/7 online banking services ensure that you can manage your finances whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and the money is on its way in no time. You can also enjoy the ease of mobile payments, which lets you pay for purchases directly from your smartphone no cash or cards needed!

Security and Accessibility

We prioritize your safety with features like electronic signature authorization, ensuring that all transactions are secure. You can also opt for e-statements, which provide a safe and eco-friendly way to keep track of your account statements without the clutter of paper. For those who prefer managing their accounts on the go, our mobile application is designed with you in mind. Download it today to experience the ease of banking right from your pocket. At Education, we believe that banking should be as straightforward as possible. With our digital and online services, you're not just managing your money; you're doing it with confidence and peace of mind. Join us today and discover how easy banking can be!

Financial Strength

At Education, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our robust financial foundation, you can trust that your money is in safe hands. With a net worth of $54,419,493, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $131,666,744 in share certificates and $36,867,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,394,705, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,829,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,348 in used auto loans and a total of $383,824,635 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 75,901, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education is your trusted partner. Visit us at 500 W Grand St Borger Tx 79007 or call 806-878-2455 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,361,852 in used vehicle loans and $94,896,048 in new vehicle loans already helping members get on the road. We provide tailored options for both new and used vehicles to ensure you find the right fit for your budget and needs.

Credit Lines and Other Financing Options

For those seeking additional financial support, we also provide access to credit lines totaling $118,835,419. This option allows for greater flexibility in managing larger purchases or unexpected expenses. If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out! Our team is dedicated to finding solutions that work best for you. Feel free to contact us at 806-878-2455 or visit us during our lobby hours from Monday through Friday between 7 AM and 6 PM. For more information about our services and offerings, check out our website at Education. All performance insights and financial data mentioned here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,149,412, making buying or refinancing simple. We strive to make the process as smooth as possible so that you can focus on creating a place you can truly call home.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $25,793,022 in loans available, we aim to help our members manage their finances effectively while enjoying rewards and benefits along the way.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. Each loan listing reflects genuine rates from reputable lenders, so you can rest assured you're getting reliable information.

EDUCATION CREDIT UNION